2026 TEST BANK COMPLETE
QUESTIONS SOLUTIONS GRADED A+
◉ A Certified Disability Management Specialist's (CDMS) target
market within the workers' compensation arena may include:
Answer: self-insured employers.
◉ A client may gain valuable labor market information and skill in
interacting with employers through
Answer: informational interviews
◉ A common-law doctrine stating employers have the right to hire, fire,
demote, or promote whomever they choose unless there is a law or a
contract to the contrary, is called:
Answer: employment-at-will
◉ A cost/benefit analysis documents savings from:
Answer: Case management negotiations
◉ A factor that can be used as evidence of the essential function of a job
is the
Answer: Judgment of the employer
◉ A goal of catastrophic case management is to:
,Answer: minimize cost of long term care.
◉ A goniometer measures the
Answer: angle and range of motion at a joint
◉ A key component of an ergonomic assessment involving the upper
extremities is:
Answer: determining the grip force for hand intensive jobs
◉ A key measurement of successful disability case management is the
decrease in:
Answer: monies spent for medical care.
◉ A patient-centered, multidisciplinary, health-outcomes-oriented
strategy that reduces unnecessary health resource use is an example of
Answer: cost containment
◉ A pattern of beliefs, expectations, and values as manifested in
company and industry practices is defined as
Answer: Organizational culture
◉ A physician performs surgery on a patient and the billing is submitted
for each individual service to increase the amount paid overall. The bills
are fragmented and submitted to adjudication for:
Answer: Unbundling
, ◉ A possible source of exposure under federal law that Integrated
Disability Management (IDM) programs face is:
Answer: claims procedure rules for health plans subject to ERISA
◉ A primary reason behind quality improvement projects is to:
Answer: distinguish between which services provided the best outcomes
◉ A process used to discover, incorporate, and document best practices
is called
Answer: benchmarking
◉ A prominent cause of emotional distress and lowered self-esteem in
the workplace is:
Answer: non-participation in decision making
◉ A provision in long-term disability (LTD) policies that allows a
claimant to maintain full wages and a portion of the LTD benefit for a
prescribed period of time while attempting new employment is referred
to as
Answer: a trial work clause
◉ A provision of an insurance plan that provides a fixed amount of
funds a provider receives, regardless of the number of services provided,
is called