LOUISIANA TITLE INSUARANCE EXAM 2026
PRACTICE QUESTIONS AND A NEW UPDATED
STUDY GUIDE ACCURATE EXAM APPROVED
QUESTIONS WITH 100% CORRECT AND
VERIFIED ANSWERS WITH DETAILED
RATIONALES (A NEW UPDATED VERSION
2026 EDITION) |ALREADY GRADED A+
(BRAND NEW!)
Gross Living Area - answer-Total area under one roof;
When Land is expropriated by the state, the landowner may expect compensation as: -
answer-Just compensations as well as other expenses such as moving
Buying subject to a mortgage - answer-Keeps the seller personally liable for the loan,
although it remains with the property after the sale
A contract to sell real property that required the purchase price to be paid in
installments and title is to be delivered to the buyer only after a stipulated sum has been
paid or the term is met - answer-Bond for Deed
If a property is sold by the lessor during the term of the lease, the deposit should be
turned over to the - answer-Purchaser, a tenant is can not sue the purchaser for the
deposit if they go bankrupt
Death of a usufructuary, or if the object of the usufruct is destroyed, will have what
effect on a usufruct - answer-it will terminate
Lack of legal capacity makes the contract - answer-Relatively Null
,All persons have legal capacity to contract except - answer-Persons denied of reason at
the time of contract
Interdicts
Unemancipated minors
A contract in which the party who accepts an obligation of the other does not assume a
reciprocal obligation is called an
(nothing in return) - answer-Unilateral Contract
An offer with a termination date for the offer in Louisiana is said to be - answer-
Irrevocable
For a lessee to get a security deposit back, he must: - answer-Do nothing, the lessor is
required to return the deposit within 30 days of the end of the lease
If a contract is an earnest money contract then - answer-Neither party can sue for
specific performance or other damages
What does not required to perfect a sale in Louisiana - answer-Constructive notice of
the sale (making it public)
What are the requirements to perfect a sale in Louisiana - answer-The Price
What is being sold
Consent of the parties
If two or more persons own the same piece of property, each has an undivided share,
this is referred to as an - answer-Undivided Interest
A nonfarm lease that has expired s presumed to have been continued for another month
if the tenant holds over without opposition for how long - answer-one week, must give
10 days notice to vacate
,Acceptance of an irrevocable offer under - answer-When the offer is signed and
received by the offeror
When a contract is an earnest money contract - answer-Neither party can sue for
specific performance
A vendor who wishes to keep a life interest and convey the remainder to a relative may
best do this by - answer-Prepare a conveyance and reserve the right of usufruct
In Louisiana, the closest term to consideration is - answer-Cause
An offer that specifies a time for acceptance is - answer-Irrevocable during that time
A seller recently received $40,000 for a house worth $100,000. He would have 1 year to
claim: - answer-Lesion Beyond Moiety
Upon death of a spouse, the surviving spouse must be given - answer-Usufruct over the
community property
A foreclosure may be followed by a deficiency judgement only if there is a - answer-
Foreclosure with appraisement
The buyer in a contract is called the - answer-Vendee
The seller in a contract is called the - answer-Vendor
A charge on one property for the benefit of another property is - answer-a predial
servitude
, When the performance of the obligation of each party is correlative to the performance
of the other this is called a - answer-commutative contract
The act of Redhibition is not available if - answer-The defects were declared to the buyer
before or at the time of the sale
If the defects were apparent or could have been discovered by reasonable inspection
The buyer knew of the defects
An offer that specifies no time for acceptance or if the offeror has not manifested an
intent to give the offeree a delay, the offer may - answer-Be revoked before it is accepted
The donation of property while living is called - answer-Donation Inter Vivos
A lawsuit base don lesion beyond moiety must be filed within - answer-one year
When one party is obligated for the benefit of the other, but receives no return
advantage this is called a - answer-Gratuitous contract
The violent Crime Control and Law Enforcement Act requires who to get permission
from the Commissioner before they can get an insurance license - answer-Convicted
felons
Fraudulent insurance acts include - answer-Diverting money from an insurer
Giving false information to the Commissioner
Knowingly selling policies for a bankrupt insurance company
The Fair Credit Reporting Act established procedures to protect - answer-Consumers
PRACTICE QUESTIONS AND A NEW UPDATED
STUDY GUIDE ACCURATE EXAM APPROVED
QUESTIONS WITH 100% CORRECT AND
VERIFIED ANSWERS WITH DETAILED
RATIONALES (A NEW UPDATED VERSION
2026 EDITION) |ALREADY GRADED A+
(BRAND NEW!)
Gross Living Area - answer-Total area under one roof;
When Land is expropriated by the state, the landowner may expect compensation as: -
answer-Just compensations as well as other expenses such as moving
Buying subject to a mortgage - answer-Keeps the seller personally liable for the loan,
although it remains with the property after the sale
A contract to sell real property that required the purchase price to be paid in
installments and title is to be delivered to the buyer only after a stipulated sum has been
paid or the term is met - answer-Bond for Deed
If a property is sold by the lessor during the term of the lease, the deposit should be
turned over to the - answer-Purchaser, a tenant is can not sue the purchaser for the
deposit if they go bankrupt
Death of a usufructuary, or if the object of the usufruct is destroyed, will have what
effect on a usufruct - answer-it will terminate
Lack of legal capacity makes the contract - answer-Relatively Null
,All persons have legal capacity to contract except - answer-Persons denied of reason at
the time of contract
Interdicts
Unemancipated minors
A contract in which the party who accepts an obligation of the other does not assume a
reciprocal obligation is called an
(nothing in return) - answer-Unilateral Contract
An offer with a termination date for the offer in Louisiana is said to be - answer-
Irrevocable
For a lessee to get a security deposit back, he must: - answer-Do nothing, the lessor is
required to return the deposit within 30 days of the end of the lease
If a contract is an earnest money contract then - answer-Neither party can sue for
specific performance or other damages
What does not required to perfect a sale in Louisiana - answer-Constructive notice of
the sale (making it public)
What are the requirements to perfect a sale in Louisiana - answer-The Price
What is being sold
Consent of the parties
If two or more persons own the same piece of property, each has an undivided share,
this is referred to as an - answer-Undivided Interest
A nonfarm lease that has expired s presumed to have been continued for another month
if the tenant holds over without opposition for how long - answer-one week, must give
10 days notice to vacate
,Acceptance of an irrevocable offer under - answer-When the offer is signed and
received by the offeror
When a contract is an earnest money contract - answer-Neither party can sue for
specific performance
A vendor who wishes to keep a life interest and convey the remainder to a relative may
best do this by - answer-Prepare a conveyance and reserve the right of usufruct
In Louisiana, the closest term to consideration is - answer-Cause
An offer that specifies a time for acceptance is - answer-Irrevocable during that time
A seller recently received $40,000 for a house worth $100,000. He would have 1 year to
claim: - answer-Lesion Beyond Moiety
Upon death of a spouse, the surviving spouse must be given - answer-Usufruct over the
community property
A foreclosure may be followed by a deficiency judgement only if there is a - answer-
Foreclosure with appraisement
The buyer in a contract is called the - answer-Vendee
The seller in a contract is called the - answer-Vendor
A charge on one property for the benefit of another property is - answer-a predial
servitude
, When the performance of the obligation of each party is correlative to the performance
of the other this is called a - answer-commutative contract
The act of Redhibition is not available if - answer-The defects were declared to the buyer
before or at the time of the sale
If the defects were apparent or could have been discovered by reasonable inspection
The buyer knew of the defects
An offer that specifies no time for acceptance or if the offeror has not manifested an
intent to give the offeree a delay, the offer may - answer-Be revoked before it is accepted
The donation of property while living is called - answer-Donation Inter Vivos
A lawsuit base don lesion beyond moiety must be filed within - answer-one year
When one party is obligated for the benefit of the other, but receives no return
advantage this is called a - answer-Gratuitous contract
The violent Crime Control and Law Enforcement Act requires who to get permission
from the Commissioner before they can get an insurance license - answer-Convicted
felons
Fraudulent insurance acts include - answer-Diverting money from an insurer
Giving false information to the Commissioner
Knowingly selling policies for a bankrupt insurance company
The Fair Credit Reporting Act established procedures to protect - answer-Consumers
