PA APPRAISERS LATEST EXAM PREP
QUESTIONS AND ANSWERS PDF 2026
▶ direct repair programs. Answer: network of repair facilities set up by
insurance company to ensure cost-effective repairs and customer
satisfaction
▶ anit-steering laws. Answer: laws that protect right of claimants to choose
their own repair shop and have repairs done reasonable close to their
home
▶ VOIL. Answer: Vin, odometer, instrument panel, and license plate
▶ Point of impact number system. Answer: think of clock :)
▶ vin 1st position. Answer: where is was produced
▶ vin 2nd position. Answer: tell who made manufactured vehicle
▶ vin 3rd position. Answer: indicates the type of vehicle
▶ vin 4th-8th position. Answer: tell vehicles, model, engine type and body
style
,▶ vin 9th position. Answer: vin check digit
▶ vin 10th - 17th position. Answer: tells when the vehicle was made, which
plant, model year, options, and production sequence number
▶ damages over 75%-85% of ACV. Answer: total loss
▶ stolen cars never recovered. Answer: 30 days
▶ total theft payment. Answer: ACV - Deductible
▶ Refinishing. Answer: the process of stripping and reapplying the various
coatings that make up a vehicle's paint finish
▶ 2 stage paint process. Answer: base coat and clearcoat
▶ 3 stage paint process. Answer: base coat, multi-stage(metallic) coat,
and clearcoat
▶ diamond frame damage. Answer: diagonal length measurement are
uneven, often repairable in full frame vehicles
▶ mash frame damage. Answer: the length of the frame has been
shortened because it has crumpled
, ▶ sag frame damage. Answer: damage to front or rear rails has caused a
height difference in the rail - either higher or lower than factory
specifications
▶ sway frame damage. Answer: the front or rear of the frame has moved
laterally, creating uneven width measurements from the centerline of the
vehicle
▶ Twist frame damage. Answer: heights of opposite corners are uneven,
often repairable in full-frame vehicles
▶ three dimensions of frame damage. Answer: length, width, and height
▶ Rough pulls. Answer: - careful measurements will identify location and
extent of damage
- damaged frames can be anchored on a jig and pulled back into shape
▶ Rough-pull sequence (body-on-frame). Answer: pull in reverse order of
damage
▶ Rough-pull sequence (unibody). Answer: preferable pull in all directions
at once, if not possible, pull length, width, then height
▶ Pulling diamond damage. Answer: - anchor frame at two locations on
one side at 45-degree angle
QUESTIONS AND ANSWERS PDF 2026
▶ direct repair programs. Answer: network of repair facilities set up by
insurance company to ensure cost-effective repairs and customer
satisfaction
▶ anit-steering laws. Answer: laws that protect right of claimants to choose
their own repair shop and have repairs done reasonable close to their
home
▶ VOIL. Answer: Vin, odometer, instrument panel, and license plate
▶ Point of impact number system. Answer: think of clock :)
▶ vin 1st position. Answer: where is was produced
▶ vin 2nd position. Answer: tell who made manufactured vehicle
▶ vin 3rd position. Answer: indicates the type of vehicle
▶ vin 4th-8th position. Answer: tell vehicles, model, engine type and body
style
,▶ vin 9th position. Answer: vin check digit
▶ vin 10th - 17th position. Answer: tells when the vehicle was made, which
plant, model year, options, and production sequence number
▶ damages over 75%-85% of ACV. Answer: total loss
▶ stolen cars never recovered. Answer: 30 days
▶ total theft payment. Answer: ACV - Deductible
▶ Refinishing. Answer: the process of stripping and reapplying the various
coatings that make up a vehicle's paint finish
▶ 2 stage paint process. Answer: base coat and clearcoat
▶ 3 stage paint process. Answer: base coat, multi-stage(metallic) coat,
and clearcoat
▶ diamond frame damage. Answer: diagonal length measurement are
uneven, often repairable in full frame vehicles
▶ mash frame damage. Answer: the length of the frame has been
shortened because it has crumpled
, ▶ sag frame damage. Answer: damage to front or rear rails has caused a
height difference in the rail - either higher or lower than factory
specifications
▶ sway frame damage. Answer: the front or rear of the frame has moved
laterally, creating uneven width measurements from the centerline of the
vehicle
▶ Twist frame damage. Answer: heights of opposite corners are uneven,
often repairable in full-frame vehicles
▶ three dimensions of frame damage. Answer: length, width, and height
▶ Rough pulls. Answer: - careful measurements will identify location and
extent of damage
- damaged frames can be anchored on a jig and pulled back into shape
▶ Rough-pull sequence (body-on-frame). Answer: pull in reverse order of
damage
▶ Rough-pull sequence (unibody). Answer: preferable pull in all directions
at once, if not possible, pull length, width, then height
▶ Pulling diamond damage. Answer: - anchor frame at two locations on
one side at 45-degree angle
