2
CRIS Exam 2 newest updated Exam with precise detailed solutions
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. Section I of Ollie's commercial general liability policy includes three coverage parts. Which
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one of the following is not one of these three parts? - ✔✔comprehensive and collision
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Marvelous Mansions, a luxury home builder, is insured under a commercial general liability
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policy. As a result, Marvelous has coverage for: - ✔✔Damages awarded to a third party
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because of injury or damage for which Marvelous Mansions is legally responsible, as well as
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defense costs associated with the suit. || || || || ||
Bogle Construction Company, which employs fewer than 100 people, has a general liability
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policy in which only Bogle Construction Company is listed as the named insured. Bogle's
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foreman asks the firm's insurance broker whether this policy provides any coverage for his
|| || || || || || || || || || || || || ||
employees. The broker correctly tells him that the employees: - ✔✔Are insureds only to the
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extent their liability arises out of their work for Bogle Construction.
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The general aggregate limit of a CGL policy is: - ✔✔The most the insurer will pay for all
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claims, other than losses that fall under the "products-completed operations hazard," for the
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entire policy period.
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Gerry's General Contracting has been hired to construct a minor league baseball stadium.
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Gerry intends to use various trade subcontractors to perform some of the work. The
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construction contract requires Gerry's General Contracting to "indemnify and hold harmless"
|| || || || || || || || || ||
the stadium owner. This means that: - ✔✔Gerry will bear responsibility for the owner's
|| || || || || || || || || || || || || || ||
liability for injury or damage to third parties in connection with the work performed under
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the contract.
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During a business meeting in Japan, Bob Blue, who lives in Honolulu and is employed as the
|| || || || || || || || || || || || || || || ||
marketing vice president of the Hawaii-based Blue Pipeline Company, accidentally trips
|| || || || || || || || || || || ||
Joan, another company's representative. Joan is a resident of Anchorage, Alaska. Joan sues
|| || || || || || || || || || || || ||
Blue Pipeline for her medical expenses and disability income loss. Blue Pipeline refers the
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, 2
claim to its CGL insurer. What is the impact of the coverage territory provisions on coverage
|| || || || || || || || || || || || || || ||
for this claim? - ✔✔The insurer will respond to the claim because Bob is a U.S. resident
|| || || || || || || || || || || || || || || || || ||
who was only out of the United States for a short time on business.
|| || || || || || || || || || || || ||
Armadillo Tanks changes its CGL policy from First Insurance, which provided coverage from
|| || || || || || || || || || || || ||
February 1, 2009 to February 1, 2010, to Second Insurance, which provides coverage from
|| || || || || || || || || || || || || ||
February 1, 2010 to February 1, 2011. On October 15, 2009, Armadillo receives notice of a
|| || || || || || || || || || || || || || || ||
claim for an injury that occurred on November 22, 2008. The claim is ultimately settled on
|| || || || || || || || || || || || || || || ||
April 15, 2010. If both CGL policies have an occurrence trigger, which policy is triggered for
|| || || || || || || || || || || || || || || ||
this claim? - ✔✔Neither policy is triggered by this claim.
|| || || || || || || || ||
Barnes Builders has a CGL policy that covers injury or damage only if it occurs during the
|| || || || || || || || || || || || || || || || ||
policy period. What type of coverage trigger does the policy have? - ✔✔Occurrence.
|| || || || || || || || || || || ||
The CGL definition of "bodily injury" includes all of the following except: - ✔✔Wrongful
|| || || || || || || || || || || || || ||
imprisonment.
Gencon purchases a CGL policy and is almost immediately sued by a pedestrian who was
|| || || || || || || || || || || || || || ||
injured when a load of bricks fell on him as he walked past a construction site. Under the
|| || || || || || || || || || || || || || || || || ||
Coverage A insuring agreement, the answer to the which of the following questions
|| || || || || || || || || || || || ||
influences whether the policy is triggered for this claim? - ✔✔When did the injury occur?
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Sally is an employee of the Times Company, which creates custom-designed signs for
|| || || || || || || || || || || || ||
businesses. She is on a ladder installing a Greek Restaurant sign when the ladder slides out
|| || || || || || || || || || || || || || || ||
from under her. Times owns the ladder, which landed on a bystander. Both Sally and the
|| || || || || || || || || || || || || || || ||
bystander were injured. Times has not signed a hold harmless agreement with Greek
|| || || || || || || || || || || || ||
Restaurant, which owns the sign. Which of the following would be covered under Times'
|| || || || || || || || || || || || || ||
CGL policy? - ✔✔The injured bystander files a claim against Times.
|| || || || || || || || || ||
Frank is a commercial painter whose spraying equipment is permanently mounted on the
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back of his truck. Whether his auto or CGL policy responds to a given liability claim will be
|| || || || || || || || || || || || || || || || || ||
determined by: - ✔✔How the vehicle or equipment was being used at the time of loss.
|| || || || || || || || || || || || || || ||
CRIS Exam 2 newest updated Exam with precise detailed solutions
|| || || || || || || || ||
. Section I of Ollie's commercial general liability policy includes three coverage parts. Which
|| || || || || || || || || || || || || ||
one of the following is not one of these three parts? - ✔✔comprehensive and collision
|| || || || || || || || || || || || || ||
Marvelous Mansions, a luxury home builder, is insured under a commercial general liability
|| || || || || || || || || || || || ||
policy. As a result, Marvelous has coverage for: - ✔✔Damages awarded to a third party
|| || || || || || || || || || || || || || ||
because of injury or damage for which Marvelous Mansions is legally responsible, as well as
|| || || || || || || || || || || || || || ||
defense costs associated with the suit. || || || || ||
Bogle Construction Company, which employs fewer than 100 people, has a general liability
|| || || || || || || || || || || || ||
policy in which only Bogle Construction Company is listed as the named insured. Bogle's
|| || || || || || || || || || || || || ||
foreman asks the firm's insurance broker whether this policy provides any coverage for his
|| || || || || || || || || || || || || ||
employees. The broker correctly tells him that the employees: - ✔✔Are insureds only to the
|| || || || || || || || || || || || || ||
extent their liability arises out of their work for Bogle Construction.
|| || || || || || || || || || ||
The general aggregate limit of a CGL policy is: - ✔✔The most the insurer will pay for all
|| || || || || || || || || || || || || || || || || ||
claims, other than losses that fall under the "products-completed operations hazard," for the
|| || || || || || || || || || || ||
entire policy period.
|| || ||
Gerry's General Contracting has been hired to construct a minor league baseball stadium.
|| || || || || || || || || || || || ||
Gerry intends to use various trade subcontractors to perform some of the work. The
|| || || || || || || || || || || || || ||
construction contract requires Gerry's General Contracting to "indemnify and hold harmless"
|| || || || || || || || || ||
the stadium owner. This means that: - ✔✔Gerry will bear responsibility for the owner's
|| || || || || || || || || || || || || || ||
liability for injury or damage to third parties in connection with the work performed under
|| || || || || || || || || || || || || || ||
the contract.
||
During a business meeting in Japan, Bob Blue, who lives in Honolulu and is employed as the
|| || || || || || || || || || || || || || || ||
marketing vice president of the Hawaii-based Blue Pipeline Company, accidentally trips
|| || || || || || || || || || || ||
Joan, another company's representative. Joan is a resident of Anchorage, Alaska. Joan sues
|| || || || || || || || || || || || ||
Blue Pipeline for her medical expenses and disability income loss. Blue Pipeline refers the
|| || || || || || || || || || || || || ||
, 2
claim to its CGL insurer. What is the impact of the coverage territory provisions on coverage
|| || || || || || || || || || || || || || ||
for this claim? - ✔✔The insurer will respond to the claim because Bob is a U.S. resident
|| || || || || || || || || || || || || || || || || ||
who was only out of the United States for a short time on business.
|| || || || || || || || || || || || ||
Armadillo Tanks changes its CGL policy from First Insurance, which provided coverage from
|| || || || || || || || || || || || ||
February 1, 2009 to February 1, 2010, to Second Insurance, which provides coverage from
|| || || || || || || || || || || || || ||
February 1, 2010 to February 1, 2011. On October 15, 2009, Armadillo receives notice of a
|| || || || || || || || || || || || || || || ||
claim for an injury that occurred on November 22, 2008. The claim is ultimately settled on
|| || || || || || || || || || || || || || || ||
April 15, 2010. If both CGL policies have an occurrence trigger, which policy is triggered for
|| || || || || || || || || || || || || || || ||
this claim? - ✔✔Neither policy is triggered by this claim.
|| || || || || || || || ||
Barnes Builders has a CGL policy that covers injury or damage only if it occurs during the
|| || || || || || || || || || || || || || || || ||
policy period. What type of coverage trigger does the policy have? - ✔✔Occurrence.
|| || || || || || || || || || || ||
The CGL definition of "bodily injury" includes all of the following except: - ✔✔Wrongful
|| || || || || || || || || || || || || ||
imprisonment.
Gencon purchases a CGL policy and is almost immediately sued by a pedestrian who was
|| || || || || || || || || || || || || || ||
injured when a load of bricks fell on him as he walked past a construction site. Under the
|| || || || || || || || || || || || || || || || || ||
Coverage A insuring agreement, the answer to the which of the following questions
|| || || || || || || || || || || || ||
influences whether the policy is triggered for this claim? - ✔✔When did the injury occur?
|| || || || || || || || || || || || || ||
Sally is an employee of the Times Company, which creates custom-designed signs for
|| || || || || || || || || || || || ||
businesses. She is on a ladder installing a Greek Restaurant sign when the ladder slides out
|| || || || || || || || || || || || || || || ||
from under her. Times owns the ladder, which landed on a bystander. Both Sally and the
|| || || || || || || || || || || || || || || ||
bystander were injured. Times has not signed a hold harmless agreement with Greek
|| || || || || || || || || || || || ||
Restaurant, which owns the sign. Which of the following would be covered under Times'
|| || || || || || || || || || || || || ||
CGL policy? - ✔✔The injured bystander files a claim against Times.
|| || || || || || || || || ||
Frank is a commercial painter whose spraying equipment is permanently mounted on the
|| || || || || || || || || || || || ||
back of his truck. Whether his auto or CGL policy responds to a given liability claim will be
|| || || || || || || || || || || || || || || || || ||
determined by: - ✔✔How the vehicle or equipment was being used at the time of loss.
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