TENNESSEE LIFE AND HEALTH INSURANCE EXAM QUESTIONS & ANSWERS | 100% VERIFIED
SOLUTIONS (2026) UPDATE |2026!! STUDY GUIDE EXAM
The Commissioner must provide a person subject to an investigation a copy of the complaint
which initiated the investigation within _______ days of receiving the complaint.
A. 14
B. 21
C. 30
D. 31 - (Correct Answer)-C. 30
A corporation, association , partnership, limited liability company, limited liability partnership,
or other legal entity is a :
A. Limited lines producer
B. Insurance producer
C. Business entity
D. Insurance broker - (Correct Answer)-C. Business entity
An individual applying for an insurance license in Tennessee must be no younger than what age?
A. 16
B. 18
C. 21
D. 25 - (Correct Answer)-B. 18
The commissioner must notify an insurer within _____ days of determining that a producer is
ineligible for appointment.
A. 5
B. 7
C. 10
D. 15 - (Correct Answer)-A. 5
, 2
Any change of address must be reported to the Commissioner within _____ days.
A. 10
B. 21
C. 30
D. 31 - (Correct Answer)-C. 30
Candidates for an insurance producer's license in Tennessee must complete how many hours or
prelicensing education per line of authority?
A. 10
B. 20
C. 40
D. 80 - (Correct Answer)-B. 20
A temporary license issued to a representative of a licensed producer who dies or becomes
disabled is valid for up to how many days?
A. 120
B. 180
C. 240
D. 360 - (Correct Answer)-B. 180
A license is valid for _____ months unless revoked or suspended.
A. 12
B. 18
C. 24
D. 36 - (Correct Answer)-C. 24
, 3
How many hours of Continuing Education must a licensed producer in Tennessee complete every
2 years?
A. 24
B. 36
C. 45
D. 60 - (Correct Answer)-A. 24
If the Commissioner denies a license application for failure to pay child support, the
Commissioner must notify the applicant of such denial within ____ days.
A. 10
B. 15
C. 30
D. 31 - (Correct Answer)-D. 31
Charging different rates ti insureds of the same class or hazard company is considered which of
the following unfair trade practices?
A. Boycotting
B. Unfair discrimination
C. Rebating
D. Defamation - (Correct Answer)-B. Unfair discrimination
If a bank will not grant a loan unless the borrower buys insurance from a specific company, the
bank and insurer are guilty of which of the following unfair trade practices?
A. Defamation
B. Unfair discrimination
C. Rebating
D. Boycott, coercion and intimidation - (Correct Answer)-D. Boycott, coercion and intimidation
SOLUTIONS (2026) UPDATE |2026!! STUDY GUIDE EXAM
The Commissioner must provide a person subject to an investigation a copy of the complaint
which initiated the investigation within _______ days of receiving the complaint.
A. 14
B. 21
C. 30
D. 31 - (Correct Answer)-C. 30
A corporation, association , partnership, limited liability company, limited liability partnership,
or other legal entity is a :
A. Limited lines producer
B. Insurance producer
C. Business entity
D. Insurance broker - (Correct Answer)-C. Business entity
An individual applying for an insurance license in Tennessee must be no younger than what age?
A. 16
B. 18
C. 21
D. 25 - (Correct Answer)-B. 18
The commissioner must notify an insurer within _____ days of determining that a producer is
ineligible for appointment.
A. 5
B. 7
C. 10
D. 15 - (Correct Answer)-A. 5
, 2
Any change of address must be reported to the Commissioner within _____ days.
A. 10
B. 21
C. 30
D. 31 - (Correct Answer)-C. 30
Candidates for an insurance producer's license in Tennessee must complete how many hours or
prelicensing education per line of authority?
A. 10
B. 20
C. 40
D. 80 - (Correct Answer)-B. 20
A temporary license issued to a representative of a licensed producer who dies or becomes
disabled is valid for up to how many days?
A. 120
B. 180
C. 240
D. 360 - (Correct Answer)-B. 180
A license is valid for _____ months unless revoked or suspended.
A. 12
B. 18
C. 24
D. 36 - (Correct Answer)-C. 24
, 3
How many hours of Continuing Education must a licensed producer in Tennessee complete every
2 years?
A. 24
B. 36
C. 45
D. 60 - (Correct Answer)-A. 24
If the Commissioner denies a license application for failure to pay child support, the
Commissioner must notify the applicant of such denial within ____ days.
A. 10
B. 15
C. 30
D. 31 - (Correct Answer)-D. 31
Charging different rates ti insureds of the same class or hazard company is considered which of
the following unfair trade practices?
A. Boycotting
B. Unfair discrimination
C. Rebating
D. Defamation - (Correct Answer)-B. Unfair discrimination
If a bank will not grant a loan unless the borrower buys insurance from a specific company, the
bank and insurer are guilty of which of the following unfair trade practices?
A. Defamation
B. Unfair discrimination
C. Rebating
D. Boycott, coercion and intimidation - (Correct Answer)-D. Boycott, coercion and intimidation
