MCKISSOCK COMPREHENSIVE REVIEW
2026 VERIFIED SOLUTION SET
◉ Plessy v. Ferguson.
Answer: the court held that the enforcement of racial segregation of
private or public facilities did not violate the Constitution as long as
separate facilities were equal. This created the "separate but equal"
policy that legitimatized segregation in all aspects of society,
including rights in real property. This was not overturned until
almost 60 years later.
◉ Fair Housing Act of 1968.
Answer: Prohibits discrimination in the sale, rental and financing of
dwellings based on race, color, religion, sex or national origin.
◉ Equal Credit Opportunity Act (ECOA).
Answer: enacted in 1974, prohibits discrimination based on race,
color, religion, national origin, sex, marital status, age, source of
income or whether a person exercises rights granted under the
Consumer Credit Protection Act for any credit transaction and
through the life of the loan
,◉ FIRREA (Financial Institutions Reform, Recovery, and
Enforcement Act of 1989).
Answer: A law enacted to ensure that real estate appraisals are
performed up to standard was __________________.
◉ Affirmative action.
Answer: A set of procedures designed to eliminate unlawful
discrimination between applicants, remedy the results of such prior
discrimination, and prevent such discrimination in the future.
Applicants may be seeking admission to an educational program or
looking for professional employment.
◉ 13th Amendment (1865).
Answer: At the end of the Civil War, the ______ Amendment was
enacted to abolish slavery.
◉ Brown v. Board of Education.
Answer: Which case outlawed segregation in schools
◉ The Consumer Credit Protection Act.
Answer: ECOA prohibits discrimination under ____________.
◉ Rehabilitation Act of 1973.
,Answer: The _______________ prohibited discrimination against
handicapped persons in all federally-assisted programs, including
housing.
◉ Civil Rights Case (1883).
Answer: The U.S. Supreme Court held that the equal protection
clause of the U.S. Constitution (i.e., the 14th Amendment) did not
prohibit private acts of discrimination; rather it merely prohibited
discrimination that was the product of government action.
◉ Community Reinvestment Act (CRA).
Answer: An act of Congress enacted in 1977 with the
intention of encouraging depository institutions to help meet the
credit needs of surrounding
communities (particularly low- and moderate-income
neighborhoods). The CRA requires
federal regulators to assess the record of each bank or thrift in
helping to fulfill its obligations
to the community. This record will then be used in evaluating
applications for future approval
of bank mergers, charters, acquisitions, branch openings and deposit
facilities.
◉ Civil Rights Act of 1866.
, Answer: 1866 The _________ Act of _______ guaranteed property rights
to all citizens, with a few exceptions, regardless of race. The Act
specifically provided
that all citizens shall have the same rights as white citizens to
inherit, purchase, and sell real
and personal property.
◉ Americans with Disabilities Act (ADA).
Answer: The ADA is a civil rights law that prohibits discrimination
against individuals with disabilities in all areas of public life,
including jobs, schools, transportation, and all public and private
places that are open to the general public. The purpose of the law is
to make sure that people with disabilities have the same rights and
opportunities as everyone else.
◉ HUD.
Answer: The 1988 Fair Housing Amendments Act essentially
provides that ________ has a higher degree of authority to enforce the
Fair Housing Act.
◉ Families with children and persons with physical and mental
handicaps.
Answer: The 1988 Fair Housing Amendments Act extended federal
civil rights protection to _________________________.
2026 VERIFIED SOLUTION SET
◉ Plessy v. Ferguson.
Answer: the court held that the enforcement of racial segregation of
private or public facilities did not violate the Constitution as long as
separate facilities were equal. This created the "separate but equal"
policy that legitimatized segregation in all aspects of society,
including rights in real property. This was not overturned until
almost 60 years later.
◉ Fair Housing Act of 1968.
Answer: Prohibits discrimination in the sale, rental and financing of
dwellings based on race, color, religion, sex or national origin.
◉ Equal Credit Opportunity Act (ECOA).
Answer: enacted in 1974, prohibits discrimination based on race,
color, religion, national origin, sex, marital status, age, source of
income or whether a person exercises rights granted under the
Consumer Credit Protection Act for any credit transaction and
through the life of the loan
,◉ FIRREA (Financial Institutions Reform, Recovery, and
Enforcement Act of 1989).
Answer: A law enacted to ensure that real estate appraisals are
performed up to standard was __________________.
◉ Affirmative action.
Answer: A set of procedures designed to eliminate unlawful
discrimination between applicants, remedy the results of such prior
discrimination, and prevent such discrimination in the future.
Applicants may be seeking admission to an educational program or
looking for professional employment.
◉ 13th Amendment (1865).
Answer: At the end of the Civil War, the ______ Amendment was
enacted to abolish slavery.
◉ Brown v. Board of Education.
Answer: Which case outlawed segregation in schools
◉ The Consumer Credit Protection Act.
Answer: ECOA prohibits discrimination under ____________.
◉ Rehabilitation Act of 1973.
,Answer: The _______________ prohibited discrimination against
handicapped persons in all federally-assisted programs, including
housing.
◉ Civil Rights Case (1883).
Answer: The U.S. Supreme Court held that the equal protection
clause of the U.S. Constitution (i.e., the 14th Amendment) did not
prohibit private acts of discrimination; rather it merely prohibited
discrimination that was the product of government action.
◉ Community Reinvestment Act (CRA).
Answer: An act of Congress enacted in 1977 with the
intention of encouraging depository institutions to help meet the
credit needs of surrounding
communities (particularly low- and moderate-income
neighborhoods). The CRA requires
federal regulators to assess the record of each bank or thrift in
helping to fulfill its obligations
to the community. This record will then be used in evaluating
applications for future approval
of bank mergers, charters, acquisitions, branch openings and deposit
facilities.
◉ Civil Rights Act of 1866.
, Answer: 1866 The _________ Act of _______ guaranteed property rights
to all citizens, with a few exceptions, regardless of race. The Act
specifically provided
that all citizens shall have the same rights as white citizens to
inherit, purchase, and sell real
and personal property.
◉ Americans with Disabilities Act (ADA).
Answer: The ADA is a civil rights law that prohibits discrimination
against individuals with disabilities in all areas of public life,
including jobs, schools, transportation, and all public and private
places that are open to the general public. The purpose of the law is
to make sure that people with disabilities have the same rights and
opportunities as everyone else.
◉ HUD.
Answer: The 1988 Fair Housing Amendments Act essentially
provides that ________ has a higher degree of authority to enforce the
Fair Housing Act.
◉ Families with children and persons with physical and mental
handicaps.
Answer: The 1988 Fair Housing Amendments Act extended federal
civil rights protection to _________________________.
