Page 1 of 51
NURSING 102 FINAL EXAM QUESTIONS AS AT 29-APRIL-
2026 EXAM QUESTIONS WITH CORRECT ANSWERS AND
RATIONALES LATEST VERSION SOLVED QUESTIONS &
ANSWERS VERIFIED 100 %
What is meant by the term technological imperative?
- training personnel to use new technology correctly
- lowering expectations when new technology becomes available to consumer
- using state-of-the-art technology despite its cost
- balancing the costs of technology against its benefits
Using state-of-the-art technology despite its cost
One mechanism to control the growth of technology would be to:
- increase the number of specialty residency slots
- increase spending on R&G
- implement central planning
- expand health insurance coverage
implement central planning
Current legislation regarding new drugs in the United States requires that:
- the FDA reviews the safety and effectiveness of a new drug before it is
marketed
- orphan drugs are given priority in the approval process
- the approval process is completed in 6 months or less
- drug manufacturers give premarket notification before launching new drugs
the FDA reviews the safety and effectiveness of a new drug before it is marketed
, Page 2 of 51
Which federal agency has the authority to regulate biosimilars?
- Food and Drug Administration
- centers for Medicare and Medicaid Services
- National Institutes of Health
- agency for Healthcare Research and Quality
Food and Drug Administration
True or False
The term medical technology can be applied only to the products of
biomedical research.
False
True or False
In addition to drugs and devices, the FDA also has the authority to review
medical surgical procedures for their safety and effectiveness.
False
True or False
The purchase price of equipment represents a lesser cost than the costs
associated with utilization of technology.
True
Risk is generally predictable for which group?
- groups of people
- individuals
- providers
- underwriters
Groups of people
What is the purpose of a stop-loss provision in a health insurance plan?
- it ensures that the provider will not suffer a loss
- it limits total out-of-pocket costs
- it protects the insurance underwriter
- it excludes certain types of risks from coverage
it limits total out-of-pocket costs
, Page 3 of 51
What is self-insurance?
- any nonpublic insurance
- a type of managed care plan
- insurance plans available to the self-employed
- large employers assume risks and budget for medical claims
Large employers assume the risks and budget for medical claims
For health insurance purposes, what is the threshold for full-time work under
the Affordable Care Act?
- 36 hours per week
- 20 hours per week
- 24 hours per week
- 30 hours per week
30 hours per week
True or False
Medicare is designed specifically for three categories of people. Those with
chronic heart disease are specifically covered.
False
Which of the following eliminated the need for Medigap coverage for Medicare
beneficiaries?
- Part B
- part C
- part D
- part A
part C
True or false?
The Rand Health Insurance Experiment demonstrated that utilization could be
lowered through cost sharing.
True
True or False
The United States does not have publicly financed health insurance
specifically for the unemployed.
, Page 4 of 51
TRUE
True or False
Under Medicare Part A, a beneficiary can have an unlimited number of benefit
periods.
True
What is one aspect in which managed care differs from conventional
insurance?
- collection of premiums
- assumption of risk
- responsibility for delivery of services
- payments to providers
responsibility for delivery of services
The CMS uses which of the following as an overall measure of a health plan's
quality?
- accreditation by the NCQA
- self-reporting
- HEDIS data
- a star rating system
a star rating system
What was the consumers' main gripe against managed care during the 1990s?
- rising deductibles
- increased risk sharing
- lack of choice of providers
- rising premiums
lack of choice of providers
In which type of utilization management is a primary care physician's opinion
necessary in referring or not referring a patient to a specialist?
- gatekeeping
- retrospective
NURSING 102 FINAL EXAM QUESTIONS AS AT 29-APRIL-
2026 EXAM QUESTIONS WITH CORRECT ANSWERS AND
RATIONALES LATEST VERSION SOLVED QUESTIONS &
ANSWERS VERIFIED 100 %
What is meant by the term technological imperative?
- training personnel to use new technology correctly
- lowering expectations when new technology becomes available to consumer
- using state-of-the-art technology despite its cost
- balancing the costs of technology against its benefits
Using state-of-the-art technology despite its cost
One mechanism to control the growth of technology would be to:
- increase the number of specialty residency slots
- increase spending on R&G
- implement central planning
- expand health insurance coverage
implement central planning
Current legislation regarding new drugs in the United States requires that:
- the FDA reviews the safety and effectiveness of a new drug before it is
marketed
- orphan drugs are given priority in the approval process
- the approval process is completed in 6 months or less
- drug manufacturers give premarket notification before launching new drugs
the FDA reviews the safety and effectiveness of a new drug before it is marketed
, Page 2 of 51
Which federal agency has the authority to regulate biosimilars?
- Food and Drug Administration
- centers for Medicare and Medicaid Services
- National Institutes of Health
- agency for Healthcare Research and Quality
Food and Drug Administration
True or False
The term medical technology can be applied only to the products of
biomedical research.
False
True or False
In addition to drugs and devices, the FDA also has the authority to review
medical surgical procedures for their safety and effectiveness.
False
True or False
The purchase price of equipment represents a lesser cost than the costs
associated with utilization of technology.
True
Risk is generally predictable for which group?
- groups of people
- individuals
- providers
- underwriters
Groups of people
What is the purpose of a stop-loss provision in a health insurance plan?
- it ensures that the provider will not suffer a loss
- it limits total out-of-pocket costs
- it protects the insurance underwriter
- it excludes certain types of risks from coverage
it limits total out-of-pocket costs
, Page 3 of 51
What is self-insurance?
- any nonpublic insurance
- a type of managed care plan
- insurance plans available to the self-employed
- large employers assume risks and budget for medical claims
Large employers assume the risks and budget for medical claims
For health insurance purposes, what is the threshold for full-time work under
the Affordable Care Act?
- 36 hours per week
- 20 hours per week
- 24 hours per week
- 30 hours per week
30 hours per week
True or False
Medicare is designed specifically for three categories of people. Those with
chronic heart disease are specifically covered.
False
Which of the following eliminated the need for Medigap coverage for Medicare
beneficiaries?
- Part B
- part C
- part D
- part A
part C
True or false?
The Rand Health Insurance Experiment demonstrated that utilization could be
lowered through cost sharing.
True
True or False
The United States does not have publicly financed health insurance
specifically for the unemployed.
, Page 4 of 51
TRUE
True or False
Under Medicare Part A, a beneficiary can have an unlimited number of benefit
periods.
True
What is one aspect in which managed care differs from conventional
insurance?
- collection of premiums
- assumption of risk
- responsibility for delivery of services
- payments to providers
responsibility for delivery of services
The CMS uses which of the following as an overall measure of a health plan's
quality?
- accreditation by the NCQA
- self-reporting
- HEDIS data
- a star rating system
a star rating system
What was the consumers' main gripe against managed care during the 1990s?
- rising deductibles
- increased risk sharing
- lack of choice of providers
- rising premiums
lack of choice of providers
In which type of utilization management is a primary care physician's opinion
necessary in referring or not referring a patient to a specialist?
- gatekeeping
- retrospective
