CRPC Module 3 Exam Questions with
Complete Solutions3
Average Indexed Monthly Earnings (AIME) - ANSWERS-Used in computing Social Security
benefits. AIME expresses a worker's earnings in terms of current dollar value
Child's Benefit - ANSWERS-A child is entitled to a SS child's benefit if the parent is entitled to
retirement or disability benefits, the child is dependent upon the parent, the child is under age
18, or between the ages of 18 and 19, and a full-time elementary or high school student, or 18
or over and under a disability that began before age 22, the child is unmarried, and an
application for the child's benefit has been filed.
Currently Insured status - ANSWERS-The status of a worker used to determine eligibility for
certain Social Security benefits such as child's benefits, mother's or father's benefits, and the
lump sum death benefit. Currently insured status requires the worker to have at least six
quarters of coverage during the full 13-quarter period ending with the calendar quarter in
which he died or most recently became entitled to disability or retirement benefits. More
quarters of coverage are required for fully insured status.
Divorced spouse's benefit - ANSWERS-The divorced spouse of an insured worker can qualify for
SS retirement benefits based on the worker's SS record in three different categories: (1) a
spouse's benefit; (2) a mother or father's benefit; and (3) a widow(er)'s benefit. A spouse's
benefit is payable if the divorced spouse is at least age 62, the worker is entitled to SS
retirement or disability benefit, the divorced spouse has not remarried, and the spouse was
married to the worker for at least 10 years before the divorce became final. The widower's
benefits are based upon the worker's SS record if the surviving spouse was married to the
worker for at least 10 years prior to the date the divorce became final, the divorced spouse is
age 60 or over, or is at least age 50 but not age 60 and is disabled, the worker died fully insured,
and the divorced spouse is not married. The mother's or father's benefit based on the worker's
SS record can be claimed if the worker died fully or currently insured, the divorced spouse is the
father or mother of the worker's child or when both of them adopted a child and the child was
then under age 18, the divorced spouse is not married, has in care the worker's child who is
Complete Solutions3
Average Indexed Monthly Earnings (AIME) - ANSWERS-Used in computing Social Security
benefits. AIME expresses a worker's earnings in terms of current dollar value
Child's Benefit - ANSWERS-A child is entitled to a SS child's benefit if the parent is entitled to
retirement or disability benefits, the child is dependent upon the parent, the child is under age
18, or between the ages of 18 and 19, and a full-time elementary or high school student, or 18
or over and under a disability that began before age 22, the child is unmarried, and an
application for the child's benefit has been filed.
Currently Insured status - ANSWERS-The status of a worker used to determine eligibility for
certain Social Security benefits such as child's benefits, mother's or father's benefits, and the
lump sum death benefit. Currently insured status requires the worker to have at least six
quarters of coverage during the full 13-quarter period ending with the calendar quarter in
which he died or most recently became entitled to disability or retirement benefits. More
quarters of coverage are required for fully insured status.
Divorced spouse's benefit - ANSWERS-The divorced spouse of an insured worker can qualify for
SS retirement benefits based on the worker's SS record in three different categories: (1) a
spouse's benefit; (2) a mother or father's benefit; and (3) a widow(er)'s benefit. A spouse's
benefit is payable if the divorced spouse is at least age 62, the worker is entitled to SS
retirement or disability benefit, the divorced spouse has not remarried, and the spouse was
married to the worker for at least 10 years before the divorce became final. The widower's
benefits are based upon the worker's SS record if the surviving spouse was married to the
worker for at least 10 years prior to the date the divorce became final, the divorced spouse is
age 60 or over, or is at least age 50 but not age 60 and is disabled, the worker died fully insured,
and the divorced spouse is not married. The mother's or father's benefit based on the worker's
SS record can be claimed if the worker died fully or currently insured, the divorced spouse is the
father or mother of the worker's child or when both of them adopted a child and the child was
then under age 18, the divorced spouse is not married, has in care the worker's child who is
