LOUISIANA TITLE INSURANCE EXAM 2026-2027 ACCURATE
EXAM APPROVED QUESTIONS WITH CORRECT VERIFIED
ANSWERS ALREADY GRADED A+ (BRAND NEW!)
Barbara lives in Mississippi, but works in an insurance office that is
located in Louisiana and sell Life and Health Insurance. At a
minimum she needs --- correct precise answer ---a Louisiana
resident life, Health , and Accident producer's license
Which of the following is a reason for suspension or revocation of a
producer's license by the Commissioner --- correct precise answer -
--Failing to pay child support
The federal law says that the federal government can only regulate
insurance companies to the extent they are not regulated by state
law is --- correct precise answer ---McCarran-Ferguson Act
A producer's license for property and casualty requires how many
hours of CE every renewal period --- correct precise answer ---24
hours
The most common method to manage risk is to --- correct precise
answer ---Buy insurance
,what does not prevent an insurer from adverse selection --- correct
precise answer ---underwriting every risk
The marketing system that gives a business owner an exclusive
territory to represent one insurance company --- correct precise
answer ---General Agency
Sharing part of the risk of a specific life insurance policy written by
another insurance company is a practice called --- correct precise
answer ---facultative reinsurance
Examples of hazard as is relates to the insurance industry ---
correct precise answer ---Physical hazards
Moral Hazards
Morale Hazards
The type of authority indicated by one's actions is called --- correct
precise answer ---apparent
A landowner can retain and keep ownership when selling their land
to a new buyer and retain --- correct precise answer ---Subsurface,
vertical air, or surface rights
,What makes up the definition of real estate --- correct precise
answer ---house
fence and shed
land
What type of item is considered personal property and is movable --
- correct precise answer ---table and chairs
How is personal property transferred in a real estate transaction ---
correct precise answer ---a Bill of Sale
Personal property that has been converted to real property by being
permanently affixed or attached to the land or building --- correct
precise answer ---a fixture
A commercial freezer is an example of what that has been placed
for business purposes --- correct precise answer ---a trade fixture
Which of the following below make up the Physical Land
Characteristics --- correct precise answer ---Permanence
Uniqueness
Immobility
, Characteristics of land that give that land value are called ---
correct precise answer ---Economic Characteristics
Three types of legal descriptions --- correct precise answer ---
Metes and bounds
government rectangular system
Lot, block, and subdivision plats
How many acres are in a section --- correct precise answer ---640
acres
A column of townships running north and south is called a ---
correct precise answer ---Range
Land is described as --- correct precise answer ---flat and/or
vertically
The standard method of measuring residential buildings is to
determine the... --- correct precise answer ---Gross Living Area
A charge, claim, or liability that attached to and is binding on real
estates is called an --- correct precise answer ---Encumbrance
EXAM APPROVED QUESTIONS WITH CORRECT VERIFIED
ANSWERS ALREADY GRADED A+ (BRAND NEW!)
Barbara lives in Mississippi, but works in an insurance office that is
located in Louisiana and sell Life and Health Insurance. At a
minimum she needs --- correct precise answer ---a Louisiana
resident life, Health , and Accident producer's license
Which of the following is a reason for suspension or revocation of a
producer's license by the Commissioner --- correct precise answer -
--Failing to pay child support
The federal law says that the federal government can only regulate
insurance companies to the extent they are not regulated by state
law is --- correct precise answer ---McCarran-Ferguson Act
A producer's license for property and casualty requires how many
hours of CE every renewal period --- correct precise answer ---24
hours
The most common method to manage risk is to --- correct precise
answer ---Buy insurance
,what does not prevent an insurer from adverse selection --- correct
precise answer ---underwriting every risk
The marketing system that gives a business owner an exclusive
territory to represent one insurance company --- correct precise
answer ---General Agency
Sharing part of the risk of a specific life insurance policy written by
another insurance company is a practice called --- correct precise
answer ---facultative reinsurance
Examples of hazard as is relates to the insurance industry ---
correct precise answer ---Physical hazards
Moral Hazards
Morale Hazards
The type of authority indicated by one's actions is called --- correct
precise answer ---apparent
A landowner can retain and keep ownership when selling their land
to a new buyer and retain --- correct precise answer ---Subsurface,
vertical air, or surface rights
,What makes up the definition of real estate --- correct precise
answer ---house
fence and shed
land
What type of item is considered personal property and is movable --
- correct precise answer ---table and chairs
How is personal property transferred in a real estate transaction ---
correct precise answer ---a Bill of Sale
Personal property that has been converted to real property by being
permanently affixed or attached to the land or building --- correct
precise answer ---a fixture
A commercial freezer is an example of what that has been placed
for business purposes --- correct precise answer ---a trade fixture
Which of the following below make up the Physical Land
Characteristics --- correct precise answer ---Permanence
Uniqueness
Immobility
, Characteristics of land that give that land value are called ---
correct precise answer ---Economic Characteristics
Three types of legal descriptions --- correct precise answer ---
Metes and bounds
government rectangular system
Lot, block, and subdivision plats
How many acres are in a section --- correct precise answer ---640
acres
A column of townships running north and south is called a ---
correct precise answer ---Range
Land is described as --- correct precise answer ---flat and/or
vertically
The standard method of measuring residential buildings is to
determine the... --- correct precise answer ---Gross Living Area
A charge, claim, or liability that attached to and is binding on real
estates is called an --- correct precise answer ---Encumbrance
