Property and Casualty Insurance Basics - P&C
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Verified | Latest Update 2026
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Practice questions for this set
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A basic type of construction with combustible exterior walls with a layer of
brick. The frame supports the house.
Choose an answer
1 Insurable interest 2 Functional replacement cost
3 Masonry construction 4 Masonry veneer construction
Don't know?
Terms in this set (116)
, Insurable interest Interest in the value of the subject of insurance. It
must exist at the time of loss.
Real property The land and structures attached to the land.
Personal property Property not classified as real property.
Frame construction A basic type of construction with an exterior wall
of wood, stucco, plaster, or siding. It consists of
2x4 or 2x6 studs that are 16-24 inches apart.
Masonry veneer construction A basic type of construction with combustible
exterior walls with a layer of brick. The frame
supports the house.
Masonry construction A basic type of construction with an outer and
inner layer of solid brick. The masonry supports the
house.
Noncombustible construction A superior type of construction in which the walls,
floors, frame, roof, etc. are made of
noncombustible material.
Masonry noncombustible A superior type of construction in which the walls
construction are made of solid brick and the floors, frame, roof,
etc. are made of noncombustible material.
Fire resistive construction A superior type of construction in which the floors,
frame, roof, walls, etc. are made of masonry or
other fire resistive material.
Consequential loss A loss that arises from a direct loss. AKA "indirect
loss."
Exam | Questions with 100% Correct Answers |
Verified | Latest Update 2026
Save
Practice questions for this set
Learn 1 /7 Study using Learn
A basic type of construction with combustible exterior walls with a layer of
brick. The frame supports the house.
Choose an answer
1 Insurable interest 2 Functional replacement cost
3 Masonry construction 4 Masonry veneer construction
Don't know?
Terms in this set (116)
, Insurable interest Interest in the value of the subject of insurance. It
must exist at the time of loss.
Real property The land and structures attached to the land.
Personal property Property not classified as real property.
Frame construction A basic type of construction with an exterior wall
of wood, stucco, plaster, or siding. It consists of
2x4 or 2x6 studs that are 16-24 inches apart.
Masonry veneer construction A basic type of construction with combustible
exterior walls with a layer of brick. The frame
supports the house.
Masonry construction A basic type of construction with an outer and
inner layer of solid brick. The masonry supports the
house.
Noncombustible construction A superior type of construction in which the walls,
floors, frame, roof, etc. are made of
noncombustible material.
Masonry noncombustible A superior type of construction in which the walls
construction are made of solid brick and the floors, frame, roof,
etc. are made of noncombustible material.
Fire resistive construction A superior type of construction in which the floors,
frame, roof, walls, etc. are made of masonry or
other fire resistive material.
Consequential loss A loss that arises from a direct loss. AKA "indirect
loss."
