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2026 AHIP Final Exam Answers Updated Questions and Answers (Latest 2026 / 2027 Update) (Verified Answers by Expert)

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2026 AHIP Final Exam Answers Updated Questions and Answers (Latest 2026 / 2027 Update) (Verified Answers by Expert)

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2026 AHIP
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2026 AHIP

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2026 AHIP Final Exam Answers Updated
Questions and Answers (Latest
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Terms in this set (28)



Types of Medicare Advantage PPO, HMO, MSA, Cost Plan, PFFS
Plans


Medicare-Medicaid plans Serve both Medicare and Medicaid individuals.
Include Part D coverage. Individuals sometimes
referred to as dual eligibles


Medicare Cost Plan Type of Medicare health plan. Have Part B to
enroll. Can join anytime plan is accepting new
members. A non network provider will can
charge higher coinsurances and deuctibles.
Different enrollment/disenrollment periods apply.
Can get Part D Rx coverage if available, or apply
for a separate PDP.


Medicare Entitlement/Enrollment - Individuals with ESRD may sign up at anytime.
Part A & Part B Date on which coverage begins is the fourth
month after dialysis begins.


Medicare Enrollment Period Individuals who do not enroll in Part B when first
eligible can enroll during a General Enrollment
Period, Jan 1st to Mar 31st each year. Coverage
begins July 1st of that year.

, Medicare Enrollment Period - Individuals who have group health coveage
Group Health Coverage through employer may enroll in Part A and/or
Part B anytime while on group coverage during a
Special Enrollment Period. Occurs during the 8
month period following last month of group
coverage.


Medicare Part A Premium Free if worked 40 quarters of your life and paid
Medicare taxes. Premium is $240.00 for
individuals or spouses who paid Medicare taxes
for 30 - 39 quarters. Premium is $437.00 for less
than 30 quarters.


Medicare Part A Penalty Don't enroll in Part A when fist eligible, will pay a
late penalty of up to 10% unless enroll during a
Special Enrollment Period.


Medicare Part B Premium In 2019, the standard monthly premium is $135.50
or higher depending on income. Deducted from
S.S. check or Railroad Retirement check. Do not
enroll when first eligible, premium is increased
10% for each 12 month period not enrolled.
Deductible for 2019 is $185.00


Part C Medicare Advantage plans Entiled to benefits under Part A AND enrolled in
Part B.


Part D Prescription Drug benefits Entitled to benefits under Part A but not enrolled
in Part B. Must be entitled to Part A AND/OR
enrolled in Part B.


Part D Low Income Subsidy Do not qualify for Part D Low Income Subsidy,
but are of limited means, may qualify for help in
Part D costs through State Pharmaceutical
Assistance Program.

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