medical expense insurance exam 1 UPDATED
ACTUAL QUESTIONS AND CORRECT Answers
kate has a major medical plan with 75/25 coinsurance $50 (pays 25% of the bill after the deductible has been met...125x25% =
and a deductible of $25. how much will she have to pay $30 ...plus $25 deductible is 50
if she, not having met any of her deductible, visits the
doctor and receives a bill for $125
50$
75$
100$
25$
a proposed insured for a health insurance policy was indicates a preexisting condition
treated for heart disease within the past year. when
applying for health insurance, the heart disease
treatment...
does not count as preexisting condition
is irrelevant to underwriting
indicates a preexisting condition
is not required to be reported on the application
The focus of major medical insurance is providing medical and hospitalization expenses
coverage for
critical illnesses only
doctor's visits
medical and hospitalization expenses
preventative care
which of the following types of deductibles would integrated deductible
apply a single deductible to both medical and dental
insurance coverage?
integrated deductible
blended deductible
combined deductible
standard deductible
all of the following plans allow for employee health reimbursement arrangement plan
contributions to be taken on a pre-tax basis EXCEPT...
health reimbursement arrangement plan
premium only plan
cafeteria plan
section 125 plan
major medical expense plans provide coverage for work-related injuries (covered by workers compensation insurance)
each of the following EXCEPT...
blood and urine labe screens
medically necessary surgery
diagnostic tests
work-related injuries
ACTUAL QUESTIONS AND CORRECT Answers
kate has a major medical plan with 75/25 coinsurance $50 (pays 25% of the bill after the deductible has been met...125x25% =
and a deductible of $25. how much will she have to pay $30 ...plus $25 deductible is 50
if she, not having met any of her deductible, visits the
doctor and receives a bill for $125
50$
75$
100$
25$
a proposed insured for a health insurance policy was indicates a preexisting condition
treated for heart disease within the past year. when
applying for health insurance, the heart disease
treatment...
does not count as preexisting condition
is irrelevant to underwriting
indicates a preexisting condition
is not required to be reported on the application
The focus of major medical insurance is providing medical and hospitalization expenses
coverage for
critical illnesses only
doctor's visits
medical and hospitalization expenses
preventative care
which of the following types of deductibles would integrated deductible
apply a single deductible to both medical and dental
insurance coverage?
integrated deductible
blended deductible
combined deductible
standard deductible
all of the following plans allow for employee health reimbursement arrangement plan
contributions to be taken on a pre-tax basis EXCEPT...
health reimbursement arrangement plan
premium only plan
cafeteria plan
section 125 plan
major medical expense plans provide coverage for work-related injuries (covered by workers compensation insurance)
each of the following EXCEPT...
blood and urine labe screens
medically necessary surgery
diagnostic tests
work-related injuries
