Page 1 of 161
Travel Card 101 (Version 3.02) – Master
Exam Prep: 250 Q&A + Rationales | GTCC,
DTS, JTR, Split Disbursement & Delinquency
(2026/2027)
Question 1
What is the primary purpose of the Government Travel
Charge Card (GTCC)?
A) Personal rewards points accumulation
B) Official government travel expenses only
C) Emergency personal use during deployment
D) Cash advances for any purpose
Correct Answer: B
Rationale: GTCC is for official travel expenses only. Personal
use is prohibited (FTR 301-70.100).
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Question 2
Which three entities form the GTCC program management
triad? (Select 3)
A) Agency Program Coordinator (APC)
B) Travel cardholder
C) Card issuer (e.g., Citi)
D) Personal credit bureau
Correct Answers: A, B, C
Rationale: The triad is cardholder, APC, and bank. Credit
bureau is not a program manager.
Question 3
Who is ultimately financially liable for GTCC misuse?
A) Agency
B) Cardholder
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C) APC
D) Travel office
Correct Answer: B
Rationale: Cardholder signs statement of understanding
accepting liability (31 USC 3322).
Question 4
What is the minimum age to obtain a GTCC?
A) 16
B) 18
C) 21
D) No minimum with commander approval
Correct Answer: B
Rationale: 18 years old minimum per GTCC regulations.
Question 5
Scenario: An employee uses GTCC for hotel minibar and
, Page 4 of 161
movies. What action is required?
A) Ignore if under $50
B) Report to APC and reimburse government
C) No action, it's authorized
D) Pay with personal card later
Correct Answer: B
Rationale: Unauthorized personal expenses must be reported
and reimbursed immediately.
Question 6
How many days does a cardholder have to dispute a
fraudulent GTCC charge?
A) 30 days
B) 60 days
C) 90 days
D) 120 days
Travel Card 101 (Version 3.02) – Master
Exam Prep: 250 Q&A + Rationales | GTCC,
DTS, JTR, Split Disbursement & Delinquency
(2026/2027)
Question 1
What is the primary purpose of the Government Travel
Charge Card (GTCC)?
A) Personal rewards points accumulation
B) Official government travel expenses only
C) Emergency personal use during deployment
D) Cash advances for any purpose
Correct Answer: B
Rationale: GTCC is for official travel expenses only. Personal
use is prohibited (FTR 301-70.100).
,Page 2 of 161
Question 2
Which three entities form the GTCC program management
triad? (Select 3)
A) Agency Program Coordinator (APC)
B) Travel cardholder
C) Card issuer (e.g., Citi)
D) Personal credit bureau
Correct Answers: A, B, C
Rationale: The triad is cardholder, APC, and bank. Credit
bureau is not a program manager.
Question 3
Who is ultimately financially liable for GTCC misuse?
A) Agency
B) Cardholder
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C) APC
D) Travel office
Correct Answer: B
Rationale: Cardholder signs statement of understanding
accepting liability (31 USC 3322).
Question 4
What is the minimum age to obtain a GTCC?
A) 16
B) 18
C) 21
D) No minimum with commander approval
Correct Answer: B
Rationale: 18 years old minimum per GTCC regulations.
Question 5
Scenario: An employee uses GTCC for hotel minibar and
, Page 4 of 161
movies. What action is required?
A) Ignore if under $50
B) Report to APC and reimburse government
C) No action, it's authorized
D) Pay with personal card later
Correct Answer: B
Rationale: Unauthorized personal expenses must be reported
and reimbursed immediately.
Question 6
How many days does a cardholder have to dispute a
fraudulent GTCC charge?
A) 30 days
B) 60 days
C) 90 days
D) 120 days
