NOTARY PUBLIC QUALIFICATIONS UPDATED
ACTUAL 154 2026 STATE LAW REQUIREMENTS
ASSESSMENT STUDY GUIDE COMPLETE
QUESTIONS AND ANSWERS
◉ Lien. Answer: The attachment of a legal claim on property until
the debt on the property is satisfied
◉ Litigation. Answer: The process of pursuing a lawsuit
◉ Misdemeanor. Answer: A crime that is not a felony. They are less
serious than felonies and are punishable by a sentence of
imprisonment up to and including a year
◉ Mortgage on Real Property. Answer: A written instrument that is
used to create a lien on real property until the debt is paid
◉ Notary Public. Answer: A public officer who among other things is
authorized to administer oaths and affirmations relating to the truth
of statements, and authorized to execute acknowledgments of deeds
or writings which may thereafter be admitted into evidence
,◉ Oath. Answer: A verbal pledge of the truthfulness of the
statements made. Must be administered as prescribed by law
◉ Plaintiff. Answer: The party who starts a civil lawsuit
◉ Power of Attorney. Answer: A statement in writing by a person
which gives another person the power to act for him
◉ Proof. Answer: As it related to the witnessing of the execution of
instruments means the formal declaration of the witness that he
witnessed the execution of the instrument. The person must state
his residence and that he knew the person signing the instrument
◉ Protest. Answer: Written statement by a notary that a promissory
note or bill of exchange was presented for acceptance or payment
was refused
◉ Seal. Answer: Notaries are NOT required to use this. The only
inscription required are the words, "Notary Public of the State of
New York" and the name of the notary
◉ Signature of Notary Public. Answer: Notary must sign his name.
The following are required: 1) signature and venue 2) name
(printed) beneath his signature 3) "Notary Public State of New York"
, beneath his signature 4) name of county where qualified 5) date of
expiration of commission
◉ Statute. Answer: A law that was created by the legislature
◉ Statute of frauds. Answer: A law that states that certain contracts
must be in writing to be enforceable. Other contracts (if partially
completed) may also be enforceable
◉ Statute of limitations. Answer: Law which prescribes the time
during which a civil action or criminal prosecution must be
commenced
◉ Subordination Clause. Answer: A clause in an agreement which
allows a future mortgage to take priority over an existing mortgage
◉ Sunday Rules for notaries public. Answer: 1) An affirmation or
acknowledgement MAY be taken on a Sunday.
2) A deposition in a civil proceeding CANNOT be taken on a Sunday.
◉ Swear. Answer: Any mode of oath administration that is
authorized by law
ACTUAL 154 2026 STATE LAW REQUIREMENTS
ASSESSMENT STUDY GUIDE COMPLETE
QUESTIONS AND ANSWERS
◉ Lien. Answer: The attachment of a legal claim on property until
the debt on the property is satisfied
◉ Litigation. Answer: The process of pursuing a lawsuit
◉ Misdemeanor. Answer: A crime that is not a felony. They are less
serious than felonies and are punishable by a sentence of
imprisonment up to and including a year
◉ Mortgage on Real Property. Answer: A written instrument that is
used to create a lien on real property until the debt is paid
◉ Notary Public. Answer: A public officer who among other things is
authorized to administer oaths and affirmations relating to the truth
of statements, and authorized to execute acknowledgments of deeds
or writings which may thereafter be admitted into evidence
,◉ Oath. Answer: A verbal pledge of the truthfulness of the
statements made. Must be administered as prescribed by law
◉ Plaintiff. Answer: The party who starts a civil lawsuit
◉ Power of Attorney. Answer: A statement in writing by a person
which gives another person the power to act for him
◉ Proof. Answer: As it related to the witnessing of the execution of
instruments means the formal declaration of the witness that he
witnessed the execution of the instrument. The person must state
his residence and that he knew the person signing the instrument
◉ Protest. Answer: Written statement by a notary that a promissory
note or bill of exchange was presented for acceptance or payment
was refused
◉ Seal. Answer: Notaries are NOT required to use this. The only
inscription required are the words, "Notary Public of the State of
New York" and the name of the notary
◉ Signature of Notary Public. Answer: Notary must sign his name.
The following are required: 1) signature and venue 2) name
(printed) beneath his signature 3) "Notary Public State of New York"
, beneath his signature 4) name of county where qualified 5) date of
expiration of commission
◉ Statute. Answer: A law that was created by the legislature
◉ Statute of frauds. Answer: A law that states that certain contracts
must be in writing to be enforceable. Other contracts (if partially
completed) may also be enforceable
◉ Statute of limitations. Answer: Law which prescribes the time
during which a civil action or criminal prosecution must be
commenced
◉ Subordination Clause. Answer: A clause in an agreement which
allows a future mortgage to take priority over an existing mortgage
◉ Sunday Rules for notaries public. Answer: 1) An affirmation or
acknowledgement MAY be taken on a Sunday.
2) A deposition in a civil proceeding CANNOT be taken on a Sunday.
◉ Swear. Answer: Any mode of oath administration that is
authorized by law
