HCV SPECIALIST EXAM 2026
ACTUAL TEST BANK COMPLETE
QUESTIONS AND ANSWERS FULL
SOLUTION PRACTICE GUIDE
◉ Adjusted Income. Answer: Total Annual Income - Allowances and
Expenses Asset Income
Expected Income on 50058
◉ Annual Income Definition. Answer: all amounts, monetary or not:
- Which go to or on behalf of the family head or
spouse or to any other family member, or
- That are anticipated to be received from a source
outside the family during the 12 month period
following admission or the annual reexamination
effective date, and
- Which are not specifically excluded in 24 CFR
5.609(c), and
- Also includes amounts derived from assets to which
any family member has access.
Adoption assistance payments
,All sources of income are counted unless specifically
excluded by regulations for head, spouse, and other adults.
For the head of household, spouse, co-head and other adults, all
income is counted unless regulations state to exclude.
Regulations specifically state that only the first $480 of employment
income is counted annually for an adult full-time student (never the
head of household, spouse, or co-head).
Regulations also specifically state that no employment income is
counted for children under 18 (this does not include the head of
household, spouse, or co-head).
PHAs must include all income of every family member, including those
who are temporarily absent.
The treatment of income of family members who are
permanently confined to a hospital or nursing facility
depends on PHA policy.
The PHA administrative plan must cover PHA policy on family absence
from a dwelling unit.
◉ Imputed. Answer: Something we are acting like it's happening in our
calculations but it's not.
, ◉ Sanctioned. Answer: Reduced or terminated benefits.
◉ TTP. Answer: Total Tenant Payment
the highest of the
following amounts, rounded to the nearest dollar:
- In non-as-paid states:
• 30% of family's monthly adjusted income
• 10% of family's monthly income
• PHA's minimum rent ($0 - $50 depending on
PHA policy)
- In as-paid states:
• 30% of family's monthly adjusted income
• 10% of family's monthly income
• PHA's minimum rent ($0 - $50 depending on
PHA policy), or
• Welfare rent
- That part of welfare assistance received from
a public agency, specifically designated by
that agency to meet the family's actual
housing costs.
ACTUAL TEST BANK COMPLETE
QUESTIONS AND ANSWERS FULL
SOLUTION PRACTICE GUIDE
◉ Adjusted Income. Answer: Total Annual Income - Allowances and
Expenses Asset Income
Expected Income on 50058
◉ Annual Income Definition. Answer: all amounts, monetary or not:
- Which go to or on behalf of the family head or
spouse or to any other family member, or
- That are anticipated to be received from a source
outside the family during the 12 month period
following admission or the annual reexamination
effective date, and
- Which are not specifically excluded in 24 CFR
5.609(c), and
- Also includes amounts derived from assets to which
any family member has access.
Adoption assistance payments
,All sources of income are counted unless specifically
excluded by regulations for head, spouse, and other adults.
For the head of household, spouse, co-head and other adults, all
income is counted unless regulations state to exclude.
Regulations specifically state that only the first $480 of employment
income is counted annually for an adult full-time student (never the
head of household, spouse, or co-head).
Regulations also specifically state that no employment income is
counted for children under 18 (this does not include the head of
household, spouse, or co-head).
PHAs must include all income of every family member, including those
who are temporarily absent.
The treatment of income of family members who are
permanently confined to a hospital or nursing facility
depends on PHA policy.
The PHA administrative plan must cover PHA policy on family absence
from a dwelling unit.
◉ Imputed. Answer: Something we are acting like it's happening in our
calculations but it's not.
, ◉ Sanctioned. Answer: Reduced or terminated benefits.
◉ TTP. Answer: Total Tenant Payment
the highest of the
following amounts, rounded to the nearest dollar:
- In non-as-paid states:
• 30% of family's monthly adjusted income
• 10% of family's monthly income
• PHA's minimum rent ($0 - $50 depending on
PHA policy)
- In as-paid states:
• 30% of family's monthly adjusted income
• 10% of family's monthly income
• PHA's minimum rent ($0 - $50 depending on
PHA policy), or
• Welfare rent
- That part of welfare assistance received from
a public agency, specifically designated by
that agency to meet the family's actual
housing costs.
