CERTIFICATION EVALUATION 2026
ACTUAL QUESTIONS WITH SOLUTIONS
GRADED A+
⩥ Best Doctors Target Market. Answer: LATAM Market
US Cover (UHC network)
Families
Local Nationals
Minor Pre ex
Professional Athletes
Expats in LATAM
⩥ BUPA AUS Advantages. Answer: No age/price increases
Brand Name
Stable
Visa compliant
No surcharges
Family rates
Kids alone
Flexible duration
,12M WP for pre ex
⩥ BUPA AUS Disadvantages. Answer: Australia only
Pay in AUD
Students must pay upfront
Limited target market
Enrollment process is slow
Not portable back home
⩥ BUPA AUS Target Market. Answer: Travelers in AUS
Students in AUS
Expats in AUS
Families
People with pre-ex
Old people
Young and on a budget
⩥ VUMI Advantages. Answer: LATAM reputation
Portable
Family discount
Built in maternity from Access Plan
Free kids in absolute and universal plans (until 10yo)
, 2 yrs free coverage if PH dies
⩥ VUMI Disadvantages. Answer: High surcharges
65+ need medical report
No WWexUS
Newer insurer
No repatriation
USD only
Set up fee $75
⩥ VUMI Target Market. Answer: LATAM
Mat. in the US
Expats in the US
Mid-high level execs
Families
Kids alone
Local nationals
⩥ GeoBlue Max age of entry. Answer: 74
⩥ Geoblue max age renewal. Answer: 84