AIC COMPREHENSIVE STUDY GUIDE 2026
FULL QUESTIONS AND SOLUTIONS
GRADED A+
◍ A. The insurer's case reserves.To determine whether an insurer typically
underreserves or overreserves claims, actuaries compare the insurer's paid
losses to the insurer's case reserves..
Answer: To determine whether an insurer typically underreserves or
overreserves claims, actuaries compare the insurer's paid losses toSelect
one:A. The insurer's case reserves.B. The insurer's profits.C. NAIC model
regulations.D. National averages.
◍ OAS.
Answer: supports aerial command platform
◍ C. Recorded statement.A recorded statement is taken by the claims rep over
the phone or in person..
Answer: Carolina is a claim representative handling a liability claim. She is
speaking to the claimant over the phone and has informed him that his
statements must be true under penalty of perjury. When completed, she sent
a transcription of the conversation to the claimant for him to sign before a
notary. Carolina has taken a(n)Select one:A. Affidavit.B. Deposition.C.
Recorded statement.D. Examination under oath.
◍ Which one of the following statements is correct regarding the marketing
value of the claim function?.
Answer: The claim adjusting process can be a source of new coverage ideas
and product niche innovations.
◍ closeout north group south group crossing heat 11 target north group rock
160 30 25k track south hostile rum.
, Answer: Crossing (inside sw)
◍ Using the information provided in Figure 9b what is the total projected cost
at completion for the concrete footings?
A. 81.41
B. 803.84
C. 5,150.72
D. 10,615.00.
Answer: C (see figure S1b)• 256 × 20.12 = 5,150.72
◍ Claim representatives should continually look for ways to improve
department operations and should be able to anticipate a customer's
questions and concerns. These traits describe the attribute of being.
Answer: Proactive.
◍ closeout lead group trail group passing heat 11 target trail group rock 080 30
25k track west hostile rum.
Answer: passing (inside sw)
◍ Hallbinger Biochemicals, Inc. (Hallbinger) is preparing a new set of crisis
management training sessions for its executives. The main goal of this
training is to help Hallbinger's executives become better prepared for any
type of crisis scenario..
Answer: Pay more attention to the beginning and end of crisis situations.
◍ CAPs are beyond the ___.
Answer: MEZ
◍ When and where must a project's OSHA Summary of Work-Related Injuries
and Illnesses (Form 300A) be posted?
A. All year long and easily accessible to all employees at the job site
B. All year long and in the project manager's office at the home office
C. February 11-April 30 and accessible to all employees at the job site
D. For three months and in the employees' break room at the home office.
Answer: C. February 11-April 30 and accessible to all employees at the job
site
,◍ Joe's Java is a chain of corporate-owned stores that serve only coffee and
pastries. Joe's has adopted a no-frills approach to business. In order to keep
overhead low, the company often switches suppliers to obtain the lowest
prices and it offers few benefits to employees. Joe's slogan is: "Good coffee
shouldn't be a luxury." Joe's business-level marking strategy is best defined
as.
Answer: A focused cost leadership strategy.
◍ The type of structure that would be best for an organization that must
quickly adapt to environmental changes is.
Answer: The hybrid structure.
◍ A superintendent wants to check if a 25' high block wall is within
tolerances. Which of the following tools and their use would be the most
appropriate?
A. Use a plumb bob to measure the vertical plane
B. Use a building level to determine its length
C. Use a total station to quantify the number of blocks
D. Use a pinellas rod to measure against a horizontal plane.
Answer: A. Use a plumb bob to measure the vertical plane
◍ Organizations establish techniques that, when implemented effectively, help
to achieve their goals more efficiently than by other means. These are
commonly known as.
Answer: Best practices.
◍ AIC Comm Tools.
Answer: 1. Brevity 2. Format 3. Priority 4. Information priority 5. Control
Types
◍ How is the term fast tracking defined in construction?
A. Planning and scheduling the design
B. Overlapping execution of the construction activities
C. Finalizing the design and procurement before construction begins
D. Overlapping execution of the design, procurement, and construction.
, Answer: D. Overlapping execution of the design, procurement, and
construction
◍ Using the information provided in Figure 9a what is the projected gain/loss
in work hours for the column forms?
A. (174)
B. 325
C. 1,897
D. 2,396.
Answer: A (see figure S1a)• 428 - 602 = (174)
◍ D. Listening.Claims professionals should first listen carefully to understand
what the claimant is saying..
Answer: The first key to communicating empathetically as a claims
professional isSelect one:A. A comprehensive understanding of relevant
insurance policies.B. Speaking calmly and clearly.C. Being prepared with
all documentation relating to the claim.D. Listening.
◍ A. State insurance departments.The NAIC model act specifies that its
provisions regarding bad-faith claims are to be enforced by state insurance
departments..
Answer: The NAIC model act specifies that its provisions regarding
bad-faith claims are to be enforced bySelect one:A. State insurance
departments.B. The Federal Trade Commission.C. NAIC personnel.D.
Insurer personnel, on the honor system.
◍ C. A summons and complaint.The claims litigation process begins with the
receipt of a summons and complaint announcing the initiation of a lawsuit..
Answer: The claims litigation process begins with the receipt ofSelect
one:A. A notice of claim.B. A civil violation notice.C. A summons and
complaint.D. A settlement offer.
◍ Which one of the following is often a sign that an employee possesses
leadership potential?.
Answer: The employee asks questions directed at solving problems.
FULL QUESTIONS AND SOLUTIONS
GRADED A+
◍ A. The insurer's case reserves.To determine whether an insurer typically
underreserves or overreserves claims, actuaries compare the insurer's paid
losses to the insurer's case reserves..
Answer: To determine whether an insurer typically underreserves or
overreserves claims, actuaries compare the insurer's paid losses toSelect
one:A. The insurer's case reserves.B. The insurer's profits.C. NAIC model
regulations.D. National averages.
◍ OAS.
Answer: supports aerial command platform
◍ C. Recorded statement.A recorded statement is taken by the claims rep over
the phone or in person..
Answer: Carolina is a claim representative handling a liability claim. She is
speaking to the claimant over the phone and has informed him that his
statements must be true under penalty of perjury. When completed, she sent
a transcription of the conversation to the claimant for him to sign before a
notary. Carolina has taken a(n)Select one:A. Affidavit.B. Deposition.C.
Recorded statement.D. Examination under oath.
◍ Which one of the following statements is correct regarding the marketing
value of the claim function?.
Answer: The claim adjusting process can be a source of new coverage ideas
and product niche innovations.
◍ closeout north group south group crossing heat 11 target north group rock
160 30 25k track south hostile rum.
, Answer: Crossing (inside sw)
◍ Using the information provided in Figure 9b what is the total projected cost
at completion for the concrete footings?
A. 81.41
B. 803.84
C. 5,150.72
D. 10,615.00.
Answer: C (see figure S1b)• 256 × 20.12 = 5,150.72
◍ Claim representatives should continually look for ways to improve
department operations and should be able to anticipate a customer's
questions and concerns. These traits describe the attribute of being.
Answer: Proactive.
◍ closeout lead group trail group passing heat 11 target trail group rock 080 30
25k track west hostile rum.
Answer: passing (inside sw)
◍ Hallbinger Biochemicals, Inc. (Hallbinger) is preparing a new set of crisis
management training sessions for its executives. The main goal of this
training is to help Hallbinger's executives become better prepared for any
type of crisis scenario..
Answer: Pay more attention to the beginning and end of crisis situations.
◍ CAPs are beyond the ___.
Answer: MEZ
◍ When and where must a project's OSHA Summary of Work-Related Injuries
and Illnesses (Form 300A) be posted?
A. All year long and easily accessible to all employees at the job site
B. All year long and in the project manager's office at the home office
C. February 11-April 30 and accessible to all employees at the job site
D. For three months and in the employees' break room at the home office.
Answer: C. February 11-April 30 and accessible to all employees at the job
site
,◍ Joe's Java is a chain of corporate-owned stores that serve only coffee and
pastries. Joe's has adopted a no-frills approach to business. In order to keep
overhead low, the company often switches suppliers to obtain the lowest
prices and it offers few benefits to employees. Joe's slogan is: "Good coffee
shouldn't be a luxury." Joe's business-level marking strategy is best defined
as.
Answer: A focused cost leadership strategy.
◍ The type of structure that would be best for an organization that must
quickly adapt to environmental changes is.
Answer: The hybrid structure.
◍ A superintendent wants to check if a 25' high block wall is within
tolerances. Which of the following tools and their use would be the most
appropriate?
A. Use a plumb bob to measure the vertical plane
B. Use a building level to determine its length
C. Use a total station to quantify the number of blocks
D. Use a pinellas rod to measure against a horizontal plane.
Answer: A. Use a plumb bob to measure the vertical plane
◍ Organizations establish techniques that, when implemented effectively, help
to achieve their goals more efficiently than by other means. These are
commonly known as.
Answer: Best practices.
◍ AIC Comm Tools.
Answer: 1. Brevity 2. Format 3. Priority 4. Information priority 5. Control
Types
◍ How is the term fast tracking defined in construction?
A. Planning and scheduling the design
B. Overlapping execution of the construction activities
C. Finalizing the design and procurement before construction begins
D. Overlapping execution of the design, procurement, and construction.
, Answer: D. Overlapping execution of the design, procurement, and
construction
◍ Using the information provided in Figure 9a what is the projected gain/loss
in work hours for the column forms?
A. (174)
B. 325
C. 1,897
D. 2,396.
Answer: A (see figure S1a)• 428 - 602 = (174)
◍ D. Listening.Claims professionals should first listen carefully to understand
what the claimant is saying..
Answer: The first key to communicating empathetically as a claims
professional isSelect one:A. A comprehensive understanding of relevant
insurance policies.B. Speaking calmly and clearly.C. Being prepared with
all documentation relating to the claim.D. Listening.
◍ A. State insurance departments.The NAIC model act specifies that its
provisions regarding bad-faith claims are to be enforced by state insurance
departments..
Answer: The NAIC model act specifies that its provisions regarding
bad-faith claims are to be enforced bySelect one:A. State insurance
departments.B. The Federal Trade Commission.C. NAIC personnel.D.
Insurer personnel, on the honor system.
◍ C. A summons and complaint.The claims litigation process begins with the
receipt of a summons and complaint announcing the initiation of a lawsuit..
Answer: The claims litigation process begins with the receipt ofSelect
one:A. A notice of claim.B. A civil violation notice.C. A summons and
complaint.D. A settlement offer.
◍ Which one of the following is often a sign that an employee possesses
leadership potential?.
Answer: The employee asks questions directed at solving problems.
