HAN 300 Final Test Questions With
Correct Answers
What is the primary reason that a segment of the U.S. population is uninsured?
| | | | | | | | | | | | | |
a. Medicare and Medicaid are the only public insurance programs
| | | | | | | | | |
b. The U.S. has a voluntary system of health insurance
| | | | | | | | |
c. The poor cannot afford health insurance
| | | | | | |
d. U.S. health insurance is dominated by managed care - CORRECT ANSWER✔✔-
| | | | | | | | | | |
The U.S. has a voluntary system of health insurance
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What is the central role of health services financing in the United States?
| | | | | | | | | | | | |
a. Fund health insurance
| | |
b. Underwrite medical risk
| | | |
c. Support managed care
| | | |
d. Balance the supply of health care professionals - CORRECT ANSWER✔✔-Fund
| | | | | | | | | | |
health insurance
|
What is the primary mechanism that enables people to obtain health care
| | | | | | | | | | | |
services? |
a. Availability of services
| | | |
b. Health insurance
| |
c. Payment for services
| | | |
,d. Control of expenditures - CORRECT ANSWER✔✔-Health insurance
| | | | | | |
In national health care systems, total expenditures are controlled mainly through
| | | | | | | | | | |
cost shifting
| |
underwriting |
supply-side rationing |
demand-side rationing - CORRECT ANSWER✔✔-supply-side rationing
| | | | |
In a general sense, what is the primary purpose of insurance?
| | | | | | | | | | |
a. Predicting risk
| | |
b. Risk assessment
| | |
c. Protection against risk
| | |
d. Underwriting - CORRECT ANSWER✔✔-Protection against risk
| | | | | |
What is the primary function of insurance?
| | | | | | |
a. Pay claims on behalf of the insured
| | | | | | | |
b. Underwrite policies
| | |
c. Provide comprehensive coverage
| | | |
d. Protection against catastrophic risk - CORRECT ANSWER✔✔-. Protection
| | | | | | | | |
against catastrophic risk
| |
What is the main advantage of group insurance?
| | | | | | |
a. More people can obtain insurance from a single insurer
| | | | | | | | |
b. Risk is spread out among a large number of insured
| | | | | | | | | |
, c. More comprehensive services can be covered than under an individual plan
| | | | | | | | | | |
d. The employer has to deal with only one insurance company - CORRECT
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ANSWER✔✔-Risk is spread out among a large number of insured | | | | | | | | |
The majority of beneficiaries receiving health care through Medicare are
| | | | | | | | | |
a. elderly
|
b. disabled
| |
c. financially poor
| | |
d. those suffering from end-stage renal disease - CORRECT ANSWER✔✔-elderly
| | | | | | | | |
For Medicare beneficiaries, the maximum stay in a SNF during a benefit period
| | | | | | | | | | | | |
cannot exceed | |
a. 30 days
| | |
b. 60 days
| | |
c. 100 days
| |
d. None of the above - CORRECT ANSWER✔✔-100 days
| | | | | | | |
he dependents of U.S. military personnel receive health care through
| | | | | | | | |
a. CHAMPUS
| |
b. Military Health Services System
| | | | |
c. VHA
| |
d. TriCare - CORRECT ANSWER✔✔-TriCare
| | | |
Typically, tertiary care: | |
Correct Answers
What is the primary reason that a segment of the U.S. population is uninsured?
| | | | | | | | | | | | | |
a. Medicare and Medicaid are the only public insurance programs
| | | | | | | | | |
b. The U.S. has a voluntary system of health insurance
| | | | | | | | |
c. The poor cannot afford health insurance
| | | | | | |
d. U.S. health insurance is dominated by managed care - CORRECT ANSWER✔✔-
| | | | | | | | | | |
The U.S. has a voluntary system of health insurance
| | | | | | | |
What is the central role of health services financing in the United States?
| | | | | | | | | | | | |
a. Fund health insurance
| | |
b. Underwrite medical risk
| | | |
c. Support managed care
| | | |
d. Balance the supply of health care professionals - CORRECT ANSWER✔✔-Fund
| | | | | | | | | | |
health insurance
|
What is the primary mechanism that enables people to obtain health care
| | | | | | | | | | | |
services? |
a. Availability of services
| | | |
b. Health insurance
| |
c. Payment for services
| | | |
,d. Control of expenditures - CORRECT ANSWER✔✔-Health insurance
| | | | | | |
In national health care systems, total expenditures are controlled mainly through
| | | | | | | | | | |
cost shifting
| |
underwriting |
supply-side rationing |
demand-side rationing - CORRECT ANSWER✔✔-supply-side rationing
| | | | |
In a general sense, what is the primary purpose of insurance?
| | | | | | | | | | |
a. Predicting risk
| | |
b. Risk assessment
| | |
c. Protection against risk
| | |
d. Underwriting - CORRECT ANSWER✔✔-Protection against risk
| | | | | |
What is the primary function of insurance?
| | | | | | |
a. Pay claims on behalf of the insured
| | | | | | | |
b. Underwrite policies
| | |
c. Provide comprehensive coverage
| | | |
d. Protection against catastrophic risk - CORRECT ANSWER✔✔-. Protection
| | | | | | | | |
against catastrophic risk
| |
What is the main advantage of group insurance?
| | | | | | |
a. More people can obtain insurance from a single insurer
| | | | | | | | |
b. Risk is spread out among a large number of insured
| | | | | | | | | |
, c. More comprehensive services can be covered than under an individual plan
| | | | | | | | | | |
d. The employer has to deal with only one insurance company - CORRECT
| | | | | | | | | | | | |
ANSWER✔✔-Risk is spread out among a large number of insured | | | | | | | | |
The majority of beneficiaries receiving health care through Medicare are
| | | | | | | | | |
a. elderly
|
b. disabled
| |
c. financially poor
| | |
d. those suffering from end-stage renal disease - CORRECT ANSWER✔✔-elderly
| | | | | | | | |
For Medicare beneficiaries, the maximum stay in a SNF during a benefit period
| | | | | | | | | | | | |
cannot exceed | |
a. 30 days
| | |
b. 60 days
| | |
c. 100 days
| |
d. None of the above - CORRECT ANSWER✔✔-100 days
| | | | | | | |
he dependents of U.S. military personnel receive health care through
| | | | | | | | |
a. CHAMPUS
| |
b. Military Health Services System
| | | | |
c. VHA
| |
d. TriCare - CORRECT ANSWER✔✔-TriCare
| | | |
Typically, tertiary care: | |
