NUR 4280 Health Econ Exam 4 quizzes
With Actual Answers.
Universal public (single payer) insurance is associated with each of the following EXCEPT:
a. reduced equity
b. increased moral hazard
c. higher taxes
d. reduced adverse selection - Answer reduced equity; Universal public (single payer)
insurance increases equity.
Private insurance mandates reduce the problem of ___ at the cost of ___.
a. moral hazard; higher taxes
b. moral hazard; equity
c. adverse selection; choice (personal liberty)
d. adverse selection; job lock - Answer adverse selection; choice (personal liberty); Private
insurance mandates reduce the problem of adverse selection at the cost of choice (personal
liberty)
Which of the following statements about prospective payments is (are) FALSE?
a. In a prospective payment system, charges are NOT based on how much care is received.
Payments to doctors or hospitals depend only on the condition of the patient
b. Prospective payment schemes create incentives for physician-induced demand
c. Prospective payment schemes are embraced as an effective way to reduce moral hazard
d. A prospective payment system may turn doctor-patient relationships adversarial
e. None of the above statements are FALSE - Answer Prospective payment schemes create
incentives for physician-induced demand
The Beveridge model has three defining features: ______. - Answer Universal, single-payer
insurance
public health care provision
free care
What is universal, single payer insureance? - Answer All citizens automatically receive
insurance coverage through the government. This insurance is financed through taxes rather
than premiums, so no one has to pay anything to enroll
, What is public health care provision? - Answer The government runs hospitals and clinics,
and hires doctors, nurses, and managers to provide care. The government determines when and
where hospitals will be built or expanded, and decides how many doctors and specialists will be
working at each hospital
What is free care? - Answer Care is provided for free (or at a very low cost) at government
hospitals and clinics. Patients are not responsible for any premiums, deductibles, or
coinsurance. There are exceptions for certain kinds of care (typically prescription drugs, eye care
and dentistry)
Which of the following statements about the Beveridge model is (are) FALSE?
a. All citizens automatically receive insurance coverage through the government.
b. The government runs hospitals and clinics.
c. The government decides how many doctors and specialists will be working at each hospital.
d. Single-payer health insurance is financed through taxes rather than premiums, so individuals
don't need to pay anything to enroll.
e. None of the above statements is FALSE. - Answer None of the above statements is FALSE
Which of the following statements about price rationing is (are) FALSE?
a. Price rationing can answer two fundamental questions that every economy faces: "How much
health care should be produced?" and "Who should get it?"
b. Price rationing helps markets allocate resources efficiently; scarce resources will go to those
individuals willing and able to pay the most for them.
c. Price rationing can deprive low-income people of valuable care
d. Price rationing can reduce the amount of wasteful medical procedures by dissuading low-
benefit patients from waiting in the queue
e. None of the above statements is FALSE - Answer None of the above statements is FALSE
T/F; Adverse selection is not an issue in health care systems that follow the Beveridge model
because all citizens are automatically enrolled in free public insurance. - Answer TRUE:
Adverse selection is not an issue in health care systems that follow the Beveridge model
because all citizens are automatically enrolled in free public insurance.
The Bismarck model has three defining features: ______. - Answer Universal Insurance
Community Rating
Regulated private health care provision
What is universal insurance? - Answer All or nearly all of the population have health
insurance coverage either through a plan sponsored by an employer or through the
With Actual Answers.
Universal public (single payer) insurance is associated with each of the following EXCEPT:
a. reduced equity
b. increased moral hazard
c. higher taxes
d. reduced adverse selection - Answer reduced equity; Universal public (single payer)
insurance increases equity.
Private insurance mandates reduce the problem of ___ at the cost of ___.
a. moral hazard; higher taxes
b. moral hazard; equity
c. adverse selection; choice (personal liberty)
d. adverse selection; job lock - Answer adverse selection; choice (personal liberty); Private
insurance mandates reduce the problem of adverse selection at the cost of choice (personal
liberty)
Which of the following statements about prospective payments is (are) FALSE?
a. In a prospective payment system, charges are NOT based on how much care is received.
Payments to doctors or hospitals depend only on the condition of the patient
b. Prospective payment schemes create incentives for physician-induced demand
c. Prospective payment schemes are embraced as an effective way to reduce moral hazard
d. A prospective payment system may turn doctor-patient relationships adversarial
e. None of the above statements are FALSE - Answer Prospective payment schemes create
incentives for physician-induced demand
The Beveridge model has three defining features: ______. - Answer Universal, single-payer
insurance
public health care provision
free care
What is universal, single payer insureance? - Answer All citizens automatically receive
insurance coverage through the government. This insurance is financed through taxes rather
than premiums, so no one has to pay anything to enroll
, What is public health care provision? - Answer The government runs hospitals and clinics,
and hires doctors, nurses, and managers to provide care. The government determines when and
where hospitals will be built or expanded, and decides how many doctors and specialists will be
working at each hospital
What is free care? - Answer Care is provided for free (or at a very low cost) at government
hospitals and clinics. Patients are not responsible for any premiums, deductibles, or
coinsurance. There are exceptions for certain kinds of care (typically prescription drugs, eye care
and dentistry)
Which of the following statements about the Beveridge model is (are) FALSE?
a. All citizens automatically receive insurance coverage through the government.
b. The government runs hospitals and clinics.
c. The government decides how many doctors and specialists will be working at each hospital.
d. Single-payer health insurance is financed through taxes rather than premiums, so individuals
don't need to pay anything to enroll.
e. None of the above statements is FALSE. - Answer None of the above statements is FALSE
Which of the following statements about price rationing is (are) FALSE?
a. Price rationing can answer two fundamental questions that every economy faces: "How much
health care should be produced?" and "Who should get it?"
b. Price rationing helps markets allocate resources efficiently; scarce resources will go to those
individuals willing and able to pay the most for them.
c. Price rationing can deprive low-income people of valuable care
d. Price rationing can reduce the amount of wasteful medical procedures by dissuading low-
benefit patients from waiting in the queue
e. None of the above statements is FALSE - Answer None of the above statements is FALSE
T/F; Adverse selection is not an issue in health care systems that follow the Beveridge model
because all citizens are automatically enrolled in free public insurance. - Answer TRUE:
Adverse selection is not an issue in health care systems that follow the Beveridge model
because all citizens are automatically enrolled in free public insurance.
The Bismarck model has three defining features: ______. - Answer Universal Insurance
Community Rating
Regulated private health care provision
What is universal insurance? - Answer All or nearly all of the population have health
insurance coverage either through a plan sponsored by an employer or through the
