CAIB 1 CORE EXAMS 2026 SET QUESTIONS AND
ANSWERS SURE A+
✔✔Farm employee - ✔✔those paid for their work and who are hired on a part time,
seasonal or full time basis to perform duties connected with farming activities outside
the insured's dwelling
✔✔Pink card - ✔✔used as proof of financial responsibility in provinces with private
insurance providers
✔✔Facility Association - ✔✔ensures coverage is available for applicants who are
refused insurance by private insurers
✔✔Pure no fault auto pan - ✔✔removes the right of legal action against owners or
drivers who cause injury or death to others
✔✔Drivers abstract - ✔✔lists class of driver's license, convictions or suspensions, and
the date of first obtained license
✔✔Threshold no fault plan - ✔✔legal action against the responsible party is not
permitted unless a certain "threshold" is exceeded, can be monetary or severity of
injuries
✔✔Unsatisfied judgement fund - ✔✔indemnifies the insured when involved in an
accident with an uninsured or unidentified automobile
✔✔Unidentified automobile - ✔✔cannot be found or identified, fled the scene and
cannot be located
✔✔Uninsured automobile - ✔✔neither the driver or actual owner has applicable and
collectibe bodily injury liability insurance
✔✔General average - ✔✔general averaging of the amount of loss among all insurers of
automobiles being transferred at the time of such loss
✔✔Customs duties - ✔✔covers repairs done to automobiles in the US that are subject
to customs
✔✔Temporary substitute vehicle - ✔✔a vehicle which is temporarily being used as a
substitute for the automobile described on the policy
✔✔Occupant - ✔✔someone holding, in control or inside a motor vehicle or rented
premises
ANSWERS SURE A+
✔✔Farm employee - ✔✔those paid for their work and who are hired on a part time,
seasonal or full time basis to perform duties connected with farming activities outside
the insured's dwelling
✔✔Pink card - ✔✔used as proof of financial responsibility in provinces with private
insurance providers
✔✔Facility Association - ✔✔ensures coverage is available for applicants who are
refused insurance by private insurers
✔✔Pure no fault auto pan - ✔✔removes the right of legal action against owners or
drivers who cause injury or death to others
✔✔Drivers abstract - ✔✔lists class of driver's license, convictions or suspensions, and
the date of first obtained license
✔✔Threshold no fault plan - ✔✔legal action against the responsible party is not
permitted unless a certain "threshold" is exceeded, can be monetary or severity of
injuries
✔✔Unsatisfied judgement fund - ✔✔indemnifies the insured when involved in an
accident with an uninsured or unidentified automobile
✔✔Unidentified automobile - ✔✔cannot be found or identified, fled the scene and
cannot be located
✔✔Uninsured automobile - ✔✔neither the driver or actual owner has applicable and
collectibe bodily injury liability insurance
✔✔General average - ✔✔general averaging of the amount of loss among all insurers of
automobiles being transferred at the time of such loss
✔✔Customs duties - ✔✔covers repairs done to automobiles in the US that are subject
to customs
✔✔Temporary substitute vehicle - ✔✔a vehicle which is temporarily being used as a
substitute for the automobile described on the policy
✔✔Occupant - ✔✔someone holding, in control or inside a motor vehicle or rented
premises
