CERTIFIED ENROLLER COVERED
CALIFORNIA MIDTERM EXAM SCRIPT 2026
COMPLETE QUESTIONS CORRECT
ANSWERS HEALTHCARE ENROLLMENT
CERTIFICATION STUDY MATERIAL
GRADED A+
⩥ What is The Affordable Care Act called in California. Answer: The
California Health Benefit Exchange (2010) or Covered California (2012)
⩥ What did the ACA do. Answer: 1. Before the ACA, insurance
company could denied or give really high premium to individual with
pre- existing or chronic condition with annual or life time limits.
Nobody can be denied or given high time premium, or given life time
limits.
2. Children over age 18 with chronic conditions cannot be denied
coverage until the end of the month of their 26 years
⩥ ______ under the ACA provide affordable minimum coverage and
provides minimum value to its full-time employees (and their
dependents).. Answer: Minimum Essential Coverage (MEC)
⩥ In California, everyone is required to have what for health. Answer:
Minimum Essential Coverage (MEC)
, ⩥ Programs available that meet the Minimum Essential Coverage
(MEC). Answer: 1. Employer-sponsored coverage
2. Coverage purchased in the individual market LIKE Covered
California
3. Medicare Part A coverage and Medicare Advantage(MA) plans
4. Medicaid (Medi-Cal in CA)
5. Children's Health Insurance Program (CHIP)
6. Veterans health coverage
7. TRICARE
8. Peace Corps
9. Non-appropriated Fund Health
10. Refugee Medical Assistance
11. Self-funded health coverage offered to students by universities for
plan or policy
⩥ How does Covered California Help Lower cost-sharing for patients in
the Health Benefit Exchange. Answer: Determines eligibility for
Advanced Premium Tax Credits (APTC) - lower monthly premiums, or
it can be saved and received as a tax refund or a reduction of taxes owed.
Determined cost-sharing reductions (CSRs) - limit out-of-pocket
spending.
CALIFORNIA MIDTERM EXAM SCRIPT 2026
COMPLETE QUESTIONS CORRECT
ANSWERS HEALTHCARE ENROLLMENT
CERTIFICATION STUDY MATERIAL
GRADED A+
⩥ What is The Affordable Care Act called in California. Answer: The
California Health Benefit Exchange (2010) or Covered California (2012)
⩥ What did the ACA do. Answer: 1. Before the ACA, insurance
company could denied or give really high premium to individual with
pre- existing or chronic condition with annual or life time limits.
Nobody can be denied or given high time premium, or given life time
limits.
2. Children over age 18 with chronic conditions cannot be denied
coverage until the end of the month of their 26 years
⩥ ______ under the ACA provide affordable minimum coverage and
provides minimum value to its full-time employees (and their
dependents).. Answer: Minimum Essential Coverage (MEC)
⩥ In California, everyone is required to have what for health. Answer:
Minimum Essential Coverage (MEC)
, ⩥ Programs available that meet the Minimum Essential Coverage
(MEC). Answer: 1. Employer-sponsored coverage
2. Coverage purchased in the individual market LIKE Covered
California
3. Medicare Part A coverage and Medicare Advantage(MA) plans
4. Medicaid (Medi-Cal in CA)
5. Children's Health Insurance Program (CHIP)
6. Veterans health coverage
7. TRICARE
8. Peace Corps
9. Non-appropriated Fund Health
10. Refugee Medical Assistance
11. Self-funded health coverage offered to students by universities for
plan or policy
⩥ How does Covered California Help Lower cost-sharing for patients in
the Health Benefit Exchange. Answer: Determines eligibility for
Advanced Premium Tax Credits (APTC) - lower monthly premiums, or
it can be saved and received as a tax refund or a reduction of taxes owed.
Determined cost-sharing reductions (CSRs) - limit out-of-pocket
spending.
