PEARSON VUE LIFE & HEALTH INSURANCE EXAM — EDITION VERIFIED QUESTIONS & CORRECT ANSWERS STATE LICENSING PREPARATION
SECTION A: CORE QUESTION BANK (1–500 SAMPLE SHOWN) LIFE INSURANCE 1. What type of life insurance provides pure death protection for a specific period? A. Whole life B. Universal life C. Term life D. Variable life Answer: C Rationale: Term life provides temporary protection with no cash value. ________________________________________ 2. Which policy builds cash value? A. Term life B. Whole life C. Credit life D. Group life Answer: B Rationale: Whole life accumulates guaranteed cash value over time. ________________________________________ 3. What is the purpose of a rider? A. Replace policy B. Modify coverage C. Cancel policy
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pearson vue life health insurance exam 2025