Prep Material – Questions and Answers
Compilation
Introduction:
This document contains a comprehensive set of questions and
answers designed to prepare students for the New York Adjuster
License 17-65 exam. It covers key insurance topics such as liability
policies, workers compensation, no-fault laws, and coverage limits.
The material is structured in a Q&A format for efficient revision
and includes accurate, exam-focused answers. It is suitable for
learners seeking a complete practice resource aligned with
licensing requirements.
Exam Questions and Answers
The minimum coverage amount for UM/UIM in NY is? --- correct
precise answer ---$25,000 per person; $50,000 per accident
Part 1 of workers compensation policy covers all but: --- correct
precise answer ---Bodily injury caused by employer negligence
Which section of an insurance policy contains language to assist an
insurance company in managing morale and moral hazards ---
correct precise answer ---The exclusions
, The funds assessed to be deposited into the NY Special Disability
Fund are deposited with? --- correct precise answer ---The
Commissioner of Taxation and Finance
Someone has been hired to work for Namee Insurance Company to
adjust workers compensation claims in the office. This person
works as what type of adjuster? --- correct precise answer ---A
staff or adjuster who is working as an employee
A products-completed operations claim can be made against
products manufacturers, wholesalers, and retailers alleging fault
and legal responsibilities except for... --- correct precise answer ---
Vicarious liability
What is an incorrect statement on liability Part A of a Personal Auto
Policy --- correct precise answer ---When Part A limits are
exhausted any limits for Uninsured Motorists coverage can be used
to pay the entire claim
What is not true of a Physician, Surgeon, Dentist form? --- correct
precise answer ---It is available to be written on an occurrence
form only
What is not true of the NY Motor Vehicle Accident Indemnification
Corporation? --- correct precise answer ---The injured party must