PENNSYLVANIA PROPERTY AND CASUALTY
LICENSING 2026 FINAL REVIEW PACK
COMPLETE QUESTION SET AND CORE
CONCEPT SUMMARY
◉ Which of the following does a produce not have the authority to
do? Answer: Issue polices
◉ What is the maximum penalty for habitual willful noncompliance
with the fair credit reporting act? Answer: $2,500
An individual who willfully violates this Act enough to constitute a
general pattern or business practice will be subject to a penalty of
up to $2,500.
◉ A producer has successfully completed 52 hours of continuing
education (CE). How many hours can the producer apply to her
current reporting period, and how many hours can she carry toward
the next reporting period? Answer: 24 hours will be applied to the
current reporting period, and 24 can be applied to the period
immediately following
◉ All of the following are requirements for producer license renewal
except: Answer: Renewal examination
, ◉ If an insurer appoints a producer, which authority must be
notified? Answer: Department of Insurance
◉ Which of the following licensees is classified as a representative of
the insurance company and not allowed to represent an insured or
claimant? Answer: producer
◉ Which of the following entities must approve all continuing
education courses in this state? Answer: commissioner
◉ Which of the following authorities is authorized to issue a
temporary insurance producer's license? Answer: Commissioner
◉ Which of the following acts created a federal program that would
share the risk of loss from potential terrorists attacks with the
insurance industry? Answer: TRIA
◉ When a producer died, his surviving spouse needed to maintain
the insurance agency until it could be sold. Without passing an
examination, she could qualify for a temporary license for a
maximum period of Answer: 180 days
◉ How often must the commissioner examine rating organizations
Answer: every 5 years
LICENSING 2026 FINAL REVIEW PACK
COMPLETE QUESTION SET AND CORE
CONCEPT SUMMARY
◉ Which of the following does a produce not have the authority to
do? Answer: Issue polices
◉ What is the maximum penalty for habitual willful noncompliance
with the fair credit reporting act? Answer: $2,500
An individual who willfully violates this Act enough to constitute a
general pattern or business practice will be subject to a penalty of
up to $2,500.
◉ A producer has successfully completed 52 hours of continuing
education (CE). How many hours can the producer apply to her
current reporting period, and how many hours can she carry toward
the next reporting period? Answer: 24 hours will be applied to the
current reporting period, and 24 can be applied to the period
immediately following
◉ All of the following are requirements for producer license renewal
except: Answer: Renewal examination
, ◉ If an insurer appoints a producer, which authority must be
notified? Answer: Department of Insurance
◉ Which of the following licensees is classified as a representative of
the insurance company and not allowed to represent an insured or
claimant? Answer: producer
◉ Which of the following entities must approve all continuing
education courses in this state? Answer: commissioner
◉ Which of the following authorities is authorized to issue a
temporary insurance producer's license? Answer: Commissioner
◉ Which of the following acts created a federal program that would
share the risk of loss from potential terrorists attacks with the
insurance industry? Answer: TRIA
◉ When a producer died, his surviving spouse needed to maintain
the insurance agency until it could be sold. Without passing an
examination, she could qualify for a temporary license for a
maximum period of Answer: 180 days
◉ How often must the commissioner examine rating organizations
Answer: every 5 years
