A company furnishes an auto for an employee who has none of his own. What
additional coverages might the employee need on his furnished vehicle?
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Drive Other Car coverage and Broadened PIP coverage
- Drive Other Car coverage can be endorsed onto the Business Auto policy
to provide coverage to the named individual for situations in which
coverages other than PIP may not apply (e.g., Medical Payments
coverage, Liability coverage, or Uninsured Motorists coverage).
, - Business can endorse Broadened PIP coverage onto its Business Auto
policy. With this endorsement in place, the employee (and his family) will
have PIP benefits.
Carlos has a General Lines Agent license. His wife, Maria, has a Customer
Representative license. They recently sold their home and moved to a new
neighborhood. How long do they have to notify the Department of Financial Services
of their new address?
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Both have 30 days
Under the Business Auto coverage form, the maximum (load) weight of trailer is:
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2,000 pounds
- The 2,000 pound load limit is applicable to both owned and nonowned
trailers.
Each of the following is grounds for the compulsory refusal, suspension, or revocation
of an agent's license or appointment EXCEPT:
A. Misrepresentation during the licensure process
B. Failing the state exam
C. Accepting commissions from an insurance company
D. Obtaining a license for writing controlled business only
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, C. Accepting commissions from an insurance company
- Accepting commissions from an insurance company is legal.
A General Lines Agent License gives the licensee authority to sell all of the following
types of insurance except:
A. Surety Insurance
B. Health Insurance
C. Casualty Insurance
D. Variable Annuity
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D. Variable Annuity
The Department of Financial Services may issue a temporary General Lines Agents
license in all of the following cases EXCEPT:
A. Mental disability
B. Military duty
C. Death of an agent
D. Disability of a spouse
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D. Disability of a spouse
A General Lines Agent License gives the licensee authority to sell all of the following
types of insurance except:
A. Health Insurance
B. Life Insurance
additional coverages might the employee need on his furnished vehicle?
Give this one a try later!
Drive Other Car coverage and Broadened PIP coverage
- Drive Other Car coverage can be endorsed onto the Business Auto policy
to provide coverage to the named individual for situations in which
coverages other than PIP may not apply (e.g., Medical Payments
coverage, Liability coverage, or Uninsured Motorists coverage).
, - Business can endorse Broadened PIP coverage onto its Business Auto
policy. With this endorsement in place, the employee (and his family) will
have PIP benefits.
Carlos has a General Lines Agent license. His wife, Maria, has a Customer
Representative license. They recently sold their home and moved to a new
neighborhood. How long do they have to notify the Department of Financial Services
of their new address?
Give this one a try later!
Both have 30 days
Under the Business Auto coverage form, the maximum (load) weight of trailer is:
Give this one a try later!
2,000 pounds
- The 2,000 pound load limit is applicable to both owned and nonowned
trailers.
Each of the following is grounds for the compulsory refusal, suspension, or revocation
of an agent's license or appointment EXCEPT:
A. Misrepresentation during the licensure process
B. Failing the state exam
C. Accepting commissions from an insurance company
D. Obtaining a license for writing controlled business only
Give this one a try later!
, C. Accepting commissions from an insurance company
- Accepting commissions from an insurance company is legal.
A General Lines Agent License gives the licensee authority to sell all of the following
types of insurance except:
A. Surety Insurance
B. Health Insurance
C. Casualty Insurance
D. Variable Annuity
Give this one a try later!
D. Variable Annuity
The Department of Financial Services may issue a temporary General Lines Agents
license in all of the following cases EXCEPT:
A. Mental disability
B. Military duty
C. Death of an agent
D. Disability of a spouse
Give this one a try later!
D. Disability of a spouse
A General Lines Agent License gives the licensee authority to sell all of the following
types of insurance except:
A. Health Insurance
B. Life Insurance
