QUESTIONS and CORRECT DETAILED ANSWERS with
RATIONALES ALREADY GRADED A+
1. Which agency issues Home Improvement Contractor licenses in New York
City?
A. NYC Department of Buildings
B. NYC Department of Consumer and Worker Protection (DCWP)
C. OSHA
D. FDNY
Answer: B. NYC Department of Consumer and Worker Protection (DCWP)
Rationale: DCWP regulates and licenses home improvement contractors to
protect consumers.
2. Home improvement work generally includes:
A. Commercial skyscraper construction only
B. Residential repair, remodeling, and renovation
C. Automobile repair
D. Restaurant inspections
Answer: B. Residential repair, remodeling, and renovation
,Rationale: NYC defines home improvement as work involving residential
property improvement or repair.
3. A written contract is required for home improvement projects over:
A. $100
B. $250
C. $500
D. $5,000
Answer: C. $500
Rationale: NYC law requires written contracts for jobs exceeding $500.
4. A home improvement contract must include the contractor’s:
A. Social Security number
B. Driver’s license number
C. License number
D. Passport number
Answer: C. License number
Rationale: Contractors are legally required to display their license number on
contracts.
, 5. Which federal rule gives consumers 3 business days to cancel certain
contracts?
A. OSHA Safety Rule
B. Cooling-Off Rule
C. EPA Rule
D. Labor Standards Rule
Answer: B. Cooling-Off Rule
Rationale: The FTC Cooling-Off Rule provides cancellation rights for qualifying
sales.
6. Contractors must provide consumers with:
A. A written contract
B. A birth certificate
C. Medical records
D. Tax returns
Answer: A. A written contract
Rationale: Written contracts clarify obligations and protect both parties.
7. False advertising by contractors is: