Page 1 of 167
Florida Public Adjuster State Test Questions
With Correct Answers Latest Update
1. What is the minimum age requirement to become a
licensed public adjuster in Florida?
• A) 18 years old
• B) 21 years old
• C) 25 years old
• D) No age requirement
• Correct Answer: A) 18 years old
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• Rationale: Florida Statute 626.854 requires public
adjuster applicants to be at least 18 years old.
2. How many hours of pre-licensing education are required
for a Florida public adjuster license?
• A) 40 hours
• B) 80 hours
• C) 100 hours
• D) 24 hours
• Correct Answer: D) 24 hours
• Rationale: Florida requires 24 hours of approved pre-
licensing education, including 3 hours of ethics and 3 hours
of Florida law.
3. Which of the following disqualifies an individual from
obtaining a public adjuster license in Florida?
• A) A prior DUI conviction 10 years ago
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• B) A felony conviction involving moral turpitude within the
last 5 years
• C) A speeding ticket
• D) A dismissed bankruptcy
• Correct Answer: B) A felony conviction involving moral
turpitude within the last 5 years
• Rationale: Florida law prohibits licensing for felonies
involving dishonesty or moral turpitude unless civil rights
restored and 5 years have passed.
4. True or False: A Florida public adjuster must maintain a
surety bond of $50,000.
• Correct Answer: True
• Rationale: Florida Statute 626.865 requires a $50,000
surety bond for all public adjusters.
5. What is the continuing education (CE) requirement for a
Florida public adjuster license renewal?
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• A) 10 hours every year
• B) 24 hours every 2 years, including 3 hours ethics and 3
hours law
• C) 40 hours every 4 years
• D) No CE required
• Correct Answer: B) 24 hours every 2 years, including 3
hours ethics and 3 hours law
• Rationale: License renewal biennially requires 24 CE
hours, with specific ethics and law components.
6. A public adjuster license in Florida expires every:
• A) 1 year
• B) 2 years
• C) 3 years
• D) 4 years
• Correct Answer: B) 2 years
Florida Public Adjuster State Test Questions
With Correct Answers Latest Update
1. What is the minimum age requirement to become a
licensed public adjuster in Florida?
• A) 18 years old
• B) 21 years old
• C) 25 years old
• D) No age requirement
• Correct Answer: A) 18 years old
,Page 2 of 167
• Rationale: Florida Statute 626.854 requires public
adjuster applicants to be at least 18 years old.
2. How many hours of pre-licensing education are required
for a Florida public adjuster license?
• A) 40 hours
• B) 80 hours
• C) 100 hours
• D) 24 hours
• Correct Answer: D) 24 hours
• Rationale: Florida requires 24 hours of approved pre-
licensing education, including 3 hours of ethics and 3 hours
of Florida law.
3. Which of the following disqualifies an individual from
obtaining a public adjuster license in Florida?
• A) A prior DUI conviction 10 years ago
,Page 3 of 167
• B) A felony conviction involving moral turpitude within the
last 5 years
• C) A speeding ticket
• D) A dismissed bankruptcy
• Correct Answer: B) A felony conviction involving moral
turpitude within the last 5 years
• Rationale: Florida law prohibits licensing for felonies
involving dishonesty or moral turpitude unless civil rights
restored and 5 years have passed.
4. True or False: A Florida public adjuster must maintain a
surety bond of $50,000.
• Correct Answer: True
• Rationale: Florida Statute 626.865 requires a $50,000
surety bond for all public adjusters.
5. What is the continuing education (CE) requirement for a
Florida public adjuster license renewal?
, Page 4 of 167
• A) 10 hours every year
• B) 24 hours every 2 years, including 3 hours ethics and 3
hours law
• C) 40 hours every 4 years
• D) No CE required
• Correct Answer: B) 24 hours every 2 years, including 3
hours ethics and 3 hours law
• Rationale: License renewal biennially requires 24 CE
hours, with specific ethics and law components.
6. A public adjuster license in Florida expires every:
• A) 1 year
• B) 2 years
• C) 3 years
• D) 4 years
• Correct Answer: B) 2 years
