Tennessee Life and Health Insurance Exam
2025-2026 Questions And Answers Graded
A+
B. Unfair discrimination
Charging different rates ti insureds of the same class or hazard company is
considered which of the following unfair trade practices?
A. Boycotting
B. Unfair discrimination
C. Rebating
D. Defamation
C. 30
The Commissioner must provide a person subject to an investigation a copy of the
complaint which initiated the investigation within _______ days of receiving the
complaint.
A. 14
B. 21
C. 30
D. 31
C. Business entity
,A corporation, association , partnership, limited liability company, limited liability
partnership, or other legal entity is a :
A. Limited lines producer
B. Insurance producer
C. Business entity
D. Insurance broker
B. 18
An individual applying for an insurance license in Tennessee must be no younger
than what age?
A. 16
B. 18
C. 21
D. 25
A. 5
The commissioner must notify an insurer within _____ days of determining that a
producer is ineligible for appointment.
A. 5
B. 7
C. 10
D. 15
,C. 30
Any change of address must be reported to the Commissioner within _____ days.
A. 10
B. 21
C. 30
D. 31
D. Boycott, coercion and intimidation
If a bank will not grant a loan unless the borrower buys insurance from a specific
company, the bank and insurer are guilty of which of the following unfair trade
practices?
A. Defamation
B. Unfair discrimination
C. Rebating
D. Boycott, coercion and intimidation
C. Rebating
What unfair and prohibited practice involves the offer of a special premium or
favor as an incentive to purchase insurance?
A. Coercion
B. Unfair discrimination
C. Rebating
, D. Boycott, coercion and intimidation
B. 20
Candidates for an insurance producer's license in Tennessee must complete how
many hours or prelicensing education per line of authority?
A. 10
B. 20
C. 40
D. 80
B. 180
A temporary license issued to a representative of a licensed producer who dies or
becomes disabled is valid for up to how many days?
A. 120
B. 180
C. 240
D. 360
C. 24
A license is valid for _____ months unless revoked or suspended.
A. 12
2025-2026 Questions And Answers Graded
A+
B. Unfair discrimination
Charging different rates ti insureds of the same class or hazard company is
considered which of the following unfair trade practices?
A. Boycotting
B. Unfair discrimination
C. Rebating
D. Defamation
C. 30
The Commissioner must provide a person subject to an investigation a copy of the
complaint which initiated the investigation within _______ days of receiving the
complaint.
A. 14
B. 21
C. 30
D. 31
C. Business entity
,A corporation, association , partnership, limited liability company, limited liability
partnership, or other legal entity is a :
A. Limited lines producer
B. Insurance producer
C. Business entity
D. Insurance broker
B. 18
An individual applying for an insurance license in Tennessee must be no younger
than what age?
A. 16
B. 18
C. 21
D. 25
A. 5
The commissioner must notify an insurer within _____ days of determining that a
producer is ineligible for appointment.
A. 5
B. 7
C. 10
D. 15
,C. 30
Any change of address must be reported to the Commissioner within _____ days.
A. 10
B. 21
C. 30
D. 31
D. Boycott, coercion and intimidation
If a bank will not grant a loan unless the borrower buys insurance from a specific
company, the bank and insurer are guilty of which of the following unfair trade
practices?
A. Defamation
B. Unfair discrimination
C. Rebating
D. Boycott, coercion and intimidation
C. Rebating
What unfair and prohibited practice involves the offer of a special premium or
favor as an incentive to purchase insurance?
A. Coercion
B. Unfair discrimination
C. Rebating
, D. Boycott, coercion and intimidation
B. 20
Candidates for an insurance producer's license in Tennessee must complete how
many hours or prelicensing education per line of authority?
A. 10
B. 20
C. 40
D. 80
B. 180
A temporary license issued to a representative of a licensed producer who dies or
becomes disabled is valid for up to how many days?
A. 120
B. 180
C. 240
D. 360
C. 24
A license is valid for _____ months unless revoked or suspended.
A. 12
