AHIP Medicare Training Module 1 Final Review Questions and Answers Updated 2026

AHIP Medicare Training Module
1 Final Review Questions and
Answers Updated 2026
WhatBimpact,BifBany,BhaveBrecentBregulatoryBchangesBhadBuponBMedigapBplans?

A.BTheBPartBABdeductibleBisBnoBlongerBcoveredBunderBMedigapBplansBforBallBenrollee
sBstartingBJanuaryB1,B2020.

B.BTheBPartBABdeductibleBisBnoBlongerBcoveredBforBindividualsBnewlyBeligibleBforBMe
dicareBstartingBJanuaryB1,B2020.

C.BTheBPartBBBdeductibleBisBnoBlongerBcoveredBforBindividualsBnewlyBeligibleBforBMe
dicareBstartingBJanuaryB1,B2020.

D.BTheBPartBBBdeductibleBisBnowBcoveredBforBsomeBnewlyBeligibleBindividualsBdepen
dingBonBtheirBfinancialBstatus.B-
BAnswerBC.BTheBPartBBBdeductibleBisBnoBlongerBcoveredBforBindividualsBnewlyBeligibl
eBforBMedicareBstartingBJanuaryB1,B2020.



Explanation:BStartingBJanuaryB1,B2020,BMedigapBplansBsoldBtoBindividualsBwhoBareBne
wlyBeligibleBtoBMedicareBareBnoBlongerBallowedBtoBcoverBtheBPartBBBdeductible.BIfBa
nBindividualBalreadyBhadBoneBofBtheBplansBbeforeBJanuaryB1,B2020,BtheyBcanBkeepBt
heirBplan.BIfBanBindividualBwasBeligibleBforBMedicareBbeforeBJanuaryB1,B2020,BbutBar
eBnotByetBenrolled,BheBorBsheBmayBbeBableBtoBpurchaseBoneBofBtheseBplans.



Mrs.BGeisler'sBneighborBtoldBherBsheBshouldBlookBatBherBPartBDBoptionsBduringBtheB
annualBMedicareBenrollmentBperiodBbecauseBfeaturesBofBPartBDBmightBhaveBchanged.
BMrs.BGeislerBcan'tBrememberBwhatBPartBDBisBsoBsheBcalledByouBtoBaskBwhatBherBn
eighborBwasBtalkingBabout.BWhatBcouldByouBtellBher?

A.BPartBDBcoversBhospitalBandBhomeBhealthBservicesBandBtheBcost-
sharingBhasBchangedBthisByear.B

B.BPartBDBcoversBphysicianBandBnon-
physicianBpractitionerBservicesBandBtheBdeductibleBhasBnotBchangedBthisByear,BbutBth
eBphysicianBchargesBmayBgoBup.

C.BPartBDBcoversBprescriptionBdrugsBandBsheBshouldBlookBatBherBpremiums,Bformular
y,BandBcost-sharingBamongBotherBfactorsBtoBseeBifBtheyBhaveBchanged.

, D.BPartBDBcoversBlong-
termBcareBservicesBandBsheBshouldn'tBworryBbecauseBthereBhasBbeenBnoBchangeBinB
coverage.B-
BAnswerBC.BPartBDBcoversBprescriptionBdrugsBandBsheBshouldBlookBatBherBpremiums,
Bformulary,BandBcost-sharingBamongBotherBfactorsBtoBseeBifBtheyBhaveBchanged.



Explanation:BPartBDBprovidesBprescriptionBdrugBcoverage.BPremiums,BplanBformularies,
BandBcost-
sharing,BamongBotherBfactors,BmayBchangeBfromBoneBplanByearBtoBanother.



Mrs.BShieldsBisBcoveredBbyBOriginalBMedicare.BSheBsustainedBaBhipBfractureBandBisBb
eingBsuccessfullyBtreatedBforBthatBcondition.BHowever,BsheBandBherBphysiciansBfeelBth
atBafterBherBlengthyBhospitalBstayBsheBwillBneedBaBmonthBorBtwoBofBnursingBandBre
habilitativeBcare.BWhatBshouldByouBtellBthemBaboutBOriginalBMedicare'sBcoverageBofB
careBinBaBskilledBnursingBfacility?

A.BMedicareBwillBcoverBanBunlimitedBnumberBofBdaysBinBaBskilled-
nursingBfacility,BasBlongBasBaBphysicianBcertifiesBthatBsuchBcareBisBneeded.

B.BMrs.BShieldsBwillBhaveBtoBapplyBforBMedicaidBtoBhaveBherBskilledBnursingBservices
BcoveredBbecauseBMedicareBdoesBnotBprovideBsuchBaBbenefit.

C.BOnceBsheBhasBexpendedBherBliquidBassets,BMedicareBwillBcoverB80%BofBMrs.BShiel
d'sBlong-termBcareBcosts.

D.BMedicareBwillBcoverBMrs.BShield'sBskilledBnursingBservicesBprovidedBduringBtheBfirs
tB20BdaysBofBherBstay,BafterBwhichBsheBwouldBhaveBaBcopayBuntilBsheBhasBbeenBinB
theBfB-
BAnswerBD.BMedicareBwillBcoverBMrs.BShield'sBskilledBnursingBservicesBprovidedBdurin
gBtheBfirstB20BdaysBofBherBstay,BafterBwhichBsheBwouldBhaveBaBcopayBuntilBsheBhas
BbeenBinBtheBfacilityBforB100Bdays.



Explanation:BMrs.BShieldsBhasBexperiencedBaBlongBhospitalBstay,BoverBtheB3-
dayBtimeBperiodBtoBqualifyBforBskilledBnursingBandBrehabilitativeBcareBbenefitsBunder
BMedicare.



Mr.BRaineyBisBexperiencingBparanoidBdelusionsBandBhisBphysicianBfeelsBthatBheBshould
BbeBhospitalized.BWhatBshouldByouBtellBMr.BRaineyB(orBhisBrepresentative)BaboutBthe
BlengthBofBanBinpatientBpsychiatricBhospitalBstayBthatBMedicareBwillBcover?