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AIC 30 REVIEW 2026 ACTUAL
QUESTIONS WITH VERIFIED
ANSWERS.
1. Setting (in which claim negotiations are carried out) - correct
answer-one of the most significant negotiation variables that
can affect claim representatives
2. Consumer regulation - correct answer-creates legal duties
for insurers
3. Reservation of rights letter - correct answer-used to avoid
waiver and estoppel
4. Internet can facilitate inspection of loss by - correct answer-
contacting a local rep who can inspect and report on damage
5. Leased motor vehicles - correct answer-excess mileage on a
leased vehicle can result in fees which has contributed to the
increasingly common type of fraudulent claim of claiming the
car was stolen
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6. Excess liability and claim denial - correct answer-are
generally what bad faith claims arise from
7. Calling and questioning witnesses - correct answer-the
introduction of evidence in a civil court case
8. EUO - correct answer-valuable tool when the insured in
suspected of submitting a fraudulent claim
9. Excess verdict - correct answer-important factor in evaluating
an insurer's potential for bad faith for failure to settle is the
likelihood or foreseeability of an
10. Claimant's need for money determines - correct answer-
how the claim rep should approach negotiation
11. Punitive damages - correct answer-courts usually require
insurer behavior that is worse than ordinary wrongdoing,
such as malicious, fraudulent or oppressive behavior
AIC 30 REVIEW 2026 ACTUAL
QUESTIONS WITH VERIFIED
ANSWERS.
1. Setting (in which claim negotiations are carried out) - correct
answer-one of the most significant negotiation variables that
can affect claim representatives
2. Consumer regulation - correct answer-creates legal duties
for insurers
3. Reservation of rights letter - correct answer-used to avoid
waiver and estoppel
4. Internet can facilitate inspection of loss by - correct answer-
contacting a local rep who can inspect and report on damage
5. Leased motor vehicles - correct answer-excess mileage on a
leased vehicle can result in fees which has contributed to the
increasingly common type of fraudulent claim of claiming the
car was stolen
, Page | 2
6. Excess liability and claim denial - correct answer-are
generally what bad faith claims arise from
7. Calling and questioning witnesses - correct answer-the
introduction of evidence in a civil court case
8. EUO - correct answer-valuable tool when the insured in
suspected of submitting a fraudulent claim
9. Excess verdict - correct answer-important factor in evaluating
an insurer's potential for bad faith for failure to settle is the
likelihood or foreseeability of an
10. Claimant's need for money determines - correct answer-
how the claim rep should approach negotiation
11. Punitive damages - correct answer-courts usually require
insurer behavior that is worse than ordinary wrongdoing,
such as malicious, fraudulent or oppressive behavior
