Insurance Licensing Exam Questions
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Terms in this set (167)
The deductible under earthquake coverage is stated as c.) Percentage of loss
what?
a.) Percentage of policy premium
b.) Half of the policy premium
c.) Percentage of loss
d.) Flat dollar amount
Uninsured motorist limits must be at least equal to: The state's financial responsibility limit for bodily injury
An insured has decided to never drive another vehicle and The written consent of the insurer
wants to transfer his auto insurance policy to his wife. What
does the insured need to transfer the policy?
Insurance Licensing Exam Questions to Study.pdf Insurance Licensing Exam Questions to Study.pdf Insurance Licensing Exam Questions to Study.pdf
,Insurance Licensing Exam Questions to Study.pdf Insurance Licensing Exam Questions to Study Insurance Licensing Exam Questions to Study.pdf
Eligibility requirements for obtaining property coverage in a.) Risk must be owner occupied
the FAIR plan include all of the following EXCEPT:
a.) Risk must be owner occupied
b.) Risk must be insurable
c.) The applicant must have made an unsuccessful effort to
obtain coverage in the normal market
d.) Risk must be located in a specific area
An insured failed to pay the premium on her auto policy 10 days
for 2 months, so the insurer is cancelling the policy. How
many days notice must the insurer provide prior to policy
cancellation?
All of the following are additional coverages under a c.) Outbuildings
homeowner's policy EXCEPT
a.) Coverage for trees, shrubs, and other plants
b.) Payment for reasonable repairs and debris removal
following a covered loss
c.) Outbuildings
d.) Fire department service charge
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, Insurance Licensing Exam Questions to Study.pdf Insurance Licensing Exam Questions to Study Insurance Licensing Exam Questions to Study.pdf
Which provision defines how the policy will respond if c.) Other insurance
there is other valid insurance written on the same risk?
a.) overinsurance
b.) Concurrent coverage
c.) Other insurance
d.) Coinsurance
What type of insurer uses a formal sharing agreement? c.) Reciprocal insurers
a.) Mutual insurers
b.) Fraternal Benefit Societies
c.) Reciprocal insurers
d.) Stock Insurers
In a personal auto policy, a covered auto includes all of c.) A van used in the delivery business 0 If used primarily for deliveries, a PAP
the following EXCEPT: cannot insure the vehicle
a.) A farm implement being towed behind the insured's
pickup
b.) A non-owned temporary substitute vehicle
c.) A van used in the delivery business
d.) A trailer owned by the insured
Insurance Licensing Exam Questions to Study.pdf Insurance Licensing Exam Questions to Study.pdf Insurance Licensing Exam Questions to Study.pdf
InsurancetoLicensing
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Insurance
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Insurance Licensing ExamInsurance
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Study
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Material.pdf
_ Exam Preparation Material.pdf
,Insurance Licensing Exam Questions to Study.pdf Insurance Licensing Exam Questions to Study Insurance Licensing Exam Questions to Study.pdf
Terms in this set (167)
The deductible under earthquake coverage is stated as c.) Percentage of loss
what?
a.) Percentage of policy premium
b.) Half of the policy premium
c.) Percentage of loss
d.) Flat dollar amount
Uninsured motorist limits must be at least equal to: The state's financial responsibility limit for bodily injury
An insured has decided to never drive another vehicle and The written consent of the insurer
wants to transfer his auto insurance policy to his wife. What
does the insured need to transfer the policy?
Insurance Licensing Exam Questions to Study.pdf Insurance Licensing Exam Questions to Study.pdf Insurance Licensing Exam Questions to Study.pdf
,Insurance Licensing Exam Questions to Study.pdf Insurance Licensing Exam Questions to Study Insurance Licensing Exam Questions to Study.pdf
Eligibility requirements for obtaining property coverage in a.) Risk must be owner occupied
the FAIR plan include all of the following EXCEPT:
a.) Risk must be owner occupied
b.) Risk must be insurable
c.) The applicant must have made an unsuccessful effort to
obtain coverage in the normal market
d.) Risk must be located in a specific area
An insured failed to pay the premium on her auto policy 10 days
for 2 months, so the insurer is cancelling the policy. How
many days notice must the insurer provide prior to policy
cancellation?
All of the following are additional coverages under a c.) Outbuildings
homeowner's policy EXCEPT
a.) Coverage for trees, shrubs, and other plants
b.) Payment for reasonable repairs and debris removal
following a covered loss
c.) Outbuildings
d.) Fire department service charge
Insurance Licensing Exam Questions to Study.pdf Insurance Licensing Exam Questions to Study.pdf Insurance Licensing Exam Questions to Study.pdf
, Insurance Licensing Exam Questions to Study.pdf Insurance Licensing Exam Questions to Study Insurance Licensing Exam Questions to Study.pdf
Which provision defines how the policy will respond if c.) Other insurance
there is other valid insurance written on the same risk?
a.) overinsurance
b.) Concurrent coverage
c.) Other insurance
d.) Coinsurance
What type of insurer uses a formal sharing agreement? c.) Reciprocal insurers
a.) Mutual insurers
b.) Fraternal Benefit Societies
c.) Reciprocal insurers
d.) Stock Insurers
In a personal auto policy, a covered auto includes all of c.) A van used in the delivery business 0 If used primarily for deliveries, a PAP
the following EXCEPT: cannot insure the vehicle
a.) A farm implement being towed behind the insured's
pickup
b.) A non-owned temporary substitute vehicle
c.) A van used in the delivery business
d.) A trailer owned by the insured
Insurance Licensing Exam Questions to Study.pdf Insurance Licensing Exam Questions to Study.pdf Insurance Licensing Exam Questions to Study.pdf
