Connecticut Insurance Exam 2026 Life, Health & Property Practice
Questions & Verified Answers Licensing Prep.
SECTION 1: CONNECTICUT REGULATIONS & GENERAL INSURANCE (Questions 1-
30)
Q1. What is the primary purpose of the Connecticut Insurance Department?
A) To sell insurance to state residents
B) To regulate the insurance industry and protect consumers
C) To set mandatory commission rates for agents
D) To provide free insurance to low-income residents
Answer: B
Rationale: The Connecticut Insurance Department (CID) regulates insurers,
agents, and practices to ensure solvency and fair treatment of consumers. It does
not sell insurance or set commissions .
,Q2. An insurer executes an agency contract with a newly licensed Connecticut
resident producer. Based on CGS § 38a-702m, what is the MAXIMUM timeframe
the insurer has to file a notice of appointment with the Insurance Commissioner?
A) 10 days from the date of the execution of the contract
B) 15 days from the date the agency contract is executed or the first insurance
application is submitted
C) 30 days from the date the producer submits their first piece of business
D) 45 days from the date of the contract execution
Answer: B
Rationale: The state mandates immediate tracking of agency relationships.
Appointments must be filed within 15 days of the contract execution or first
application. Terminations, in contrast, must be reported within 30 days .
Q3. A producer who makes a material misrepresentation on an insurance
application may face:
A) A warning only
B) License suspension or revocation
C) A bonus from the insurer
D) No consequences
,Answer: B
Rationale: Material misrepresentation is grounds for disciplinary action, including
fines, license suspension, or revocation by the Connecticut Insurance
Commissioner .
Q4. In Connecticut, a producer's license must be renewed by the last day of the
month of the producer's birthday every:
A) 2 years
B) 1 year
C) 3 years
D) 4 years
Answer: A
Rationale: Connecticut producer licenses are renewed every 2 years. The renewal
deadline is the last day of the licensee's birth month .
, Q5. What is the required number of continuing education (CE) hours for insurance
producers in Connecticut for each license renewal period?
A) 30 hours
B) 24 hours
C) 18 hours
D) 12 hours
Answer: B
Rationale: Connecticut requires licensed producers to complete 24 hours of CE
every 2-year license renewal period, including 3 hours of ethics .
Q6. What is the minimum age requirement for an individual to apply for a
producer's license in Connecticut?
A) 21 years old
B) 18 years old
C) 25 years old
D) 16 years old
Answer: B
Questions & Verified Answers Licensing Prep.
SECTION 1: CONNECTICUT REGULATIONS & GENERAL INSURANCE (Questions 1-
30)
Q1. What is the primary purpose of the Connecticut Insurance Department?
A) To sell insurance to state residents
B) To regulate the insurance industry and protect consumers
C) To set mandatory commission rates for agents
D) To provide free insurance to low-income residents
Answer: B
Rationale: The Connecticut Insurance Department (CID) regulates insurers,
agents, and practices to ensure solvency and fair treatment of consumers. It does
not sell insurance or set commissions .
,Q2. An insurer executes an agency contract with a newly licensed Connecticut
resident producer. Based on CGS § 38a-702m, what is the MAXIMUM timeframe
the insurer has to file a notice of appointment with the Insurance Commissioner?
A) 10 days from the date of the execution of the contract
B) 15 days from the date the agency contract is executed or the first insurance
application is submitted
C) 30 days from the date the producer submits their first piece of business
D) 45 days from the date of the contract execution
Answer: B
Rationale: The state mandates immediate tracking of agency relationships.
Appointments must be filed within 15 days of the contract execution or first
application. Terminations, in contrast, must be reported within 30 days .
Q3. A producer who makes a material misrepresentation on an insurance
application may face:
A) A warning only
B) License suspension or revocation
C) A bonus from the insurer
D) No consequences
,Answer: B
Rationale: Material misrepresentation is grounds for disciplinary action, including
fines, license suspension, or revocation by the Connecticut Insurance
Commissioner .
Q4. In Connecticut, a producer's license must be renewed by the last day of the
month of the producer's birthday every:
A) 2 years
B) 1 year
C) 3 years
D) 4 years
Answer: A
Rationale: Connecticut producer licenses are renewed every 2 years. The renewal
deadline is the last day of the licensee's birth month .
, Q5. What is the required number of continuing education (CE) hours for insurance
producers in Connecticut for each license renewal period?
A) 30 hours
B) 24 hours
C) 18 hours
D) 12 hours
Answer: B
Rationale: Connecticut requires licensed producers to complete 24 hours of CE
every 2-year license renewal period, including 3 hours of ethics .
Q6. What is the minimum age requirement for an individual to apply for a
producer's license in Connecticut?
A) 21 years old
B) 18 years old
C) 25 years old
D) 16 years old
Answer: B
