WGU D076 OA Exam (Latest 2026 Update) | Questions and
Correct Verified Answers/WGU D076 Finance Skills for
Managers OA Prep| Latest Version!!!Already Graded A+
UNIT 2
Which task does the financial manager of a firm perform that involves
the issuance of new stocks and bonds?
1. Deciding on accounting standards
2. Making financing decisions
3. Managing working capital
4. Making investing decisions
2. Making financing decisions
Correct! Once investment decisions are made, a financial manager
considers different possibilities of financing sources for the
investments. This may include issuing new stocks and bonds.
UNIT 2
Why is understanding the definition of finance important in managing
personal finances?
1. It helps individuals act ethically with regard to finances.
2. It helps individuals understand legal issues related to finance.
3. It helps individuals compare the costs and benefits of an action to
determine whether to take that action.
4. It allows individuals to find an investment with the highest return
possible.
3. It helps individuals compare the costs and benefits of an action to
determine whether to take that action.
pg. 1
,Correct! Any financial decision should make sense in terms of its
costs and benefits.
UNIT 2
In which type of market would a company issue bonds or stocks for
the first time?
1. Dealer market
2. Money market
3. Secondary market
4. Primary market
4. Primary market
Correct! This is the purpose of a primary market.
UNIT 2
Which type of financial institution is a mutual fund?
1. Federal institution
2. Contractual institution
3. Depository institution
4. Investment institution
4. Investment institution
Correct! Investment institutions provide individuals and firms access
to financial markets.
UNIT 3
pg. 2
,Task 1: Suppose you invested some money today into an account that
will pay 10% per year with the goal to have $100,000 (pull out) in 30
years. How much do you have to deposit today?
rate:
nper:
pmt:
fv:
type:
PV:
rate: 10%
nper: 30
pmt: 0
fv: 100,000
type: 0
PV: =pv(rate,nper,pmt,fv,type) = (-$5,730.86)
UNIT 3 - this is wrong
Task 2: What is the future value of the following annuity due?
Receiving $800 a year for 2 years compounded at 3.5% annually.
rate:
nper:
pmt:
pv:
type:
FV:
pg. 3
, rate: 3.5
nper: 2
pmt: 800
pv: 0
type: 0
FV: =fv(rate,nper,pmt,fv,type) = (-$1,628)
UNIT 3
Task 3: What is the present value of the following stream of cash
flows at a discount rate of 6%?
Year 1 Year 2 Year 3 Year 4 Year 5 Year 6
CF $3,150 $4,320 $3,600 $2,340 $2,500 $2,850
Discount Rate: 6.0%
PV:
PV: =npv(rate,year1,year2,year3,year4,year5,year6)
=$15,569.89
UNIT 3
Task 4: What is the rate of return of an investment with the following
stream of cash flows?
Year 0 Year 1 Year 2 Year 3
pg. 4
Correct Verified Answers/WGU D076 Finance Skills for
Managers OA Prep| Latest Version!!!Already Graded A+
UNIT 2
Which task does the financial manager of a firm perform that involves
the issuance of new stocks and bonds?
1. Deciding on accounting standards
2. Making financing decisions
3. Managing working capital
4. Making investing decisions
2. Making financing decisions
Correct! Once investment decisions are made, a financial manager
considers different possibilities of financing sources for the
investments. This may include issuing new stocks and bonds.
UNIT 2
Why is understanding the definition of finance important in managing
personal finances?
1. It helps individuals act ethically with regard to finances.
2. It helps individuals understand legal issues related to finance.
3. It helps individuals compare the costs and benefits of an action to
determine whether to take that action.
4. It allows individuals to find an investment with the highest return
possible.
3. It helps individuals compare the costs and benefits of an action to
determine whether to take that action.
pg. 1
,Correct! Any financial decision should make sense in terms of its
costs and benefits.
UNIT 2
In which type of market would a company issue bonds or stocks for
the first time?
1. Dealer market
2. Money market
3. Secondary market
4. Primary market
4. Primary market
Correct! This is the purpose of a primary market.
UNIT 2
Which type of financial institution is a mutual fund?
1. Federal institution
2. Contractual institution
3. Depository institution
4. Investment institution
4. Investment institution
Correct! Investment institutions provide individuals and firms access
to financial markets.
UNIT 3
pg. 2
,Task 1: Suppose you invested some money today into an account that
will pay 10% per year with the goal to have $100,000 (pull out) in 30
years. How much do you have to deposit today?
rate:
nper:
pmt:
fv:
type:
PV:
rate: 10%
nper: 30
pmt: 0
fv: 100,000
type: 0
PV: =pv(rate,nper,pmt,fv,type) = (-$5,730.86)
UNIT 3 - this is wrong
Task 2: What is the future value of the following annuity due?
Receiving $800 a year for 2 years compounded at 3.5% annually.
rate:
nper:
pmt:
pv:
type:
FV:
pg. 3
, rate: 3.5
nper: 2
pmt: 800
pv: 0
type: 0
FV: =fv(rate,nper,pmt,fv,type) = (-$1,628)
UNIT 3
Task 3: What is the present value of the following stream of cash
flows at a discount rate of 6%?
Year 1 Year 2 Year 3 Year 4 Year 5 Year 6
CF $3,150 $4,320 $3,600 $2,340 $2,500 $2,850
Discount Rate: 6.0%
PV:
PV: =npv(rate,year1,year2,year3,year4,year5,year6)
=$15,569.89
UNIT 3
Task 4: What is the rate of return of an investment with the following
stream of cash flows?
Year 0 Year 1 Year 2 Year 3
pg. 4
