New York General Adjuster 17-70 State Exam
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and Correct Answers/ NY General Lines
Adjuster State Exam 2026
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Terms in this set (799)
,NEW YORK STATE GENERAL
ADJUSTER (17-70) EXAM
COVERAGE
The General Adjuster (17-70)
licensing exam administered by the
New York State Department of
Financial Services is designed to
assess a candidate's understanding
of insurance adjusting practices and
state regulatory requirements. The
coverage includes core principles
of property and casualty insurance,
policy structure, and interpretation
of coverage terms and conditions.
It also evaluates skills in claims
investigation, loss assessment,
damage estimation, and settlement
procedures. Additional focus is
placed on New York insurance laws,
licensing standards, ethical
conduct, and fraud prevention.
Overall, the exam ensures
candidates are equipped to handle
insurance claims accurately, fairly,
and in compliance with legal and
professional standards.
,Which of the following is not a Denying a claim that is not covered is not a
violation of the Unfair Trade violation.
Practices Act?
1 Not attempting in good faith to
settle claims
2 Denying an uncovered claim
3 Failing to promptly settle claims
under one portion of coverage in
order to influence settlements
under other portions of coverage
4 Not setting forth the coverage
under which a claim payment is
being made
Replacement cost coverage is best Replacement without deduction for
defined as: depreciation.With replacement cost coverage,
the insured is permitted to replace old with new
at today's cost without a deduction for
depreciation.
, Which of the following would be 1) All post-judgment interest in a suit defended by
considered a "supplementary the insurer.
payment" coverage under a Supplementary payments do not include physical
business auto policy? 1)All post- damages, nor personal expenses of employees.
judgment interest in a suit defended The bail bonds would be covered except that
by the insurer 2)Payment for an Mexico is outside the coverage area.
insured employee's truck being
used by the employee on a
business-related trip 3)Costs for a
private investigator hired by an
employee to prove he was not
involved in a hit and run accident of
which he has been accused 4)Up to
$2,000 for the cost of bail bonds for
an employee involved in an
accident while he was on a trip to
Mexico that he won for exceeding
sales goals set by the company
Which of the following professional 4) None of the policies cover these acts.
liability policies would cover a
dishonest, fraudulent or criminal act
of the manager of a LLC?
1)Fiduciary Liability
2)Malpractice Liability
3)Errors and Omissions
4)None of the policies cover these
acts
When securing a recorded 4 All responses listed are correct. The adjuster
statement over the telephone, an must identify him or herself, state the date and
adjuster must: time and get permission to record the statement.
1 Identify him or herself.
2 Advise he or she would like to
record the statement and request
and receive permission to do so.
3 State the time and date.
4 All responses listed are correct.
Prep Test Bank with 750 Recent Test Questions
and Correct Answers/ NY General Lines
Adjuster State Exam 2026
Save
Terms in this set (799)
,NEW YORK STATE GENERAL
ADJUSTER (17-70) EXAM
COVERAGE
The General Adjuster (17-70)
licensing exam administered by the
New York State Department of
Financial Services is designed to
assess a candidate's understanding
of insurance adjusting practices and
state regulatory requirements. The
coverage includes core principles
of property and casualty insurance,
policy structure, and interpretation
of coverage terms and conditions.
It also evaluates skills in claims
investigation, loss assessment,
damage estimation, and settlement
procedures. Additional focus is
placed on New York insurance laws,
licensing standards, ethical
conduct, and fraud prevention.
Overall, the exam ensures
candidates are equipped to handle
insurance claims accurately, fairly,
and in compliance with legal and
professional standards.
,Which of the following is not a Denying a claim that is not covered is not a
violation of the Unfair Trade violation.
Practices Act?
1 Not attempting in good faith to
settle claims
2 Denying an uncovered claim
3 Failing to promptly settle claims
under one portion of coverage in
order to influence settlements
under other portions of coverage
4 Not setting forth the coverage
under which a claim payment is
being made
Replacement cost coverage is best Replacement without deduction for
defined as: depreciation.With replacement cost coverage,
the insured is permitted to replace old with new
at today's cost without a deduction for
depreciation.
, Which of the following would be 1) All post-judgment interest in a suit defended by
considered a "supplementary the insurer.
payment" coverage under a Supplementary payments do not include physical
business auto policy? 1)All post- damages, nor personal expenses of employees.
judgment interest in a suit defended The bail bonds would be covered except that
by the insurer 2)Payment for an Mexico is outside the coverage area.
insured employee's truck being
used by the employee on a
business-related trip 3)Costs for a
private investigator hired by an
employee to prove he was not
involved in a hit and run accident of
which he has been accused 4)Up to
$2,000 for the cost of bail bonds for
an employee involved in an
accident while he was on a trip to
Mexico that he won for exceeding
sales goals set by the company
Which of the following professional 4) None of the policies cover these acts.
liability policies would cover a
dishonest, fraudulent or criminal act
of the manager of a LLC?
1)Fiduciary Liability
2)Malpractice Liability
3)Errors and Omissions
4)None of the policies cover these
acts
When securing a recorded 4 All responses listed are correct. The adjuster
statement over the telephone, an must identify him or herself, state the date and
adjuster must: time and get permission to record the statement.
1 Identify him or herself.
2 Advise he or she would like to
record the statement and request
and receive permission to do so.
3 State the time and date.
4 All responses listed are correct.
