Florida Public Adjuster (Set 2) questions and answers
2026\2027 A+ Grade
Personal Property under HO-3 is covered on a
- correct answer Named Peril basis
Personal Property under HO-5 is covered on
- correct answer an open peril basis
If a commercial building has been vacant for more than 60 days, the following peril(s) are affected as
regards to coverage:
- correct answer Vandalism
Freezing
Fire
Under the BOP, up to how many years can the insurer request to examine the books and records of an
insured?
- correct answer 3 years
What is an unendorsed commercial building and personal property form, loss valuation based on?
- correct answer ACV
Commercial Property Builders Risk Coverage Form covers:
- correct answer Buildings under construction
Foundation of a building under construction
2026\2027 A+ Grade
Personal Property under HO-3 is covered on a
- correct answer Named Peril basis
Personal Property under HO-5 is covered on
- correct answer an open peril basis
If a commercial building has been vacant for more than 60 days, the following peril(s) are affected as
regards to coverage:
- correct answer Vandalism
Freezing
Fire
Under the BOP, up to how many years can the insurer request to examine the books and records of an
insured?
- correct answer 3 years
What is an unendorsed commercial building and personal property form, loss valuation based on?
- correct answer ACV
Commercial Property Builders Risk Coverage Form covers:
- correct answer Buildings under construction
Foundation of a building under construction
