AND LONG-TERM CARE LATEST 2026/2027 ALL
STUDY QUESTIONS WITH VERIFIED
SOLUTIONS 100% GUARANTEED PASS | RATED
A+
,NORTH CAROLINA MEDICARE SUPPLEMENT AND LONG-
TERM CARE LATEST 2026/2027 ALL STUDY QUESTIONS
WITH VERIFIED SOLUTIONS 100% GUARANTEED PASS |
RATED A+
A tax-qualified long-term care insurance policy enables policy owners deduct premiums as a
medical expense and to also do which of the following:
A. Receive unlimited benefits tax free
B. Receive limited benefits tax free
C. Receive a partial return of premium if no claim is filed within ten years
D. Receive a partial return of premium if no claim is filed within three years - Answer>>> B.
Receive limited benefits tax free
B's long-term care insurance policy has a 30-calendar day elimination period. He became eligible
for long-term care benefits and started receiving care on May 1. At what point will his policy
begin paying benefits?
A. After Bill has received 30 days of weekday care
B. After Bill has received 30 days of care
C. 30 days after the policy is issued
D. 30 days after the triggering event - Answer>>> D. 30 days after the triggering event
Which entity handles claims from hospitals, skilled nursing facilities, home health agencies and
hospices?
A. Carrier
, B. Intermediary
C. Quality Improvement Organization
D. Utilization Review Committee - Answer>>> B. Intermediary
Medicare Parts A and B have gaps in their coverage where subscribers must pay for their
coverage. What do these gaps include? - Answer>>> The Part A deductible and daily co-
payments for hospitalization and nursing home care and the part B deductible, which requires
20% coinsurance or copayments
Prescription drug coverage is covered by: - Answer>>> Medicare Part D
What is the term for private organizations that administer Medicare Part B benefits?
A. Carriers
B. Medical Providers
C. Intermediaries
D. Peer review organizations - Answer>>> A. Carriers
What is a system of classifying hospital patients on the basis of diagnosis consisting of distinct
groupings?
A. Patient diagnostic system
B. Distinct grouping assignment
C. Patient classification basis
D. Diagnosis-related group - Answer>>> D. Diagnosis-related group
What two types of long-term care insurance policies resulted from the Health Insurance
Portability and Accountability Act? - Answer>>> Tax qualified and non-tax qualified
Medicare Part B covers which of the following expenses?