CONNECTICUT ALL LINES EXCEPT
WORKERS COMP ADJUSTER STUDY GUIDE
2026 QUESTIONS WITH ANSWERS GRADED
A+
⩥ 150. Answer: How many questions are on the test?
⩥ Adjuster. Answer: An individual who, as an independent contractor, or
as an employee of an independent contractor
- adjuster
- claim rep
⩥ Independent adjuster. Answer: An individual who contracts as an
independent contractor to an adjusting/staffing company and handles
claims for insurance companies. Most IA's will not have draft authority
and or decision making authority regarding coverage issues. Paid per
claim
- adjuster
- independent adjuster
, ⩥ Public adjuster. Answer: Adjusters that represent the insured by
negotiating claims with the insurance company. PA's can be helpful at
times when the insured is not familiar with the insurance policy or claim
procedures. If PA represents an insured, the IA or staff adjuster cannot
discuss the claims with the insured and most direct all correspondence
through the PA.
- public adjuster
⩥ Staff adjuster. Answer: Adjusters who work exclusively for an
insurance company. Staff adjusters are usually full time employees
dedicated to one insurance carrier. Employees can be salaried with full
benefits.
- staff adjuster
- public adjuster
⩥ Insured. Answer: A person or organization covered by an insurance
policy
⩥ Insurer. Answer: Any insurance company or self insured. An
organization or entity that facilitates the pooling of funds and the
payment of benefits
- claimant
WORKERS COMP ADJUSTER STUDY GUIDE
2026 QUESTIONS WITH ANSWERS GRADED
A+
⩥ 150. Answer: How many questions are on the test?
⩥ Adjuster. Answer: An individual who, as an independent contractor, or
as an employee of an independent contractor
- adjuster
- claim rep
⩥ Independent adjuster. Answer: An individual who contracts as an
independent contractor to an adjusting/staffing company and handles
claims for insurance companies. Most IA's will not have draft authority
and or decision making authority regarding coverage issues. Paid per
claim
- adjuster
- independent adjuster
, ⩥ Public adjuster. Answer: Adjusters that represent the insured by
negotiating claims with the insurance company. PA's can be helpful at
times when the insured is not familiar with the insurance policy or claim
procedures. If PA represents an insured, the IA or staff adjuster cannot
discuss the claims with the insured and most direct all correspondence
through the PA.
- public adjuster
⩥ Staff adjuster. Answer: Adjusters who work exclusively for an
insurance company. Staff adjusters are usually full time employees
dedicated to one insurance carrier. Employees can be salaried with full
benefits.
- staff adjuster
- public adjuster
⩥ Insured. Answer: A person or organization covered by an insurance
policy
⩥ Insurer. Answer: Any insurance company or self insured. An
organization or entity that facilitates the pooling of funds and the
payment of benefits
- claimant
