FLORIDA CAM EXAM QUESTIONS
AND ANSWERS 2026 VERIFIED.
A Community Association is generally defined as real or personal property, owned by two or
more entities, which share the responsibility for the costs of maintenance and administration -
ANS True
Purchasers of a timeshare plan have a ten day contract rescission period in which to cancel the
purchase - ANS True
The Florida Fair Housing Act prohibits discrimination on the basis of handicap - ANS True
A valid Declaration of Condominium must contain easements for ingress and egress to all units
and the common elements - ANS True
Compliance with the Construction Lien Law is very technical and can have an impact on title to
property. Therefore the board should always consult with the manager regarding lien issues -
ANS False. The board should consult an attorney.
Corporate Charter - ANS Articles of Incorporation are also known as the
Establishes the power and authority of the community Association
Establishes the corporate entity that is responsible for management, maintenance and
operation of the community association
Is based in corporate law - ANS Articles of Incorporation ( Corporate Charter)
@COPYRIGHT ALL RIGHTS RESERVED PAGE 1 OF 42
,Florida Not for Profit Corporate Act - ANS FS 617
Florida Corporate Act - ANS FS 607
Conducting business and Community Association affairs
Operating and managing the association property and assets
Suing and defending against actions
Lending money for association purposes
Acquiring Property
Entering into contracts and purchasing items that are required for operations and maintenance
Incurring liabilities
Borrowing funds
Mortgaging community association properties - ANS Powers that are granted in FS 617
Condominium Act - ANS FS 718
Form of joint ownership of real property that comprises:
Exclusive ownership of each unit
Joint undivided share of common elements
Required membership in the community association - ANS What is a condominium?
Cooperative Act - ANS FS 719
Mandatory Homeowner's Association - ANS FS 720
Mandatory contents of a declaration ( condos) - ANS FS 718.104
@COPYRIGHT ALL RIGHTS RESERVED PAGE 2 OF 42
,Definitions of the corporate entity, powers of association, easements, rights of access to unit,
insurance, official records of the association, community directory, financial reporting
requirements, purchase of units, purchase of land and recreation leases, operations of
condominiums created prior to January 1, 1977, commingling - ANS FS 718.111
FS 718.1124 - ANS Definitions of required contents of bylaws, including administration, notice
requirements, quorum, proxies, voting requirements, elections, electronic voting, candidate
eligibility, director certificate/education requirements, recalls, arbitration, timeshare
condominium exceptions, board and member meetings, Annual budget requirements,
assessments, amendment of bylaws, transfer fees, director and officer delinquencies and
offenses, common elements ( limited power to convey to a condemning authority)
FS 718.113 - ANS Maintenance requirements, display of flags and religious decorations,
hurricane shutters, and other types of code-complaint hurricane protection
FS 718.114 - ANS Association powers, acquisition of leasehold memberships and other
possessory or use interests
FS 718.115 - ANS Common Expenses and common surplus, expense and credits for hurricane
protection, communication expenses
FS 718.116 - ANS Liability for not paying common expenses, including the right to assess
interest, lien, foreclose, and collect rents from delinquent members etc., liability of first
mortgage holder, liability of previous owners
FS 718.303 - ANS Provides that if a member is more than 90 days delinquent or has failed to
comply with his or her monetary obligation that is due to the community association, or has
failed to comply with the documents or reasonable rules, the right to use common elements
can be suspended. Provides fining authority and procedures.
The pH of the pool water must be maintained at: - ANS 7.2-7.8
Condominium and Cooperative Associations pay an annual fee of $_______ per residential
unity, per ______ to the DFCTSMH Trust Fund - ANS $4.00/ Year
@COPYRIGHT ALL RIGHTS RESERVED PAGE 3 OF 42
, A windstorm self insurance pool must include 3 or more associations, all of which must be
residential, with not less than 50 units. - ANS True
The member must place an election ballot in an inner envelope, and place the inner envelope in
an outer envelope, which the member signs. - ANS Procedures for voting in secret for
members who are not in attendance at the annual meeting.
The purpose of Regulatory Council of Community Association Managers is to - ANS Provide
licensure exam and continuing education requirements for CAMS
A volunteer director who is not compensated for his duties as a director need not have a CAM
license - ANS True
Prospective members must receive certain information from an HOA when purchasing a new
unit, including Community Association Disclosures - ANS True
An employee of the ombudsman's office may not serve as an officer in a local, state, or national
political party - ANS True
Components of a collection policy should not include court charges for filing of liens -
ANS True
At will means - ANS an employee who may be dismissed at any time for any non-
discriminatory reasons, with or without cause
.
FS 482 - ANS governs pest control companies and operators
The Ombudsman duties include but are not limited to - ANS Encourage and facilitate
voluntary meetings with and between members, directors, managers, and other affected parties
of condominiums
@COPYRIGHT ALL RIGHTS RESERVED PAGE 4 OF 42
AND ANSWERS 2026 VERIFIED.
A Community Association is generally defined as real or personal property, owned by two or
more entities, which share the responsibility for the costs of maintenance and administration -
ANS True
Purchasers of a timeshare plan have a ten day contract rescission period in which to cancel the
purchase - ANS True
The Florida Fair Housing Act prohibits discrimination on the basis of handicap - ANS True
A valid Declaration of Condominium must contain easements for ingress and egress to all units
and the common elements - ANS True
Compliance with the Construction Lien Law is very technical and can have an impact on title to
property. Therefore the board should always consult with the manager regarding lien issues -
ANS False. The board should consult an attorney.
Corporate Charter - ANS Articles of Incorporation are also known as the
Establishes the power and authority of the community Association
Establishes the corporate entity that is responsible for management, maintenance and
operation of the community association
Is based in corporate law - ANS Articles of Incorporation ( Corporate Charter)
@COPYRIGHT ALL RIGHTS RESERVED PAGE 1 OF 42
,Florida Not for Profit Corporate Act - ANS FS 617
Florida Corporate Act - ANS FS 607
Conducting business and Community Association affairs
Operating and managing the association property and assets
Suing and defending against actions
Lending money for association purposes
Acquiring Property
Entering into contracts and purchasing items that are required for operations and maintenance
Incurring liabilities
Borrowing funds
Mortgaging community association properties - ANS Powers that are granted in FS 617
Condominium Act - ANS FS 718
Form of joint ownership of real property that comprises:
Exclusive ownership of each unit
Joint undivided share of common elements
Required membership in the community association - ANS What is a condominium?
Cooperative Act - ANS FS 719
Mandatory Homeowner's Association - ANS FS 720
Mandatory contents of a declaration ( condos) - ANS FS 718.104
@COPYRIGHT ALL RIGHTS RESERVED PAGE 2 OF 42
,Definitions of the corporate entity, powers of association, easements, rights of access to unit,
insurance, official records of the association, community directory, financial reporting
requirements, purchase of units, purchase of land and recreation leases, operations of
condominiums created prior to January 1, 1977, commingling - ANS FS 718.111
FS 718.1124 - ANS Definitions of required contents of bylaws, including administration, notice
requirements, quorum, proxies, voting requirements, elections, electronic voting, candidate
eligibility, director certificate/education requirements, recalls, arbitration, timeshare
condominium exceptions, board and member meetings, Annual budget requirements,
assessments, amendment of bylaws, transfer fees, director and officer delinquencies and
offenses, common elements ( limited power to convey to a condemning authority)
FS 718.113 - ANS Maintenance requirements, display of flags and religious decorations,
hurricane shutters, and other types of code-complaint hurricane protection
FS 718.114 - ANS Association powers, acquisition of leasehold memberships and other
possessory or use interests
FS 718.115 - ANS Common Expenses and common surplus, expense and credits for hurricane
protection, communication expenses
FS 718.116 - ANS Liability for not paying common expenses, including the right to assess
interest, lien, foreclose, and collect rents from delinquent members etc., liability of first
mortgage holder, liability of previous owners
FS 718.303 - ANS Provides that if a member is more than 90 days delinquent or has failed to
comply with his or her monetary obligation that is due to the community association, or has
failed to comply with the documents or reasonable rules, the right to use common elements
can be suspended. Provides fining authority and procedures.
The pH of the pool water must be maintained at: - ANS 7.2-7.8
Condominium and Cooperative Associations pay an annual fee of $_______ per residential
unity, per ______ to the DFCTSMH Trust Fund - ANS $4.00/ Year
@COPYRIGHT ALL RIGHTS RESERVED PAGE 3 OF 42
, A windstorm self insurance pool must include 3 or more associations, all of which must be
residential, with not less than 50 units. - ANS True
The member must place an election ballot in an inner envelope, and place the inner envelope in
an outer envelope, which the member signs. - ANS Procedures for voting in secret for
members who are not in attendance at the annual meeting.
The purpose of Regulatory Council of Community Association Managers is to - ANS Provide
licensure exam and continuing education requirements for CAMS
A volunteer director who is not compensated for his duties as a director need not have a CAM
license - ANS True
Prospective members must receive certain information from an HOA when purchasing a new
unit, including Community Association Disclosures - ANS True
An employee of the ombudsman's office may not serve as an officer in a local, state, or national
political party - ANS True
Components of a collection policy should not include court charges for filing of liens -
ANS True
At will means - ANS an employee who may be dismissed at any time for any non-
discriminatory reasons, with or without cause
.
FS 482 - ANS governs pest control companies and operators
The Ombudsman duties include but are not limited to - ANS Encourage and facilitate
voluntary meetings with and between members, directors, managers, and other affected parties
of condominiums
@COPYRIGHT ALL RIGHTS RESERVED PAGE 4 OF 42