4/29/26, 9:07 AM Florida 2-20 Exam Questions & Answers Test QUESTIONS AND VERIFIED SOLUTIONS |2026| ELABORATED &DETAILED ANS…
Florida 2-20 Exam Questions & Answers Test
QUESTIONS AND VERIFIED SOLUTIONS |2026|
ELABORATED &DETAILED ANSWERS!!
Save Groups
Terms in this set (100)
B. A general lines agent or a general Who may appoint a Customer Representative?
lines insurance agency Select one:
A. A surplus lines agent holding a general lines
license and a surplus lines license
B. A general lines agent or a general lines insurance
agency
C. An adjuster
D. An insurance company
D. After 90 days in Florida Mr. Smith lives in New Jersey but visits Florida each
year. When does he come under the Florida No-
Fault system, in any 365-day period?
Select one:
A. After 60 days in Florida
B. After 30 days in Florida
C. After 14 days in Florida
D. After 90 days in Florida
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,4/29/26, 9:07 AM Florida 2-20 Exam Questions & Answers Test QUESTIONS AND VERIFIED SOLUTIONS |2026| ELABORATED &DETAILED ANS…
A. A flat amount per day for hospital A Hospital Indemnity Policy covers which of the
room and board following expenses?
Select one:
A. A flat amount per day for hospital room and
board
B. Nursing care in the insured's home
C. Medical supplies
D. Surgical fees incurred in the hospital
D. $400 Under the Garagekeepers coverage, Section III of
the Garage policy, the insured suffers a single
vandalism loss to nine (9) vehicles belonging to
customers. Damage is $100 per vehicle. How much
will the policy pay?
Select one:
A. $500
B. $900
C. Nothing
D. $400
A. No coverage Bob, an accountant of XYZ, drives his own car to
the bank to make a deposit for XYZ. Bob has an at-
fault accident. If XYZ carries $1,000,000 Bodily
Injury/Property Damage coverage with a Symbol 2
for covered autos, and Bob carries no insurance,
how much coverage is applicable for XYZ?
Select one:
A. No coverage
B. $10,000/$20,000 Bodily Injury and $10,000
Property Damage
C. $1,000,000
D. $500,000
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,4/29/26, 9:07 AM Florida 2-20 Exam Questions & Answers Test QUESTIONS AND VERIFIED SOLUTIONS |2026| ELABORATED &DETAILED ANS…
A. All of these answers are correct Unless properly licensed an general lines agent
cannot
Select one:
A. All of these answers are correct
B. Receive any money on account for any insurer or
receive money to be transmitted to an insurer for a
policy, renewal, endorsement or certificate
C. Solicit insurance or procure applications for
insurance
D. Directly or indirectly represent himself or herself
to be an agent or receive, deliver or forward any
insurance policy within the state
D. Vandalism At the time of a loss, it is found that the covered
building had been vacant for the period of 75
consecutive days immediately preceding the loss.
Which of the following perils would not be
covered?
Select one:
A. All of these answers are correct
B. Windstorm
C. Fire
D. Vandalism
A. The property of a guest anywhere Homeowner's Coverage C - Personal Property
in the world covers each of the following situations except?
Select one:
A. The property of a guest anywhere in the world
B. The insured's personal property while in Mexico
at a secondary dwelling
C. A resident employee's contents at the insured's
dwelling
D. The property of others while located at the
insured's dwelling at the insured's request
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, 4/29/26, 9:07 AM Florida 2-20 Exam Questions & Answers Test QUESTIONS AND VERIFIED SOLUTIONS |2026| ELABORATED &DETAILED ANS…
D. Property owned by another in the Under a basic Boiler and Machinery Form, with no
care of the insured was damaged in special endorsements, which of the following
an accident to an insured object, losses would be covered?
resulting in a claim by the owner of Select one:
the property A. The insured suffers loss of income following an
accident to a covered object
B. During an accident involving a covered object, a
visitor on the insured's premises suffers injuries and
sued the insured
C. During testing, after some repairs, a boiler had a
sudden breakdown
D. Property owned by another in the care of the
insured was damaged in an accident to an insured
object, resulting in a claim by the owner of the
property
C. 90 days The Homeowner's, HO3 policy will provide
coverage for a student away at college as long as
the student's premises was not unoccupied more
than how many days prior to the loss?
Select one:
A. 60 days
B. 30 days
C. 90 days
D. 45 days
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Florida 2-20 Exam Questions & Answers Test
QUESTIONS AND VERIFIED SOLUTIONS |2026|
ELABORATED &DETAILED ANSWERS!!
Save Groups
Terms in this set (100)
B. A general lines agent or a general Who may appoint a Customer Representative?
lines insurance agency Select one:
A. A surplus lines agent holding a general lines
license and a surplus lines license
B. A general lines agent or a general lines insurance
agency
C. An adjuster
D. An insurance company
D. After 90 days in Florida Mr. Smith lives in New Jersey but visits Florida each
year. When does he come under the Florida No-
Fault system, in any 365-day period?
Select one:
A. After 60 days in Florida
B. After 30 days in Florida
C. After 14 days in Florida
D. After 90 days in Florida
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,4/29/26, 9:07 AM Florida 2-20 Exam Questions & Answers Test QUESTIONS AND VERIFIED SOLUTIONS |2026| ELABORATED &DETAILED ANS…
A. A flat amount per day for hospital A Hospital Indemnity Policy covers which of the
room and board following expenses?
Select one:
A. A flat amount per day for hospital room and
board
B. Nursing care in the insured's home
C. Medical supplies
D. Surgical fees incurred in the hospital
D. $400 Under the Garagekeepers coverage, Section III of
the Garage policy, the insured suffers a single
vandalism loss to nine (9) vehicles belonging to
customers. Damage is $100 per vehicle. How much
will the policy pay?
Select one:
A. $500
B. $900
C. Nothing
D. $400
A. No coverage Bob, an accountant of XYZ, drives his own car to
the bank to make a deposit for XYZ. Bob has an at-
fault accident. If XYZ carries $1,000,000 Bodily
Injury/Property Damage coverage with a Symbol 2
for covered autos, and Bob carries no insurance,
how much coverage is applicable for XYZ?
Select one:
A. No coverage
B. $10,000/$20,000 Bodily Injury and $10,000
Property Damage
C. $1,000,000
D. $500,000
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,4/29/26, 9:07 AM Florida 2-20 Exam Questions & Answers Test QUESTIONS AND VERIFIED SOLUTIONS |2026| ELABORATED &DETAILED ANS…
A. All of these answers are correct Unless properly licensed an general lines agent
cannot
Select one:
A. All of these answers are correct
B. Receive any money on account for any insurer or
receive money to be transmitted to an insurer for a
policy, renewal, endorsement or certificate
C. Solicit insurance or procure applications for
insurance
D. Directly or indirectly represent himself or herself
to be an agent or receive, deliver or forward any
insurance policy within the state
D. Vandalism At the time of a loss, it is found that the covered
building had been vacant for the period of 75
consecutive days immediately preceding the loss.
Which of the following perils would not be
covered?
Select one:
A. All of these answers are correct
B. Windstorm
C. Fire
D. Vandalism
A. The property of a guest anywhere Homeowner's Coverage C - Personal Property
in the world covers each of the following situations except?
Select one:
A. The property of a guest anywhere in the world
B. The insured's personal property while in Mexico
at a secondary dwelling
C. A resident employee's contents at the insured's
dwelling
D. The property of others while located at the
insured's dwelling at the insured's request
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, 4/29/26, 9:07 AM Florida 2-20 Exam Questions & Answers Test QUESTIONS AND VERIFIED SOLUTIONS |2026| ELABORATED &DETAILED ANS…
D. Property owned by another in the Under a basic Boiler and Machinery Form, with no
care of the insured was damaged in special endorsements, which of the following
an accident to an insured object, losses would be covered?
resulting in a claim by the owner of Select one:
the property A. The insured suffers loss of income following an
accident to a covered object
B. During an accident involving a covered object, a
visitor on the insured's premises suffers injuries and
sued the insured
C. During testing, after some repairs, a boiler had a
sudden breakdown
D. Property owned by another in the care of the
insured was damaged in an accident to an insured
object, resulting in a claim by the owner of the
property
C. 90 days The Homeowner's, HO3 policy will provide
coverage for a student away at college as long as
the student's premises was not unoccupied more
than how many days prior to the loss?
Select one:
A. 60 days
B. 30 days
C. 90 days
D. 45 days
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