Arizona Life Insurance Exam
AZ Producer's Life, Accident and Health
or Sickness Licensing Exam 2026
Types of Group Insurance Sponsors
Employers, Associations, Creditors, Labor Unions, or Trusts
Insurance Producer Lines of Authority
Accident and Health or Sickness, Casualty, Credit, Crop, Life, Personal Lines, Property, Variable
Life and Annuity
Number of Exam Attempts
4 in a 12 Month Period
License Application Requirements
-18 Years of Age, -Resident of This State, -Not Committed Acts for Grounds for Denial,
Suspension or Revocation of License, -Paid Required Fees, -Passed the Licensing Exam, -
Applied for a License Within 1 Year of Passing Exam
Lawful Presence, Licensing Eligibility
-Applicant Needs Proof of Citizenship or Alien Status, -If US Citizenship Auth Is Not Required
for Renewal/Reinstatement
Non-Resident Producer License
-Home State Is NOT Arizona, -License Issued Without Examination if Licensee Holds a License
in Reciprocal State, -License in Home State Must Be in Good Standing, -Submit Application and
Pay Fee, -If Licensee Becomes Resident of AZ, Has 90 Days to Apply for Resident License
Insurance Producer License
Person (Individual or Business Entity) Required to Be Licensed to Sell, Solicit, or Negotiate
Insurance
Who Is Exempt from Licensing?
Salaried Full-Time Employee, Officer, or Director Who Does Not Transact Insurance or Receive
Commissions Is Exempt from Licensing
Adjuster
Adjusts, Investigates, or Negotiates the Settlement of Claims on Behalf of Either the Insurer or
the Insured
Arizona Life Insurance Exam
,Arizona Life Insurance Exam
How Is the Examination Waived for Adjusters?
-Holds a Claims Certificate Issued by a National/State-Claims Association, -Program Consisting
of 40+ Hours of Pre-Examination Course Work, -Proctored Exam, -At Least 24 Hours of
Continuing Education Required Biennially
Life Settlement Broker
- Producer licensed with a life line of authority
- Notify the director within 30 days of operating
- Expiration date tied to life line of authority
Surplus Line Broker
- Written by unauthorized insurers
- Requires surplus lines broker licensed in the state
Temporary License
License to operate for up to six months without examination
Circumstances for Temporary License
- Death or disability of producer
- Sale of producer's business
- Recovery and return to business
- Training/licensing of new personnel
- Active military service
Insurance Vending Machines
- Producer supervision required
- Displays insurer and producer details
- Specifies insurance type and location of operation
- Includes ID number
Vending Machine Additional Lines
Rental car agent
Self-service storage agent
Title insurance agent
Vendors of portable electronics
Travel insurance
Qualification to issue variable annuities
Business Entities License
Arizona Life Insurance Exam
, Arizona Life Insurance Exam
- Paid fees
- Compliance responsibility of designated producer
- Names of all officers/directors provided
- Individual producer licensing for each office
Fingerprinting Requirements
Full set of fingerprints for state and federal criminal records
Inactive License During Military Service
- 12-month application period extendable by military service days up to 18 months
License Expiration
Renewed every 4 years on licensee's birthday month
Renewal Requirements
Pay fee $60-180, including $120 currently. Complete 48 hours of continuing education, with 6
hours in ethics. Renew within 12 months of expiration by paying an additional $100 late fee.
Requirements for Request Military Inactive Status
Include name, license number or social, date active service begins, and request for inactive
status.
Surrender of License
Submit a written request. Not allowed to reapply for at least 1 year.
Assumed Business Name
Notify director in writing at least 30 days before using the assumed name.
Report of Actions
A producer must report any administrative action or criminal prosecution within 30 days,
regardless of jurisdiction.
Change of Business/Contact Info
Notify director within 30 days of any changes.
Suspend, Denial, Revoke, Refuse Renewal of License
Director may take action for up to 12 months. Applicant has the opportunity for a hearing.
Director must provide 10 days notice of the hearing.
Disciplinary Action Civil Penalty (Unintentional)
Arizona Life Insurance Exam
AZ Producer's Life, Accident and Health
or Sickness Licensing Exam 2026
Types of Group Insurance Sponsors
Employers, Associations, Creditors, Labor Unions, or Trusts
Insurance Producer Lines of Authority
Accident and Health or Sickness, Casualty, Credit, Crop, Life, Personal Lines, Property, Variable
Life and Annuity
Number of Exam Attempts
4 in a 12 Month Period
License Application Requirements
-18 Years of Age, -Resident of This State, -Not Committed Acts for Grounds for Denial,
Suspension or Revocation of License, -Paid Required Fees, -Passed the Licensing Exam, -
Applied for a License Within 1 Year of Passing Exam
Lawful Presence, Licensing Eligibility
-Applicant Needs Proof of Citizenship or Alien Status, -If US Citizenship Auth Is Not Required
for Renewal/Reinstatement
Non-Resident Producer License
-Home State Is NOT Arizona, -License Issued Without Examination if Licensee Holds a License
in Reciprocal State, -License in Home State Must Be in Good Standing, -Submit Application and
Pay Fee, -If Licensee Becomes Resident of AZ, Has 90 Days to Apply for Resident License
Insurance Producer License
Person (Individual or Business Entity) Required to Be Licensed to Sell, Solicit, or Negotiate
Insurance
Who Is Exempt from Licensing?
Salaried Full-Time Employee, Officer, or Director Who Does Not Transact Insurance or Receive
Commissions Is Exempt from Licensing
Adjuster
Adjusts, Investigates, or Negotiates the Settlement of Claims on Behalf of Either the Insurer or
the Insured
Arizona Life Insurance Exam
,Arizona Life Insurance Exam
How Is the Examination Waived for Adjusters?
-Holds a Claims Certificate Issued by a National/State-Claims Association, -Program Consisting
of 40+ Hours of Pre-Examination Course Work, -Proctored Exam, -At Least 24 Hours of
Continuing Education Required Biennially
Life Settlement Broker
- Producer licensed with a life line of authority
- Notify the director within 30 days of operating
- Expiration date tied to life line of authority
Surplus Line Broker
- Written by unauthorized insurers
- Requires surplus lines broker licensed in the state
Temporary License
License to operate for up to six months without examination
Circumstances for Temporary License
- Death or disability of producer
- Sale of producer's business
- Recovery and return to business
- Training/licensing of new personnel
- Active military service
Insurance Vending Machines
- Producer supervision required
- Displays insurer and producer details
- Specifies insurance type and location of operation
- Includes ID number
Vending Machine Additional Lines
Rental car agent
Self-service storage agent
Title insurance agent
Vendors of portable electronics
Travel insurance
Qualification to issue variable annuities
Business Entities License
Arizona Life Insurance Exam
, Arizona Life Insurance Exam
- Paid fees
- Compliance responsibility of designated producer
- Names of all officers/directors provided
- Individual producer licensing for each office
Fingerprinting Requirements
Full set of fingerprints for state and federal criminal records
Inactive License During Military Service
- 12-month application period extendable by military service days up to 18 months
License Expiration
Renewed every 4 years on licensee's birthday month
Renewal Requirements
Pay fee $60-180, including $120 currently. Complete 48 hours of continuing education, with 6
hours in ethics. Renew within 12 months of expiration by paying an additional $100 late fee.
Requirements for Request Military Inactive Status
Include name, license number or social, date active service begins, and request for inactive
status.
Surrender of License
Submit a written request. Not allowed to reapply for at least 1 year.
Assumed Business Name
Notify director in writing at least 30 days before using the assumed name.
Report of Actions
A producer must report any administrative action or criminal prosecution within 30 days,
regardless of jurisdiction.
Change of Business/Contact Info
Notify director within 30 days of any changes.
Suspend, Denial, Revoke, Refuse Renewal of License
Director may take action for up to 12 months. Applicant has the opportunity for a hearing.
Director must provide 10 days notice of the hearing.
Disciplinary Action Civil Penalty (Unintentional)
Arizona Life Insurance Exam
