California Life and Health Insurance Exam 2026
| Q&A | CA Life, Health & Accident Practice Test
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Terms in this set (306)
According to California Insurance compensated for transacting insurance on behalf
Code, an "insurance broker" is of another person with an insurer
The California of Regulations reckless behavior
governing claim settlement
practices prohibits all of the
following acts of unfair
discrimination EXCEPT denial of
claim based on
If an insurer must have its rates Prior approval
accepted by the insurance
department prior to using them, the
insurer would be operating in which
of the following types of
jurisdiction?
all of the following are there must be equal consideration between the
requirements of a contract EXCEPT parties
, the more times an event is the law of large numbers
repeated, the more predictable the
outcome becomes. this is an
example of
what rule is used to determine the the materiality of concealment
importance of a representation?
insurer expenses include all of the policy premiums
following EXCEPT
the increase in the probability of a moral hazard
loss resulting from an insured's
dishonest tendencies is known as
which of the following would an a misdemeanor
agent be guilty of for
misrepresenting the amount of
dividends a policy will pay?
a person who acts, offers to act, or misdemeanor
assumes to act in a capacity where
a license is REQUIRED without
having a valid license, is guilty of a
which is an agreement in which an reinsurance
insurer contracts with a third party
to insure itself against losses from
insurance policies it issues?
what recourse does an insurer have recession of the policy
if violation of a material warranty on
the part of the insured is discovered
| Q&A | CA Life, Health & Accident Practice Test
Save
Terms in this set (306)
According to California Insurance compensated for transacting insurance on behalf
Code, an "insurance broker" is of another person with an insurer
The California of Regulations reckless behavior
governing claim settlement
practices prohibits all of the
following acts of unfair
discrimination EXCEPT denial of
claim based on
If an insurer must have its rates Prior approval
accepted by the insurance
department prior to using them, the
insurer would be operating in which
of the following types of
jurisdiction?
all of the following are there must be equal consideration between the
requirements of a contract EXCEPT parties
, the more times an event is the law of large numbers
repeated, the more predictable the
outcome becomes. this is an
example of
what rule is used to determine the the materiality of concealment
importance of a representation?
insurer expenses include all of the policy premiums
following EXCEPT
the increase in the probability of a moral hazard
loss resulting from an insured's
dishonest tendencies is known as
which of the following would an a misdemeanor
agent be guilty of for
misrepresenting the amount of
dividends a policy will pay?
a person who acts, offers to act, or misdemeanor
assumes to act in a capacity where
a license is REQUIRED without
having a valid license, is guilty of a
which is an agreement in which an reinsurance
insurer contracts with a third party
to insure itself against losses from
insurance policies it issues?
what recourse does an insurer have recession of the policy
if violation of a material warranty on
the part of the insured is discovered
