CERTIFIED ENROLLER COVERED
CALIFORNIA MIDTERM FINAL PAPER 2026
COMPLETE QUESTION SET VERIFIED
SOLUTIONS PROFESSIONAL REVIEW
TRAINING GUIDE GRADED A+
⩥ What is a pre-existing condition? Answer: It is something that was
wrong with you before you tried to get insurance.
⩥ If you do not get insurance in 2014, will you have to pay a penalty?
Answer: Yes
⩥ If you did not have insurance in 2013, did you have to pay a penalty?
Answer: No
⩥ What are Certified Enrollment Assistance Personnel? Answer: CEAPs
are Agents and Counselors who can help you find out what covereage
you can get.
⩥ Does your income level change the kind of insurance you may get?
Answer: Yes
⩥ Can people with lower incomes qualify for Medi-Cal? Answer: Yes
, ⩥ Will some people qualify for coverage at lower rates because they
have a low income? Answer: Yes
⩥ What are the names for the different levels (metallic tiers) of
coverage? Answer: Bronze, Silver, Gold, Platinum
⩥ What are tiers? Answer: They are like levels or grades. Like grade 1,
grade 2, grade 3. Or like a bronze medal, silver medal, gold medal.
⩥ What is a premium? Answer: It is the amount of money you have to
pay for your insurance? It is like the amount of your bill.
⩥ If your premium is higher, will you pay more for your insurance?
Answer: Yes. Because your premium was higher, your insurance bill will
be higher.
⩥ If your premium is higher, will you pay more for office visits?
Answer: No. Because your premium was higher, your office visits will
cost less.
⩥ If you want to pay a low amount for your insurance will your office
visits cost more? Answer: Yes, when you pay less for your insurance,
your office visits (out-of-pocket expenses) cost more.
CALIFORNIA MIDTERM FINAL PAPER 2026
COMPLETE QUESTION SET VERIFIED
SOLUTIONS PROFESSIONAL REVIEW
TRAINING GUIDE GRADED A+
⩥ What is a pre-existing condition? Answer: It is something that was
wrong with you before you tried to get insurance.
⩥ If you do not get insurance in 2014, will you have to pay a penalty?
Answer: Yes
⩥ If you did not have insurance in 2013, did you have to pay a penalty?
Answer: No
⩥ What are Certified Enrollment Assistance Personnel? Answer: CEAPs
are Agents and Counselors who can help you find out what covereage
you can get.
⩥ Does your income level change the kind of insurance you may get?
Answer: Yes
⩥ Can people with lower incomes qualify for Medi-Cal? Answer: Yes
, ⩥ Will some people qualify for coverage at lower rates because they
have a low income? Answer: Yes
⩥ What are the names for the different levels (metallic tiers) of
coverage? Answer: Bronze, Silver, Gold, Platinum
⩥ What are tiers? Answer: They are like levels or grades. Like grade 1,
grade 2, grade 3. Or like a bronze medal, silver medal, gold medal.
⩥ What is a premium? Answer: It is the amount of money you have to
pay for your insurance? It is like the amount of your bill.
⩥ If your premium is higher, will you pay more for your insurance?
Answer: Yes. Because your premium was higher, your insurance bill will
be higher.
⩥ If your premium is higher, will you pay more for office visits?
Answer: No. Because your premium was higher, your office visits will
cost less.
⩥ If you want to pay a low amount for your insurance will your office
visits cost more? Answer: Yes, when you pay less for your insurance,
your office visits (out-of-pocket expenses) cost more.
