NC ADJUSTER SOLUTION BUNDLE 2026
SOLVED QUESTIONS WITH CORRECT ANSWERS
100% ACCURATE
◉ 12:01 am. Answer: At what time is the policy effective?
◉ 25/50/25. Answer: What are the financial responsibility limits in
Rhode Island?
◉ subrogation. Answer: By virtue of payment, the insurance company
assumes the rights of the insured to pursue the responsible party for
damages only to the extent of the insurance company's payment, and as
a service, the insurance company will attempt to recover the insured's
deductible. What does this describe?
◉ arbitration. Answer: When companies cannot come to a decision of
who is liable and responsible for damages, what process solves this
problem?
◉ indemnification. Answer: What happens when an insurance company
brings you back to your condition before the loss occurs?
◉ $0.00. Answer: If the insured has an auto policy with $50,000 liability
coverage and sees a neighbor he dislikes and runs the neighbor's foot
over, how much would the insurer pay?
, ◉ Toyota's insurer. Answer: Insured's Honda Accord is in body shop so
he borrows a friend's Toyota Corolla and gets into an accident and both
have a PAP. What company would pay for the friend's car?
◉ collision with a shopping cart. Answer: What is NOT a
comprehensive loss?
◉ windstorm. Answer: What is covered after a hurricane?
◉ binder. Answer: What is used until a policy is used?
◉ insurance commissioner. Answer: Who can revoke an adjuster's
license?
◉ locus diagram and photographs. Answer: What is the most important
thing for an adjuster to take in an investigation?
◉ PD with no deductible. Answer: If the Insured goes to Florida on
vacation and rents a car and is involved in an accident but has a Rhode
Island PAP, how would the claim be paid?
◉ nothing. Answer: The FBI breaks down a door and the insured is
arrested and charged for drugs and convicted, house is confiscated. What
would the insurance company pay for?
SOLVED QUESTIONS WITH CORRECT ANSWERS
100% ACCURATE
◉ 12:01 am. Answer: At what time is the policy effective?
◉ 25/50/25. Answer: What are the financial responsibility limits in
Rhode Island?
◉ subrogation. Answer: By virtue of payment, the insurance company
assumes the rights of the insured to pursue the responsible party for
damages only to the extent of the insurance company's payment, and as
a service, the insurance company will attempt to recover the insured's
deductible. What does this describe?
◉ arbitration. Answer: When companies cannot come to a decision of
who is liable and responsible for damages, what process solves this
problem?
◉ indemnification. Answer: What happens when an insurance company
brings you back to your condition before the loss occurs?
◉ $0.00. Answer: If the insured has an auto policy with $50,000 liability
coverage and sees a neighbor he dislikes and runs the neighbor's foot
over, how much would the insurer pay?
, ◉ Toyota's insurer. Answer: Insured's Honda Accord is in body shop so
he borrows a friend's Toyota Corolla and gets into an accident and both
have a PAP. What company would pay for the friend's car?
◉ collision with a shopping cart. Answer: What is NOT a
comprehensive loss?
◉ windstorm. Answer: What is covered after a hurricane?
◉ binder. Answer: What is used until a policy is used?
◉ insurance commissioner. Answer: Who can revoke an adjuster's
license?
◉ locus diagram and photographs. Answer: What is the most important
thing for an adjuster to take in an investigation?
◉ PD with no deductible. Answer: If the Insured goes to Florida on
vacation and rents a car and is involved in an accident but has a Rhode
Island PAP, how would the claim be paid?
◉ nothing. Answer: The FBI breaks down a door and the insured is
arrested and charged for drugs and convicted, house is confiscated. What
would the insurance company pay for?
