Health Insurance Risk Management and Legal
Challenges in the ACA Exam | Questions with
100% Correct Answers | Verified | Latest Update
2026
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Terms in this set (31)
What is the main strategy for Spread out risks through a risk pool.
managing insurance risk in the ACA?
What are the two strategies to 1. Hike up rates for high-risk cases; eliminate
balance risks in health insurance? highest risk from the pool. 2. Balance high-risk
cases with more low-risk cases.
What is experience rating in health A strategy that sets higher rates for individuals with
insurance? a high risk of illness.
What is one way to increase low-risk Implementing a Single-Payer System or an
individuals in the risk pool? Insurance Mandate.
What does universal coverage under No denial of insurance for pre-existing conditions,
the ACA ensure? no cancellation due to chronic illness, no lifetime
limits, and no cost hikes based solely on risk.
What significant change occurred in Defunding of risk corridors.
December 2014 regarding the ACA?
Challenges in the ACA Exam | Questions with
100% Correct Answers | Verified | Latest Update
2026
Save
Terms in this set (31)
What is the main strategy for Spread out risks through a risk pool.
managing insurance risk in the ACA?
What are the two strategies to 1. Hike up rates for high-risk cases; eliminate
balance risks in health insurance? highest risk from the pool. 2. Balance high-risk
cases with more low-risk cases.
What is experience rating in health A strategy that sets higher rates for individuals with
insurance? a high risk of illness.
What is one way to increase low-risk Implementing a Single-Payer System or an
individuals in the risk pool? Insurance Mandate.
What does universal coverage under No denial of insurance for pre-existing conditions,
the ACA ensure? no cancellation due to chronic illness, no lifetime
limits, and no cost hikes based solely on risk.
What significant change occurred in Defunding of risk corridors.
December 2014 regarding the ACA?
