CAW - Consumer Assistance Worker Credentialing Exam
PRACTICE EXAM AND STUDY GUIDE NEWEST 2026 ACTUAL
COMPLETE QUESTIONS AND CORRECT DETAILED ANSWERS
(VERIFIED ANSWERS) |ALREADY GRADED A+
MCHP Premium
for higher income households with income less than or equal to 322% of the
federal poverty level (FPL) and requires a small monthly premium per
household to enroll.
MDH sends participants invoices on a monthly basis. American Indians and
Alaska natives do not have to pay a monthly premium. Failure to pay the
premium results in a 90-day lockout period
D02 Coverage Group
Children age less than 19 and income is greater than 211% but less than or
equal to 264% of the federal poverty level (FPL)
D04 Coverage Group
Children age less than 19 and income is greater than 264% but less than or
equal to 322% of the federal poverty level (FPL)
,F05 Coverage Group
Parents and Caretaker Relatives whose income is less than 123% of the
federal poverty level (FPL)
1 multiple choice option
Transitional Medical Assistance (TMA)
Parents and Caretaker Relatives with at least three months of eligibility in
the F05 coverage group whose income increases above 123% of the federal
poverty level (FPL) may qualify for up to one year
Caretaker Relative
parent or other person related by Blood, Adoption or Marriage with who
the child lives and who has primary responsibility for the child's care but is
not required to be indicated by claiming the child as a tax dependent for
federal income tax purposes
2 multiple choice options
P02 Coverage Group
Pregnant women whose income is less than or equal to 189% of the federal
poverty level (FPL)
P11 Coverage Group
Pregnant women whose income is greater than 189% and less than or equal
to 264% of the federal poverty level (FPL)
,Coverage for Pregnant Women
receive coverage for pregnancy-related services in other coverage
groups, household size is adjusted by the number of children that
they are expecting;
pregnant women may continue in their coverage group through the end
of the postpartum period regardless of income changes; pregnancy is an
attested status and no documentation or verification is required. Pregnant
women (and children) who are lawfully present in the United States are not
subject to the 5 year waiting period for federal benefits (AKA 5yr Bar)
1 multiple choice option
Post Partum Period
Eff-04/01/22: extended from two months to 12 months. This period lasts
until the last day of the month in which the 12-month extension ends, using
the expected delivery date, actual delivery date, or pregnancy end date
entered on the pregnancy
screen. individuals will remain enrolled in Medicaid until the end of the
12-month postpartum period except for death, move from sate or
voluntary request for
termination of coverage
3 multiple choice options
Former Foster Care Youth
youth under age 26 may be eligible for Medicaid if they were receiving
foster care services and Medicaid in Maryland on their 18th birthday
1 multiple choice option
, E05 Coverage Group
coverage for former foster care youth are not subject to an income limit
P10 Coverage Group
consumers who incomes are less than 264% of the federal poverty level (FPL)
Family Planning Program
limited benefit program that provides family planning benefit to eligible low-
income women and men of any age
Emergency Medical Services (EMS)
limited benefit program for ineligible or undocumented aliens who
meet all eligibility requirements for full Medicaid Coverage except
for citizenship or immigration status
1 multiple choice option
EMS Application
located in the Maryland Health Connection Work Portal (MHC WP) for
workers who have the X03 role only
Two Types of Medicaid Eligibility Requirements
Non-financial and financial
PRACTICE EXAM AND STUDY GUIDE NEWEST 2026 ACTUAL
COMPLETE QUESTIONS AND CORRECT DETAILED ANSWERS
(VERIFIED ANSWERS) |ALREADY GRADED A+
MCHP Premium
for higher income households with income less than or equal to 322% of the
federal poverty level (FPL) and requires a small monthly premium per
household to enroll.
MDH sends participants invoices on a monthly basis. American Indians and
Alaska natives do not have to pay a monthly premium. Failure to pay the
premium results in a 90-day lockout period
D02 Coverage Group
Children age less than 19 and income is greater than 211% but less than or
equal to 264% of the federal poverty level (FPL)
D04 Coverage Group
Children age less than 19 and income is greater than 264% but less than or
equal to 322% of the federal poverty level (FPL)
,F05 Coverage Group
Parents and Caretaker Relatives whose income is less than 123% of the
federal poverty level (FPL)
1 multiple choice option
Transitional Medical Assistance (TMA)
Parents and Caretaker Relatives with at least three months of eligibility in
the F05 coverage group whose income increases above 123% of the federal
poverty level (FPL) may qualify for up to one year
Caretaker Relative
parent or other person related by Blood, Adoption or Marriage with who
the child lives and who has primary responsibility for the child's care but is
not required to be indicated by claiming the child as a tax dependent for
federal income tax purposes
2 multiple choice options
P02 Coverage Group
Pregnant women whose income is less than or equal to 189% of the federal
poverty level (FPL)
P11 Coverage Group
Pregnant women whose income is greater than 189% and less than or equal
to 264% of the federal poverty level (FPL)
,Coverage for Pregnant Women
receive coverage for pregnancy-related services in other coverage
groups, household size is adjusted by the number of children that
they are expecting;
pregnant women may continue in their coverage group through the end
of the postpartum period regardless of income changes; pregnancy is an
attested status and no documentation or verification is required. Pregnant
women (and children) who are lawfully present in the United States are not
subject to the 5 year waiting period for federal benefits (AKA 5yr Bar)
1 multiple choice option
Post Partum Period
Eff-04/01/22: extended from two months to 12 months. This period lasts
until the last day of the month in which the 12-month extension ends, using
the expected delivery date, actual delivery date, or pregnancy end date
entered on the pregnancy
screen. individuals will remain enrolled in Medicaid until the end of the
12-month postpartum period except for death, move from sate or
voluntary request for
termination of coverage
3 multiple choice options
Former Foster Care Youth
youth under age 26 may be eligible for Medicaid if they were receiving
foster care services and Medicaid in Maryland on their 18th birthday
1 multiple choice option
, E05 Coverage Group
coverage for former foster care youth are not subject to an income limit
P10 Coverage Group
consumers who incomes are less than 264% of the federal poverty level (FPL)
Family Planning Program
limited benefit program that provides family planning benefit to eligible low-
income women and men of any age
Emergency Medical Services (EMS)
limited benefit program for ineligible or undocumented aliens who
meet all eligibility requirements for full Medicaid Coverage except
for citizenship or immigration status
1 multiple choice option
EMS Application
located in the Maryland Health Connection Work Portal (MHC WP) for
workers who have the X03 role only
Two Types of Medicaid Eligibility Requirements
Non-financial and financial
