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AHIP Final Exam Updated Questions and Answers (Latest 2026 / 2027 Update) (Verified Answers by Expert)

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AHIP Final Exam Updated Questions and Answers (Latest 2026 / 2027 Update) (Verified Answers by Expert)

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AHIP Final Exam Updated Questions and
Answers (Latest Update) (Verified
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Mrs. West wears glasses and Medicare does not cover acupuncture, or, in
dentures and has enjoyed general, glasses or dentures.
considerable pain relief from
arthritis through acupuncture. She is
concerned about whether or not
Medicare will cover these items and
services. What should you tell her?


Mr. Bickford did not quite qualify for He could check with the manufacturers of his
the extra help low-income subsidy medications to see if they offer an assistance
under the Medicare Part D program to help people with limited means
Prescription Drug program and he obtain the medications they need. Alternatively,
is wondering if there is any other he could check to see whether his state has a
option he has for obtaining help pharmacy assistance program to help him with
with his considerable drug costs. his expenses.
What should you tell him?

, Mr. Lombardi is interested in a He could enroll in one of the MA plans that
Medicare Advantage (MA) PPO include prescription drug coverage or a Medigap
plan that you represent. It is one of plan and a stand-alone prescription drug plan,
three plans operated by the same but he cannot enroll in the MA-only PPO plan
organization in Mr. Lombardi's area. and a stand-alone prescription drug plan.
The MA PPO plan does not include
drug coverage, but the other two
plans do. Mr. Lombardi likes the
PPO plan that does not include
drug coverage and intends to
obtain his drug coverage through a
stand-alone Medicare prescription
drug plan. What should you tell him
about this situation?


Mr. Torres has a small savings In general, he must select a single Part D
account. He would like to pay for premium payment mechanism that will be used
his monthly Part D premiums with throughout the year.
an automatic monthly withdrawal
from his savings account until it is
exhausted, and then have his
premiums withheld from his Social
Security check. What should you
tell him?


Agent Jennings makes a Yes. When an event has been advertised as
presentation on Medicare "educational," discussing plan-specific premiums
advertised as an educational event. is impermissible.
Agent Jennings distributes materials
that are solely educational in
nature. However, she gives a brief
presentation that mentions plan-
specific premiums. Is this a
prohibited activity at an event that
has been advertised as
educational?

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