NORTH CAROLINA MEDICARE LTC NC
PRACTICE TEST EXAM LATEST
2026/2027 STUDY QUESTIONS WITH
VERIFIED SOLUTIONS 100%
GUARANTEED PASS | ASSURED A+
,NORTH CAROLINA MEDICARE LTC NC PRACTICE
TEST EXAM LATEST 2026/2027 STUDY QUESTIONS
WITH VERIFIED SOLUTIONS 100% GUARANTEED
PASS | ASSURED A+
Which of the following disclosure standards applies to Medicare supplement policies?
A. If the policy is based on the applicants attained age, then that information must be disclosed
B. A written disclosure must be provided to the insured no later than the end of the free-look
period
C. An informational brochure is mandatory with all Medicare supplement policies
D. An outline of coverage is not required - Answer>>> A. If the policy is based on the applicants
attained age, then that information must be disclosed
A 65-year-old man is still working and has group health coverage with his employer. If he delays
enrolling in Medicare Part B, what are his options?
A. He can delay enrollment in Part B and sign up for special enrollment
B. He cannot delay enrollment
C. He has to wait until the general enrollment period
D. He can delay enrollment and pay a higher premium - Answer>>> A. He can delay enrollment
in Part B and sign up for special enrollment
A 45-year-old woman has Medicare Part A. She is admitted to the hospital for a 4 day stay and
pays the total inpatient hospital deductible. Upon release from the hospital, she enters a Medicare
certified skilled nursing facility for a 30 day stay. Her care in the skilled nursing facility is a
,continuation of the kind of treatment she received in the hospital. How much does she have to
pay?
A. $2,342
B. $408
C. $3,672
D. $1,632 - Answer>>> C. $3,672
The patient will have to pay $3,672 ($1,632 + $2,040 ($204 x 10 days). Medicare will pay for the
first 20 days of skilled nursing facility
A woman has Medicare A and B. She would like to purchase a policy that duplicates some of the
Medicare benefits and collect twice should injury or sickness occur. What are her options?
A. She can purchase a policy that duplicates Medicare benefits and can collect twice
B. She cannot purchase a policy that duplicates Medicare benefits
C. If she has Medicaid, she can purchase a Medigap policy that duplicates Medicaid benefits
D. She can purchase a policy but can only collect once - Answer>>> B. She cannot purchase a
policy that duplicates Medicare benefits
A man who has Medicare Part B has a health condition that requires him to use a scooter. To be
eligible for Medicare coverage for the cost, the patient
A. May rent the scooter
B. Does not need a prescription for the scooter
C. Cannot use Medicare Part B because it does not pay for durable medical equipment
D. Must purchase the scooter - Answer>>> A. May rent the scooter
, Radiation therapy provided on an outpatient basis is covered by
A. Medicare Part A
B. Medicare Part A or Medicare Part B
C. The patient
D. Medicare Part B - Answer>>> D. Medicare Part B
Which of the following best defines the pre-existing condition waiting period in Medigap
policies?
A. The insurer can refuse to cover a health problem that was diagnosed or treated during the 6
months before the policy issue date, for a specified amount of time
B. The insurer can refuse to insure any health problem for up to 6 months
C. If the applicant applies for a Medigap policy during the open enrollment period, the pre-
existing condition waiting period is waived
D. The insurer can refuse to cover a health problem that was diagnosed or treated during the 6
months before the effective date of Medicare Part B - Answer>>> A. The insurer can refuse to
cover a health problem that was diagnosed or treated during the 6 months before the policy issue
date, for a specified amount of time
A Medicare supplement plan must have at least which of the following renewal provisions?
A. Noncancellable
B. Guaranteed renewable
C. Nonrenewable
D. Conditionally renewable - Answer>>> B. Guaranteed renewable
PRACTICE TEST EXAM LATEST
2026/2027 STUDY QUESTIONS WITH
VERIFIED SOLUTIONS 100%
GUARANTEED PASS | ASSURED A+
,NORTH CAROLINA MEDICARE LTC NC PRACTICE
TEST EXAM LATEST 2026/2027 STUDY QUESTIONS
WITH VERIFIED SOLUTIONS 100% GUARANTEED
PASS | ASSURED A+
Which of the following disclosure standards applies to Medicare supplement policies?
A. If the policy is based on the applicants attained age, then that information must be disclosed
B. A written disclosure must be provided to the insured no later than the end of the free-look
period
C. An informational brochure is mandatory with all Medicare supplement policies
D. An outline of coverage is not required - Answer>>> A. If the policy is based on the applicants
attained age, then that information must be disclosed
A 65-year-old man is still working and has group health coverage with his employer. If he delays
enrolling in Medicare Part B, what are his options?
A. He can delay enrollment in Part B and sign up for special enrollment
B. He cannot delay enrollment
C. He has to wait until the general enrollment period
D. He can delay enrollment and pay a higher premium - Answer>>> A. He can delay enrollment
in Part B and sign up for special enrollment
A 45-year-old woman has Medicare Part A. She is admitted to the hospital for a 4 day stay and
pays the total inpatient hospital deductible. Upon release from the hospital, she enters a Medicare
certified skilled nursing facility for a 30 day stay. Her care in the skilled nursing facility is a
,continuation of the kind of treatment she received in the hospital. How much does she have to
pay?
A. $2,342
B. $408
C. $3,672
D. $1,632 - Answer>>> C. $3,672
The patient will have to pay $3,672 ($1,632 + $2,040 ($204 x 10 days). Medicare will pay for the
first 20 days of skilled nursing facility
A woman has Medicare A and B. She would like to purchase a policy that duplicates some of the
Medicare benefits and collect twice should injury or sickness occur. What are her options?
A. She can purchase a policy that duplicates Medicare benefits and can collect twice
B. She cannot purchase a policy that duplicates Medicare benefits
C. If she has Medicaid, she can purchase a Medigap policy that duplicates Medicaid benefits
D. She can purchase a policy but can only collect once - Answer>>> B. She cannot purchase a
policy that duplicates Medicare benefits
A man who has Medicare Part B has a health condition that requires him to use a scooter. To be
eligible for Medicare coverage for the cost, the patient
A. May rent the scooter
B. Does not need a prescription for the scooter
C. Cannot use Medicare Part B because it does not pay for durable medical equipment
D. Must purchase the scooter - Answer>>> A. May rent the scooter
, Radiation therapy provided on an outpatient basis is covered by
A. Medicare Part A
B. Medicare Part A or Medicare Part B
C. The patient
D. Medicare Part B - Answer>>> D. Medicare Part B
Which of the following best defines the pre-existing condition waiting period in Medigap
policies?
A. The insurer can refuse to cover a health problem that was diagnosed or treated during the 6
months before the policy issue date, for a specified amount of time
B. The insurer can refuse to insure any health problem for up to 6 months
C. If the applicant applies for a Medigap policy during the open enrollment period, the pre-
existing condition waiting period is waived
D. The insurer can refuse to cover a health problem that was diagnosed or treated during the 6
months before the effective date of Medicare Part B - Answer>>> A. The insurer can refuse to
cover a health problem that was diagnosed or treated during the 6 months before the policy issue
date, for a specified amount of time
A Medicare supplement plan must have at least which of the following renewal provisions?
A. Noncancellable
B. Guaranteed renewable
C. Nonrenewable
D. Conditionally renewable - Answer>>> B. Guaranteed renewable
