UHC EXAM REVIEW QUESTIONS
WITH ACCURATE SOLUTIONS 2026
▶ Which of the following best describes the Late Enrollment Penalty
(LEP)? Answer: -The amount added to the member's monthly plan
premium if they did not enroll in a Medicare Advantage plan with Part D
benefits or stand-alone prescription drug plan when they were first eligible
for Medicare Parts A and/or B or went without creditable prescription drug
coverage for 90 continuous days or more.
-The amount added to the member's monthly plan premium if they did not
enroll in a Medicare Advantage plan with Part D benefits or stand-alone
prescription drug plan when they were first eligible for Medicare Parts A
and/or B or went without creditable prescription drug coverage for 63
continuous days or more.(right)
-The amount added to the member's monthly plan premium if they did not
enroll in a Medicare Advantage plan with Part D benefits or stand-alone
prescription drug plan when they were first eligible for Medicare Parts A
and/or B or during the next available Annual Election Period.
-The amount added to the member's monthly plan premium if they did not
enroll in a Medicare Advantage plan with Part D benefits or stand-alone
prescription drug plan with a January 1 effective date.
▶ How does a consumer who qualifies for Low Income Subsidy receive
financial assistance for their part of Medicare Part D costs? Answer: -Such
financial assistance will no longer be available as of January 1, 2021
-By receiving annual checks with a refund based on a predetermined
percentage of Part D costs
-Through subsidies such as lower or no monthly plan premiums and lower
or no copayments(right)
-Through a combination of subsidies and annual refund checks
▶ Which of the following lists drug tiers from least expensive cost share to
most expensive cost share? Answer: -Specialty, Non-Preferred Drug (and
some higher-cost generics), Preferred Brand (and some higher-cost
generics), Generics, Preferred Generics
WITH ACCURATE SOLUTIONS 2026
▶ Which of the following best describes the Late Enrollment Penalty
(LEP)? Answer: -The amount added to the member's monthly plan
premium if they did not enroll in a Medicare Advantage plan with Part D
benefits or stand-alone prescription drug plan when they were first eligible
for Medicare Parts A and/or B or went without creditable prescription drug
coverage for 90 continuous days or more.
-The amount added to the member's monthly plan premium if they did not
enroll in a Medicare Advantage plan with Part D benefits or stand-alone
prescription drug plan when they were first eligible for Medicare Parts A
and/or B or went without creditable prescription drug coverage for 63
continuous days or more.(right)
-The amount added to the member's monthly plan premium if they did not
enroll in a Medicare Advantage plan with Part D benefits or stand-alone
prescription drug plan when they were first eligible for Medicare Parts A
and/or B or during the next available Annual Election Period.
-The amount added to the member's monthly plan premium if they did not
enroll in a Medicare Advantage plan with Part D benefits or stand-alone
prescription drug plan with a January 1 effective date.
▶ How does a consumer who qualifies for Low Income Subsidy receive
financial assistance for their part of Medicare Part D costs? Answer: -Such
financial assistance will no longer be available as of January 1, 2021
-By receiving annual checks with a refund based on a predetermined
percentage of Part D costs
-Through subsidies such as lower or no monthly plan premiums and lower
or no copayments(right)
-Through a combination of subsidies and annual refund checks
▶ Which of the following lists drug tiers from least expensive cost share to
most expensive cost share? Answer: -Specialty, Non-Preferred Drug (and
some higher-cost generics), Preferred Brand (and some higher-cost
generics), Generics, Preferred Generics
