Cigna HealthSpring Certification Exam 2026
Prep | 200+ Verified Questions & 100%
Correct Answers + Study Guide | Medicare
Advantage Training Test Bank | Pass First
Try
• This test bank contains 200 verified multiple-choice questions with correct
answers and EXPERT RATIONALE, designed to help you master the Cigna
HealthSpring Medicare Advantage Certification on your first attempt.
• Study by reading each question carefully, selecting your answer before checking
the highlighted correct answer and EXPERT RATIONALE below it — repetition and
review of EXPERT RATIONALE is key to retention.
CIGNA HEALTHSPRING CERTIFICATION EXAM 2026
200 Verified Questions | Medicare Advantage Training Test Bank
Question 1. What does Medicare Advantage (MA) refer to?
A. A supplemental insurance plan sold by private companies
B. A government-run prescription drug program
C. A type of Medicare health plan offered by private companies approved by
Medicare
D. A long-term care insurance program
,E. A Medicaid managed care product
Correct Answer: C. A type of Medicare health plan offered by private
companies approved by Medicare
EXPERT RATIONALE: Medicare Advantage, also known as Medicare Part C, is
offered by private insurers approved by CMS. These plans must provide at least the
same benefits as Original Medicare Parts A and B.
Question 2. Which federal agency oversees Medicare Advantage plans?
A. The Department of Labor
B. The Social Security Administration
C. The Centers for Medicare & Medicaid Services (CMS)
D. The Department of Health and Human Services Office of Inspector General
E. The Federal Trade Commission
Correct Answer: C. The Centers for Medicare & Medicaid Services (CMS)
,EXPERT RATIONALE: CMS is the federal agency responsible for administering
Medicare, including Medicare Advantage plans. All MA organizations must comply
with CMS regulations and guidelines.
Question 3. Which of the following is NOT a type of Medicare Advantage plan?
A. Health Maintenance Organization (HMO)
B. Preferred Provider Organization (PPO)
C. Medigap Supplement Plan
D. Private Fee-for-Service (PFFS)
E. Special Needs Plan (SNP)
Correct Answer: C. Medigap Supplement Plan
EXPERT RATIONALE: Medigap (Medicare Supplement) plans are not Medicare
Advantage plans. They are sold alongside Original Medicare to cover gaps in
coverage. HMO, PPO, PFFS, and SNP are all valid MA plan types.
Question 4. What is the primary enrollment period for Medicare Advantage
plans?
, A. Special Enrollment Period (SEP)
B. Open Enrollment Period (OEP)
C. Annual Enrollment Period (AEP) from October 15 to December 7
D. Initial Coverage Election Period (ICEP)
E. General Enrollment Period (GEP)
Correct Answer: C. Annual Enrollment Period (AEP) from October 15 to
December 7
EXPERT RATIONALE: The AEP runs from October 15 to December 7 each year.
During this period, Medicare beneficiaries can join, switch, or drop a Medicare
Advantage or Part D plan, with changes taking effect January 1 of the following year.
Question 5. What is the Medicare Advantage Open Enrollment Period (OEP)?
A. January 1 to March 31, allowing MA enrollees to switch to another MA plan or
return to Original Medicare once
B. October 15 to December 7, allowing enrollment in any plan
Prep | 200+ Verified Questions & 100%
Correct Answers + Study Guide | Medicare
Advantage Training Test Bank | Pass First
Try
• This test bank contains 200 verified multiple-choice questions with correct
answers and EXPERT RATIONALE, designed to help you master the Cigna
HealthSpring Medicare Advantage Certification on your first attempt.
• Study by reading each question carefully, selecting your answer before checking
the highlighted correct answer and EXPERT RATIONALE below it — repetition and
review of EXPERT RATIONALE is key to retention.
CIGNA HEALTHSPRING CERTIFICATION EXAM 2026
200 Verified Questions | Medicare Advantage Training Test Bank
Question 1. What does Medicare Advantage (MA) refer to?
A. A supplemental insurance plan sold by private companies
B. A government-run prescription drug program
C. A type of Medicare health plan offered by private companies approved by
Medicare
D. A long-term care insurance program
,E. A Medicaid managed care product
Correct Answer: C. A type of Medicare health plan offered by private
companies approved by Medicare
EXPERT RATIONALE: Medicare Advantage, also known as Medicare Part C, is
offered by private insurers approved by CMS. These plans must provide at least the
same benefits as Original Medicare Parts A and B.
Question 2. Which federal agency oversees Medicare Advantage plans?
A. The Department of Labor
B. The Social Security Administration
C. The Centers for Medicare & Medicaid Services (CMS)
D. The Department of Health and Human Services Office of Inspector General
E. The Federal Trade Commission
Correct Answer: C. The Centers for Medicare & Medicaid Services (CMS)
,EXPERT RATIONALE: CMS is the federal agency responsible for administering
Medicare, including Medicare Advantage plans. All MA organizations must comply
with CMS regulations and guidelines.
Question 3. Which of the following is NOT a type of Medicare Advantage plan?
A. Health Maintenance Organization (HMO)
B. Preferred Provider Organization (PPO)
C. Medigap Supplement Plan
D. Private Fee-for-Service (PFFS)
E. Special Needs Plan (SNP)
Correct Answer: C. Medigap Supplement Plan
EXPERT RATIONALE: Medigap (Medicare Supplement) plans are not Medicare
Advantage plans. They are sold alongside Original Medicare to cover gaps in
coverage. HMO, PPO, PFFS, and SNP are all valid MA plan types.
Question 4. What is the primary enrollment period for Medicare Advantage
plans?
, A. Special Enrollment Period (SEP)
B. Open Enrollment Period (OEP)
C. Annual Enrollment Period (AEP) from October 15 to December 7
D. Initial Coverage Election Period (ICEP)
E. General Enrollment Period (GEP)
Correct Answer: C. Annual Enrollment Period (AEP) from October 15 to
December 7
EXPERT RATIONALE: The AEP runs from October 15 to December 7 each year.
During this period, Medicare beneficiaries can join, switch, or drop a Medicare
Advantage or Part D plan, with changes taking effect January 1 of the following year.
Question 5. What is the Medicare Advantage Open Enrollment Period (OEP)?
A. January 1 to March 31, allowing MA enrollees to switch to another MA plan or
return to Original Medicare once
B. October 15 to December 7, allowing enrollment in any plan
