2026 Licensing Examination:
Comprehensive Topic Test
:Questions And Answer With
Rationales /Graded A+ Update
100% Correct
Section 1: Property Rights & Land Use (Questions 1-10)
1. A property owner has the right to sell, lease, or mortgage their property. This
bundle of rights is known as:
• A) Eminent domain
• B) Escheat
• C) Fee simple absolute (Rationale: Fee simple absolute is the highest form of
ownership, granting the full bundle of rights.)
• D) Life estate
2. According to 2026 zoning updates in most urban areas, a "tiny home" on
wheels parked on a residential lot is typically regulated by:
• A) Building codes only
• B) Zoning ordinances and minimum square footage
requirements (Rationale: Most 2026 municipal codes now specifically classify
tiny homes as either ADUs or RVs, subject to minimum size laws.)
• C) State vehicle laws only
• D) No regulation
3. The legal term for the government's right to take private property for public
use, with compensation, is:
, • A) Police power
• B) Taxation
• C) Eminent domain (Rationale: Eminent domain requires "just compensation"
under the 5th Amendment.)
• D) Escheat
4. Which of the following is NOT a protected class under the Federal Fair
Housing Act (updated 2026 includes source of income in 22 states, but
federally?):
• A) Race
• B) Religion
• C) Marital status (Rationale: Marital status is not a federally protected class; it
is protected in some states but not federally.)
• D) National origin
5. A homeowner installs a large solar array but a neighbor's tree blocks 50% of
the sunlight by 2026. In most jurisdictions, this is:
• A) A solar easement violation automatically
• B) A nuisance claim only if a solar access easement was
recorded (Rationale: Without a recorded solar easement, natural growth is
rarely trespass. 2026 laws require recorded agreements.)
• C) Criminal theft of energy
• D) A violation of the ADA
6. Which deed provides the grantee with the MOST protection?
• A) Quitclaim deed
• B) General warranty deed (Rationale: Contains all six covenants, protecting
against title defects going back to the origin.)
• C) Bargain and sale deed
• D) Trustee’s deed
7. A property is assessed at $300,000. The mill levy is 95 mills. What is the
annual property tax?
• A) $2,850
• **B) 28,500∗∗(Rationale:95mills=28,500∗∗(Rationale:95mills=95
per 1,000assessedvalue:300×1,000assessedvalue:300×95 = $28,500.)
• C) $285
• D) $3,000
8. The term "escheat" refers to property that:
, • A) Is taken by eminent domain
• B) Reverts to the state when an owner dies without a will or
heirs (Rationale: Escheat prevents property from being ownerless.)
• C) Is transferred via trust
• D) Is leased for 99 years
9. A restrictive covenant that has not been enforced for 25 years may be
terminated via:
• A) Merger
• B) Laches (Rationale: Laches is the equitable defense against stale claims
where the party unreasonably delayed enforcement.)
• C) Escheat
• D) Condemnation
10. In 2026, which of the following is typically allowed in a standard R-1
(single-family residential) zone?
• A) Auto repair shop
• B) Home office with no client visits (Rationale: Administrative home offices
are usually permitted; retail/services are not.)
• C) Daycare for 40 children
• D) Short-term rental (Airbnb) – most cities have restricted these to commercial
zones.)
Section 2: Contracts & Agency (Questions 11-25)
11. For a real estate contract to be enforceable under the Statute of Frauds, it
MUST:
• A) Be notarized
• B) Be in writing and signed by the party to be charged (Rationale: The
Statute of Frauds requires written evidence for land contracts.)
• C) Include earnest money
• D) Be recorded at the courthouse
12. A licensee represents a seller. The licensee’s cousin wants to buy the
property. What is the FIRST step?
• A) Do nothing, it’s a family transaction
Comprehensive Topic Test
:Questions And Answer With
Rationales /Graded A+ Update
100% Correct
Section 1: Property Rights & Land Use (Questions 1-10)
1. A property owner has the right to sell, lease, or mortgage their property. This
bundle of rights is known as:
• A) Eminent domain
• B) Escheat
• C) Fee simple absolute (Rationale: Fee simple absolute is the highest form of
ownership, granting the full bundle of rights.)
• D) Life estate
2. According to 2026 zoning updates in most urban areas, a "tiny home" on
wheels parked on a residential lot is typically regulated by:
• A) Building codes only
• B) Zoning ordinances and minimum square footage
requirements (Rationale: Most 2026 municipal codes now specifically classify
tiny homes as either ADUs or RVs, subject to minimum size laws.)
• C) State vehicle laws only
• D) No regulation
3. The legal term for the government's right to take private property for public
use, with compensation, is:
, • A) Police power
• B) Taxation
• C) Eminent domain (Rationale: Eminent domain requires "just compensation"
under the 5th Amendment.)
• D) Escheat
4. Which of the following is NOT a protected class under the Federal Fair
Housing Act (updated 2026 includes source of income in 22 states, but
federally?):
• A) Race
• B) Religion
• C) Marital status (Rationale: Marital status is not a federally protected class; it
is protected in some states but not federally.)
• D) National origin
5. A homeowner installs a large solar array but a neighbor's tree blocks 50% of
the sunlight by 2026. In most jurisdictions, this is:
• A) A solar easement violation automatically
• B) A nuisance claim only if a solar access easement was
recorded (Rationale: Without a recorded solar easement, natural growth is
rarely trespass. 2026 laws require recorded agreements.)
• C) Criminal theft of energy
• D) A violation of the ADA
6. Which deed provides the grantee with the MOST protection?
• A) Quitclaim deed
• B) General warranty deed (Rationale: Contains all six covenants, protecting
against title defects going back to the origin.)
• C) Bargain and sale deed
• D) Trustee’s deed
7. A property is assessed at $300,000. The mill levy is 95 mills. What is the
annual property tax?
• A) $2,850
• **B) 28,500∗∗(Rationale:95mills=28,500∗∗(Rationale:95mills=95
per 1,000assessedvalue:300×1,000assessedvalue:300×95 = $28,500.)
• C) $285
• D) $3,000
8. The term "escheat" refers to property that:
, • A) Is taken by eminent domain
• B) Reverts to the state when an owner dies without a will or
heirs (Rationale: Escheat prevents property from being ownerless.)
• C) Is transferred via trust
• D) Is leased for 99 years
9. A restrictive covenant that has not been enforced for 25 years may be
terminated via:
• A) Merger
• B) Laches (Rationale: Laches is the equitable defense against stale claims
where the party unreasonably delayed enforcement.)
• C) Escheat
• D) Condemnation
10. In 2026, which of the following is typically allowed in a standard R-1
(single-family residential) zone?
• A) Auto repair shop
• B) Home office with no client visits (Rationale: Administrative home offices
are usually permitted; retail/services are not.)
• C) Daycare for 40 children
• D) Short-term rental (Airbnb) – most cities have restricted these to commercial
zones.)
Section 2: Contracts & Agency (Questions 11-25)
11. For a real estate contract to be enforceable under the Statute of Frauds, it
MUST:
• A) Be notarized
• B) Be in writing and signed by the party to be charged (Rationale: The
Statute of Frauds requires written evidence for land contracts.)
• C) Include earnest money
• D) Be recorded at the courthouse
12. A licensee represents a seller. The licensee’s cousin wants to buy the
property. What is the FIRST step?
• A) Do nothing, it’s a family transaction
